Bank of Baroda
Market Cap
₹192.4b
Last Updated
2020/10/31 12:42 UTC
Data Sources
Company Financials
Executive Summary
Bank of Baroda provides various banking products and services to individual, government departments, and corporate customers. More Details
Risk Analysis
Snowflake Analysis
Adequate balance sheet and overvalued.
Similar Companies
Share Price & News
How has Bank of Baroda's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 532134 has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
-3.6%
532134
-2.4%
IN Banks
-1.6%
IN Market
1 Year Return
-58.3%
532134
-26.3%
IN Banks
-2.2%
IN Market
Return vs Industry: 532134 underperformed the Indian Banks industry which returned -26.3% over the past year.
Return vs Market: 532134 underperformed the Indian Market which returned -2.2% over the past year.
Shareholder returns
| 532134 | Industry | Market | |
|---|---|---|---|
| 7 Day | -3.6% | -2.4% | -1.6% |
| 30 Day | -0.6% | 9.7% | 1.7% |
| 90 Day | -11.0% | 7.9% | 6.2% |
| 1 Year | -58.3%-58.3% | -26.3%-26.3% | -0.4%-2.2% |
| 3 Year | -75.8%-75.8% | -41.3%-41.9% | -4.4%-9.0% |
| 5 Year | -74.9%-75.1% | -11.7%-13.6% | 40.4%29.8% |
Price Volatility Vs. Market
How volatile is Bank of Baroda's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Bank of Baroda undervalued compared to its fair value and its price relative to the market?
17.99x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 532134's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 532134's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 532134 is poor value based on its PE Ratio (18x) compared to the IN Banks industry average (14.5x).
PE vs Market: 532134 is poor value based on its PE Ratio (18x) compared to the Indian market (16.2x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 532134's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 532134 is good value based on its PB Ratio (0.3x) compared to the IN Banks industry average (0.6x).
Next Steps
Future Growth
How is Bank of Baroda forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
20.9%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank of Baroda has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Examine Bank of Baroda's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Bank of Baroda competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
Past Performance
How has Bank of Baroda performed over the past 5 years?
23.6%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 532134 has a high level of non-cash earnings.
Growing Profit Margin: 532134's current net profit margins (4.8%) are lower than last year (7.7%).
Past Earnings Growth Analysis
Earnings Trend: 532134 has become profitable over the past 5 years, growing earnings by 23.6% per year.
Accelerating Growth: 532134's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 532134 had negative earnings growth (-15.8%) over the past year, making it difficult to compare to the Banks industry average (4.6%).
Return on Equity
High ROE: 532134's Return on Equity (1.3%) is considered low.
Next Steps
Financial Health
How is Bank of Baroda's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532134's Assets to Equity ratio (15.7x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532134 has a sufficient allowance for bad loans.
Low Risk Liabilities: 87% of 532134's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532134 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 532134's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 532134 has a high level of bad loans (9.8%).
Next Steps
Dividend
What is Bank of Baroda current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 532134's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 532134's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 532134's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 532134's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 532134 is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 532134's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
1.2yrs
Average management tenure
CEO
Sanjiv Chadha (57 yo)
0.75
Tenure
₹696,137
Compensation
Mr. Sanjiv Chadha serves as Director of National Insurance Company Ltd. since 2020. Mr. Chadha serves as Chairman of the Board at IndiaFirst Life Insurance Company Ltd since June 2020. He serves as Managin ...
CEO Compensation Analysis
Compensation vs Market: Sanjiv's total compensation ($USD9.34K) is below average for companies of similar size in the Indian market ($USD768.56K).
Compensation vs Earnings: Insufficient data to compare Sanjiv's compensation with company performance.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| MD & CEO | 0.75yr | ₹696.14k | no data | |
| Executive Director | 2yrs | ₹3.16m | 0.00014% ₹ 269.4k | |
| Executive Director | 2yrs | ₹3.18m | 0.00014% ₹ 269.4k | |
| Executive Director | 1yr | ₹9.01m | 0.00015% ₹ 288.7k | |
| Chief Financial Officer | 0.25yr | no data | no data | |
| Company Secretary & Compliance Officer | no data | no data | no data | |
| Chief Manager of HR & Head of Mumbai Academy | no data | no data | no data | |
| Managing Director of Bobcards | no data | no data | no data | |
| Chief Returning Officer | 2.83yrs | no data | no data | |
| Chief Economist & Head | no data | no data | no data | |
| GM of Risk Management & Credit Approval and Chief Risk Officer | 1.42yrs | no data | no data | |
| Executive Director | 0.42yr | no data | no data |
1.2yrs
Average Tenure
57yo
Average Age
Experienced Management: 532134's management team is not considered experienced ( 1.2 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Executive Director | 2yrs | ₹3.16m | 0.00014% ₹ 269.4k | |
| Executive Director | 2yrs | ₹3.18m | 0.00014% ₹ 269.4k | |
| Executive Director | 1yr | ₹9.01m | 0.00015% ₹ 288.7k | |
| Executive Director | 0.42yr | no data | no data | |
| Independent Non-Executive Chairman | 1.58yrs | ₹1.83m | no data | |
| Shareholder Director | 2.83yrs | ₹2.33m | 0% ₹ 0 | |
| Shareholder Director | 5.83yrs | ₹2.23m | 0.000010% ₹ 19.2k | |
| Government Nominee Director | 3.75yrs | no data | no data | |
| Government Nominee Director | 0.75yr | no data | no data | |
| Shareholder Director | 1.83yrs | ₹2.11m | 0.000010% ₹ 19.2k |
1.9yrs
Average Tenure
57yo
Average Age
Experienced Board: 532134's board of directors are not considered experienced ( 1.9 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 16.4%.
Top Shareholders
Company Information
Bank of Baroda's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Bank of Baroda
- Ticker: 532134
- Exchange: BSE
- Founded: 1908
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₹192.447b
- Shares outstanding: 4.62b
- Website: https://www.bankofbaroda.in
Number of Employees
Location
- Bank of Baroda
- Baroda Bhavan
- R C Dutt Road
- Vadodara
- Gujarat
- 390007
- India
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| 532134 | BSE (Mumbai Stock Exchange) | Yes | Equity Shares | IN | INR | Feb 1997 |
| BANKBARODA | NSEI (National Stock Exchange of India) | Yes | Equity Shares | IN | INR | Feb 1997 |
Biography
Bank of Baroda provides various banking products and services to individual, government departments, and corporate customers. The company operates through Treasury, Corporate/Wholesale Banking, Retail Bank ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/10/31 12:42 |
| End of Day Share Price | 2020/10/30 00:00 |
| Earnings | 2020/03/31 |
| Annual Earnings | 2020/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.