Harel Insurance Investments & Financial Services Ltd

TASE:HARL Stock Report

Market Cap: ₪7.3b

Harel Insurance Investments & Financial Services Past Earnings Performance

Past criteria checks 5/6

Harel Insurance Investments & Financial Services has been growing earnings at an average annual rate of 4.1%, while the Insurance industry saw earnings growing at 10% annually. Revenues have been growing at an average rate of 4.3% per year. Harel Insurance Investments & Financial Services's return on equity is 8.6%, and it has net margins of 2.8%.

Key information

4.1%

Earnings growth rate

6.8%

EPS growth rate

Insurance Industry Growth15.1%
Revenue growth rate4.3%
Return on equity8.6%
Net Margin2.8%
Last Earnings Update31 Mar 2024

Recent past performance updates

Recent updates

A Piece Of The Puzzle Missing From Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Share Price

Jul 25
A Piece Of The Puzzle Missing From Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Share Price

Shareholders May Be A Little Conservative With Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) CEO Compensation For Now

May 24
Shareholders May Be A Little Conservative With Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) CEO Compensation For Now

Investors Holding Back On Harel Insurance Investments & Financial Services Ltd (TLV:HARL)

Mar 21
Investors Holding Back On Harel Insurance Investments & Financial Services Ltd (TLV:HARL)

Should You Be Adding Harel Insurance Investments & Financial Services (TLV:HARL) To Your Watchlist Today?

Sep 12
Should You Be Adding Harel Insurance Investments & Financial Services (TLV:HARL) To Your Watchlist Today?

Should You Be Adding Harel Insurance Investments & Financial Services (TLV:HARL) To Your Watchlist Today?

Jun 08
Should You Be Adding Harel Insurance Investments & Financial Services (TLV:HARL) To Your Watchlist Today?

Does Harel Insurance Investments & Financial Services (TLV:HARL) Deserve A Spot On Your Watchlist?

Dec 27
Does Harel Insurance Investments & Financial Services (TLV:HARL) Deserve A Spot On Your Watchlist?

Is Now The Time To Put Harel Insurance Investments & Financial Services (TLV:HARL) On Your Watchlist?

Jun 09
Is Now The Time To Put Harel Insurance Investments & Financial Services (TLV:HARL) On Your Watchlist?

Did You Participate In Any Of Harel Insurance Investments & Financial Services' (TLV:HARL) Fantastic 190% Return ?

Feb 21
Did You Participate In Any Of Harel Insurance Investments & Financial Services' (TLV:HARL) Fantastic 190% Return ?

What Type Of Shareholders Own The Most Number of Harel Insurance Investments & Financial Services Ltd (TLV:HARL) Shares?

Jan 31
What Type Of Shareholders Own The Most Number of Harel Insurance Investments & Financial Services Ltd (TLV:HARL) Shares?

What Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) P/E Is Not Telling You

Jan 05
What Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) P/E Is Not Telling You

Can Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Weak Financials Pull The Plug On The Stock's Current Momentum On Its Share Price?

Dec 15
Can Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Weak Financials Pull The Plug On The Stock's Current Momentum On Its Share Price?

Is Harel Insurance Investments & Financial Services Ltd (TLV:HARL) A Smart Choice For Dividend Investors?

Nov 25
Is Harel Insurance Investments & Financial Services Ltd (TLV:HARL) A Smart Choice For Dividend Investors?

Revenue & Expenses Breakdown

How Harel Insurance Investments & Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TASE:HARL Revenue, expenses and earnings (ILS Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 2426,9567441,7750
31 Dec 2324,9234851,7950
30 Sep 2324,2985881,7380
30 Jun 2322,2273721,7110
31 Mar 2314,6192381,6890
31 Dec 2212,9869061,6430
30 Sep 2214,7939441,6270
30 Jun 2217,4301,1371,5690
31 Mar 2224,3751,5861,5370
31 Dec 2127,1361,2091,4690
30 Sep 2127,7401,0491,4450
30 Jun 2128,3331,0881,4380
31 Mar 2127,9251,1021,3850
31 Dec 2018,6627241,3810
30 Sep 2016,2096601,4220
30 Jun 2015,015951,4250
31 Mar 2013,7231011,4670
31 Dec 1922,8654571,4620
30 Sep 1918,2153501,4360
30 Jun 1918,7868751,4230
31 Mar 1917,6907701,4250
31 Dec 1814,7236201,4350
30 Sep 1818,1857331,4200
30 Jun 1817,2485371,4190
31 Mar 1817,3024781,4060
31 Dec 1718,0946841,3830
30 Sep 1717,0307311,3400
30 Jun 1716,7328141,3300
31 Mar 1715,7986791,3180
31 Dec 1614,2983971,3110
30 Sep 1614,2153931,2560
30 Jun 1611,843321,2800
31 Mar 1611,1953881,2860
31 Dec 1513,0204561,2880
30 Sep 1511,9752811,1400
30 Jun 1513,6455421,0970
31 Mar 1514,1192841,0820
31 Dec 1413,0553741,1840
30 Sep 1414,3585461,1890
30 Jun 1414,7085961,1850
31 Mar 1414,5206241,1750
31 Dec 1314,3476801,0390
30 Sep 1313,7205611,0970

Quality Earnings: HARL has high quality earnings.

Growing Profit Margin: HARL's current net profit margins (2.8%) are higher than last year (1.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: HARL's earnings have grown by 4.1% per year over the past 5 years.

Accelerating Growth: HARL's earnings growth over the past year (212.6%) exceeds its 5-year average (4.1% per year).

Earnings vs Industry: HARL earnings growth over the past year (212.6%) exceeded the Insurance industry 72.1%.


Return on Equity

High ROE: HARL's Return on Equity (8.6%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.