BFI Finance Indonesia Future Growth
Future criteria checks 2/6
BFI Finance Indonesia is forecast to grow earnings and revenue by 12.4% and 18.2% per annum respectively. EPS is expected to grow by 10.9% per annum. Return on equity is forecast to be 16.7% in 3 years.
Key information
12.4%
Earnings growth rate
10.9%
EPS growth rate
Consumer Finance earnings growth | 19.8% |
Revenue growth rate | 18.2% |
Future return on equity | 16.7% |
Analyst coverage | Low |
Last updated | 01 Nov 2024 |
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
---|---|---|---|---|---|
12/31/2026 | 6,996,000 | 2,048,118 | N/A | N/A | 3 |
12/31/2025 | 6,259,250 | 1,771,363 | N/A | N/A | 4 |
12/31/2024 | 5,573,000 | 1,550,681 | N/A | N/A | 3 |
9/30/2024 | 4,377,875 | 1,582,596 | 960,383 | 1,096,689 | N/A |
6/30/2024 | 4,234,474 | 1,481,298 | 1,523,190 | 1,698,946 | N/A |
3/31/2024 | 4,210,364 | 1,496,543 | 1,038,160 | 1,359,752 | N/A |
12/31/2023 | 4,387,709 | 1,643,888 | -85,792 | 276,677 | N/A |
9/30/2023 | 4,360,034 | 1,673,162 | -1,816,343 | -1,384,281 | N/A |
6/30/2023 | 4,460,045 | 1,826,184 | -3,635,044 | -3,225,133 | N/A |
3/31/2023 | 4,457,924 | 1,919,504 | -4,548,716 | -4,250,707 | N/A |
12/31/2022 | 4,148,718 | 1,806,680 | -3,791,425 | -3,521,594 | N/A |
9/30/2022 | 3,741,030 | 1,644,947 | -2,860,564 | -2,655,150 | N/A |
6/30/2022 | 3,404,833 | 1,472,800 | -1,778,151 | -1,582,465 | N/A |
3/31/2022 | 3,097,559 | 1,297,744 | -928,663 | -780,847 | N/A |
12/31/2021 | 2,848,313 | 1,131,293 | 416,839 | 542,471 | N/A |
9/30/2021 | 2,611,171 | 977,095 | 1,853,460 | 1,968,346 | N/A |
6/30/2021 | 2,487,578 | 856,982 | 3,363,015 | 3,446,968 | N/A |
3/31/2021 | 2,190,446 | 603,272 | 5,512,788 | 5,597,698 | N/A |
12/31/2020 | 2,428,844 | 701,595 | 4,641,957 | 4,746,298 | N/A |
9/30/2020 | 2,866,323 | 142,144 | 3,169,323 | 3,269,629 | N/A |
6/30/2020 | 3,180,210 | 353,556 | 1,713,975 | 1,834,246 | N/A |
3/31/2020 | 3,654,871 | 702,727 | 58,241 | 182,944 | N/A |
12/31/2019 | 3,618,138 | 711,685 | 1,088,754 | 1,199,944 | N/A |
9/30/2019 | 3,483,679 | 1,464,326 | 2,397,264 | 2,562,854 | N/A |
6/30/2019 | 3,453,208 | 1,455,160 | 2,144,794 | 2,304,769 | N/A |
3/31/2019 | 3,401,627 | 1,454,003 | 797,518 | 958,919 | N/A |
12/31/2018 | 3,368,537 | 1,467,794 | -545,476 | -366,661 | N/A |
9/30/2018 | 3,309,083 | 1,439,087 | -1,945,196 | -1,819,656 | N/A |
6/30/2018 | 3,139,103 | 1,364,455 | N/A | -2,104,875 | N/A |
3/31/2018 | 2,954,281 | 1,283,685 | N/A | -2,366,019 | N/A |
12/31/2017 | 2,744,766 | 1,187,510 | N/A | -2,335,063 | N/A |
9/30/2017 | 2,542,869 | 1,086,732 | N/A | -2,557,287 | N/A |
6/30/2017 | 2,467,512 | 983,782 | N/A | -2,088,905 | N/A |
3/31/2017 | 2,274,270 | 892,820 | N/A | -1,306,601 | N/A |
12/31/2016 | 2,069,083 | 798,365 | N/A | -456,175 | N/A |
9/30/2016 | 1,910,010 | 749,163 | N/A | 901,478 | N/A |
6/30/2016 | 1,634,200 | 693,221 | N/A | 1,097,111 | N/A |
3/31/2016 | 1,555,345 | 662,788 | N/A | 871,649 | N/A |
12/31/2015 | 1,501,901 | 650,288 | N/A | 148,362 | N/A |
9/30/2015 | 1,411,538 | 646,993 | N/A | -580,415 | N/A |
6/30/2015 | 1,353,917 | 638,711 | N/A | -957,702 | N/A |
3/31/2015 | 1,311,503 | 617,447 | N/A | -850,439 | N/A |
12/31/2014 | 1,284,772 | 600,244 | N/A | -638,968 | N/A |
9/30/2014 | 1,222,540 | 528,593 | N/A | -577,983 | N/A |
6/30/2014 | 1,203,164 | 515,135 | N/A | -825,106 | N/A |
3/31/2014 | 1,176,997 | 515,793 | N/A | -1,106,321 | N/A |
12/31/2013 | 1,136,281 | 508,619 | N/A | -1,327,237 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BFIN's forecast earnings growth (12.4% per year) is above the savings rate (6.8%).
Earnings vs Market: BFIN's earnings (12.4% per year) are forecast to grow slower than the ID market (19% per year).
High Growth Earnings: BFIN's earnings are forecast to grow, but not significantly.
Revenue vs Market: BFIN's revenue (18.2% per year) is forecast to grow faster than the ID market (9.7% per year).
High Growth Revenue: BFIN's revenue (18.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BFIN's Return on Equity is forecast to be low in 3 years time (16.7%).