Snowflake Score | |
---|---|
Valuation | 2/6 |
Future Growth | 0/6 |
Past Performance | 4/6 |
Financial Health | 4/6 |
Dividends | 3/6 |
532134 Stock Overview
Bank of Baroda provides various banking products and services to individuals, government departments, and corporate customers.
Bank of Baroda Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | ₹101.10 |
52 Week High | ₹122.65 |
52 Week Low | ₹72.50 |
Beta | 0.81 |
1 Month Change | -0.44% |
3 Month Change | -9.41% |
1 Year Change | 17.63% |
3 Year Change | -19.41% |
5 Year Change | -37.15% |
Change since IPO | 1,277.38% |
Recent News & Updates
Shareholder Returns
532134 | IN Banks | IN Market | |
---|---|---|---|
7D | 6.0% | 1.2% | 3.0% |
1Y | 17.6% | -6.3% | 0.3% |
Return vs Industry: 532134 exceeded the Indian Banks industry which returned -5.6% over the past year.
Return vs Market: 532134 exceeded the Indian Market which returned 0.6% over the past year.
Price Volatility
532134 volatility | |
---|---|
532134 Average Weekly Movement | 5.4% |
Banks Industry Average Movement | 5.2% |
Market Average Movement | 7.0% |
10% most volatile stocks in IN Market | 9.9% |
10% least volatile stocks in IN Market | 4.5% |
Stable Share Price: 532134 is less volatile than 75% of Indian stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: 532134's weekly volatility (5%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1908 | 79,806 | Sanjiv Chadha | https://www.bankofbaroda.in |
Bank of Baroda provides various banking products and services to individuals, government departments, and corporate customers. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current accounts; term, fixed and recurring deposits; and NRI deposit products.
Bank of Baroda Fundamentals Summary
532134 fundamental statistics | |
---|---|
Market Cap | ₹522.82b |
Earnings (TTM) | ₹78.50b |
Revenue (TTM) | ₹331.07b |
6.7x
P/E Ratio0.6x
P/B RatioIs 532134 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
532134 income statement (TTM) | |
---|---|
Revenue | ₹331.07b |
Cost of Revenue | ₹0 |
Gross Profit | ₹331.07b |
Other Expenses | ₹252.57b |
Earnings | ₹78.50b |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
n/a
Earnings per share (EPS) | 15.18 |
Gross Margin | 100.00% |
Net Profit Margin | 23.71% |
Debt/Equity Ratio | 118.2% |
How did 532134 perform over the long term?
See historical performance and comparisonDividends
2.8%
Current Dividend Yield19%
Payout RatioValuation
Is 532134 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for 532134?
Other financial metrics that can be useful for relative valuation.
What is 532134's n/a Ratio? | |
---|---|
n/a Ratio | 0x |
n/a | n/a |
Market Cap | ₹522.82b |
Key Statistics | |
---|---|
Enterprise Value/Revenue | n/a |
Enterprise Value/EBITDA | n/a |
PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does 532134's PE Ratio compare to its peers?
532134 PE Ratio vs Peers |
---|
Company | PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 14.2x | ||
YESBANK Yes Bank | 29.9x | n/a | ₹318.2b |
532187 IndusInd Bank | 13x | n/a | ₹625.9b |
532483 Canara Bank | 5.5x | 12.4% | ₹338.0b |
532461 Punjab National Bank | 8.5x | n/a | ₹327.6b |
532134 Bank of Baroda | 6.7x | n/a | ₹522.8b |
Price-To-Earnings vs Peers: 532134 is good value based on its Price-To-Earnings Ratio (6.7x) compared to the peer average (14.2x).
Price to Earnings Ratio vs Industry
How does 532134's PE Ratio compare vs other companies in the IN Banks Industry?
Price-To-Earnings vs Industry: 532134 is good value based on its Price-To-Earnings Ratio (6.7x) compared to the Indian Banks industry average (13.2x)
Price to Earnings Ratio vs Fair Ratio
What is 532134's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 6.7x |
Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 532134's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of 532134 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate 532134's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate 532134's fair value for valuation analysis.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 532134's PEG Ratio to determine if it is good value.
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Future Growth
How is Bank of Baroda forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
18.5%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank of Baroda has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Discover growth companies
- Check out Bank of Baroda's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- Bank of Baroda competitive advantages and company strategy can generally be found in its financial reports archived here.
Past Performance
How has Bank of Baroda performed over the past 5 years?
Past Performance Score
4/6Past Performance Score 4/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
44.8%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 532134 has a high level of non-cash earnings.
Growing Profit Margin: 532134's current net profit margins (23.7%) are higher than last year (4.3%).
Past Earnings Growth Analysis
Earnings Trend: 532134's earnings have grown significantly by 44.8% per year over the past 5 years.
Accelerating Growth: 532134's earnings growth over the past year (407.2%) exceeds its 5-year average (44.8% per year).
Earnings vs Industry: 532134 earnings growth over the past year (407.2%) exceeded the Banks industry 43.6%.
Return on Equity
High ROE: 532134's Return on Equity (8.6%) is considered low.
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Financial Health
How is Bank of Baroda's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score
4/6Financial Health Score 4/6
Asset Level
Allowance for Bad Loans
Low Risk Liabilities
Loan Level
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532134's Assets to Equity ratio (14.5x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532134 has a sufficient allowance for bad loans.
Low Risk Liabilities: 86% of 532134's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532134 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 532134's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 532134 has a high level of bad loans (6.8%).
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Dividend
What is Bank of Baroda current dividend yield, its reliability and sustainability?
Dividend Score
3/6Dividend Score 3/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
2.82%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 532134's dividend (2.82%) is higher than the bottom 25% of dividend payers in the Indian market (0.43%).
High Dividend: 532134's dividend (2.82%) is in the top 25% of dividend payers in the Indian market (1.85%)
Stability and Growth of Payments
Stable Dividend: 532134's dividend payments have been volatile in the past 10 years.
Growing Dividend: 532134's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its low payout ratio (18.8%), 532134's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.
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Management
How experienced are the management team and are they aligned to shareholders interests?
2.3yrs
Average management tenure
CEO
Sanjiv Chadha (58 yo)
2.42yrs
Tenure
₹4,046,242
Compensation
Mr. Sanjiv Chadha is Non-Executive & Independent Director of National Insurance Company Ltd. from June 08, 2022 and served as its Non-Executive Director since October 28, 2020 until June 08, 2022. Mr. Chad...
CEO Compensation Analysis
Compensation vs Market: Sanjiv's total compensation ($USD51.21K) is below average for companies of similar size in the Indian market ($USD867.95K).
Compensation vs Earnings: Sanjiv's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: 532134's management team is considered experienced (2.3 years average tenure).
Board Members
Experienced Board: 532134's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Bank of Baroda's employee growth, exchange listings and data sources
Key Information
- Name: Bank of Baroda
- Ticker: 532134
- Exchange: BSE
- Founded: 1908
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: ₹522.825b
- Shares outstanding: 5.17b
- Website: https://www.bankofbaroda.in
Number of Employees
Location
- Bank of Baroda
- Baroda Bhavan
- 7th Floor
- Vadodara
- Gujarat
- 390007
- India
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/06/29 00:00 |
End of Day Share Price | 2022/06/29 00:00 |
Earnings | 2022/03/31 |
Annual Earnings | 2022/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.