company background image
LBRA

Libra Insurance TASE:LBRA Stock Report

Last Price

₪4.12

Market Cap

₪186.5m

7D

3.6%

1Y

-72.5%

Updated

29 Jun, 2022

Data

Company Financials
LBRA fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health5/6
Dividends0/6

LBRA Stock Overview

Libra Insurance Company Ltd underwrites property and casualty insurance products.

Libra Insurance Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Libra Insurance
Historical stock prices
Current Share Price₪4.12
52 Week High₪19.95
52 Week Low₪3.52
Beta0
1 Month Change-4.96%
3 Month Change-44.49%
1 Year Change-72.51%
3 Year Changen/a
5 Year Changen/a
Change since IPO-71.47%

Recent News & Updates

Jan 25
Libra Insurance Company Ltd's (TLV:LBRA) 25% Share Price Plunge Could Signal Some Risk

Libra Insurance Company Ltd's (TLV:LBRA) 25% Share Price Plunge Could Signal Some Risk

Unfortunately for some shareholders, the Libra Insurance Company Ltd ( TLV:LBRA ) share price has dived 25% in the last...

Shareholder Returns

LBRAIL InsuranceIL Market
7D3.6%1.7%1.6%
1Y-72.5%5.8%9.5%

Return vs Industry: LBRA underperformed the IL Insurance industry which returned 5.6% over the past year.

Return vs Market: LBRA underperformed the IL Market which returned 9.5% over the past year.

Price Volatility

Is LBRA's price volatile compared to industry and market?
LBRA volatility
LBRA Average Weekly Movement8.5%
Insurance Industry Average Movement5.5%
Market Average Movement5.6%
10% most volatile stocks in IL Market9.0%
10% least volatile stocks in IL Market3.6%

Stable Share Price: LBRA is more volatile than 75% of IL stocks over the past 3 months, typically moving +/- 9% a week.

Volatility Over Time: LBRA's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of IL stocks.

About the Company

FoundedEmployeesCEOWebsite
n/a126n/ahttps://www.lbr.co.il

Libra Insurance Company Ltd underwrites property and casualty insurance products. The company is based in Holon, Israel.

Libra Insurance Fundamentals Summary

How do Libra Insurance's earnings and revenue compare to its market cap?
LBRA fundamental statistics
Market Cap₪186.45m
Earnings (TTM)-₪791.00k
Revenue (TTM)₪132.71m

1.4x

P/S Ratio

-235.7x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
LBRA income statement (TTM)
Revenue₪132.71m
Cost of Revenue₪79.01m
Gross Profit₪53.70m
Other Expenses₪54.49m
Earnings-₪791.00k

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)-0.017
Gross Margin40.47%
Net Profit Margin-0.60%
Debt/Equity Ratio0%

How did LBRA perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is LBRA undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for LBRA?

Other financial metrics that can be useful for relative valuation.

LBRA key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue1x
Enterprise Value/EBITDA-544.6x
PEG Ration/a

Price to Book Ratio vs Peers

How does LBRA's PB Ratio compare to its peers?

LBRA PB Ratio vs Peers
The above table shows the PB ratio for LBRA vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPBEstimated GrowthMarket Cap
Peer Average1x
AYAL Ayalon Holdings
0.6xn/a₪376.9m
ZUR Zur Shamir Holdings
1.3xn/a₪664.7m
IDIN I.D.I. Insurance
1.7xn/a₪1.4b
AICL Adamjee Insurance
0.4xn/aPK₨10.5b
LBRA Libra Insurance
2.9xn/a₪186.5m

Price-To-Book vs Peers: LBRA is expensive based on its Price-To-Book Ratio (2.9x) compared to the peer average (1x).


Price to Earnings Ratio vs Industry

How does LBRA's PE Ratio compare vs other companies in the Asian Insurance Industry?

Price-To-Book vs Industry: LBRA is expensive based on its Price-To-Book Ratio (2.9x) compared to the IL Insurance industry average (0.8x)


Price to Book Ratio vs Fair Ratio

What is LBRA's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

LBRA PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio2.9x
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate LBRA's Price-To-Book Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of LBRA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: LBRA (₪4.12) is trading above our estimate of fair value (₪1.31)

Significantly Below Fair Value: LBRA is trading above our estimate of fair value.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate LBRA's PEG Ratio to determine if it is good value.


Discover undervalued companies

Future Growth

How is Libra Insurance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


12.7%

Forecasted Insurance industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Libra Insurance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Discover growth companies

  • Examine Libra Insurance's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.

Past Performance

How has Libra Insurance performed over the past 5 years?

Past Performance Score

0/6

Past Performance Score 0/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


83.3%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: LBRA is currently unprofitable.

Growing Profit Margin: LBRA is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: LBRA is unprofitable, but has reduced losses over the past 5 years at a rate of 83.3% per year.

Accelerating Growth: Unable to compare LBRA's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: LBRA is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (40.8%).


Return on Equity

High ROE: LBRA has a negative Return on Equity (-1.25%), as it is currently unprofitable.


Discover strong past performing companies

Financial Health

How is Libra Insurance's financial position?

Financial Health Score

5/6

Financial Health Score 5/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: LBRA's short term assets (₪513.3M) exceed its short term liabilities (₪419.6M).

Long Term Liabilities: LBRA's short term assets (₪513.3M) do not cover its long term liabilities (₪552.9M).


Debt to Equity History and Analysis

Debt Level: LBRA is debt free.

Reducing Debt: LBRA has not had any debt for past 5 years.

Debt Coverage: LBRA has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: LBRA has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Discover healthy companies

Dividend

What is Libra Insurance current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate LBRA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate LBRA's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if LBRA's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if LBRA's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as LBRA has not reported any payouts.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Libra Insurance has no CEO, or we have no data on them.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Libra Insurance Company Ltd's employee growth, exchange listings and data sources


Key Information

  • Name: Libra Insurance Company Ltd
  • Ticker: LBRA
  • Exchange: TASE
  • Founded: NaN
  • Industry: Property and Casualty Insurance
  • Sector: Insurance
  • Implied Market Cap: ₪186.452m
  • Shares outstanding: 45.22m
  • Website: https://www.lbr.co.il

Number of Employees


Location

  • Libra Insurance Company Ltd
  • 26/13 Harokmim
  • Entrance
  • Holon
  • 5885849
  • Israel

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/29 00:00
End of Day Share Price2022/06/29 00:00
Earnings2022/03/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.