Bank of Baroda Balance Sheet Health
Financial Health criteria checks 4/6
Bank of Baroda has total assets of ₹16,069.2B and total equity of ₹1,195.2B. Total deposits are ₹12,708.2B, and total loans are ₹10,470.6B earning a Net Interest Margin of 3.3%. It has insufficient allowance for bad loans, which are currently at 3.1% of total loans. Cash and short-term investments are ₹568.8B.
Key information
13.4x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | ₹12.71t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.1% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹568.77b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532134's Assets to Equity ratio (13.4x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532134 has a sufficient allowance for bad loans.
Low Risk Liabilities: 85% of 532134's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532134 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 532134's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 532134 has a high level of bad loans (3.1%).