BFI Finance Indonesia Past Earnings Performance
Past criteria checks 2/6
BFI Finance Indonesia has been growing earnings at an average annual rate of 15.6%, while the Consumer Finance industry saw earnings growing at 15.6% annually. Revenues have been growing at an average rate of 7.2% per year. BFI Finance Indonesia's return on equity is 15.2%, and it has net margins of 35.5%.
Key information
15.6%
Earnings growth rate
15.5%
EPS growth rate
| Consumer Finance Industry Growth | 11.7% |
| Revenue growth rate | 7.2% |
| Return on equity | 15.2% |
| Net Margin | 35.5% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How BFI Finance Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 4,210,364 | 1,496,543 | 2,452,279 | 0 |
| 31 Dec 23 | 4,387,709 | 1,643,888 | 2,432,272 | 0 |
| 30 Sep 23 | 4,360,034 | 1,673,162 | 2,364,868 | 0 |
| 30 Jun 23 | 4,460,045 | 1,826,184 | 2,300,318 | 0 |
| 31 Mar 23 | 4,457,924 | 1,919,504 | 2,214,836 | 0 |
| 31 Dec 22 | 4,148,718 | 1,806,680 | 2,071,133 | 0 |
| 30 Sep 22 | 3,741,030 | 1,644,947 | 1,919,967 | 0 |
| 30 Jun 22 | 3,404,833 | 1,472,800 | 1,803,125 | 0 |
| 31 Mar 22 | 3,097,559 | 1,297,744 | 1,715,846 | 0 |
| 31 Dec 21 | 2,848,313 | 1,131,293 | 1,676,321 | 0 |
| 30 Sep 21 | 2,611,171 | 977,095 | 1,628,983 | 0 |
| 30 Jun 21 | 2,487,578 | 856,982 | 1,619,319 | 0 |
| 31 Mar 21 | 2,190,446 | 603,272 | 1,603,089 | 0 |
| 31 Dec 20 | 2,428,844 | 701,595 | 1,677,270 | 0 |
| 30 Sep 20 | 2,866,323 | 142,144 | 1,810,043 | 0 |
| 30 Jun 20 | 3,180,210 | 353,556 | 1,875,769 | 0 |
| 31 Mar 20 | 3,654,871 | 702,727 | 1,929,624 | 0 |
| 31 Dec 19 | 3,618,138 | 711,685 | 1,874,425 | 0 |
| 30 Sep 19 | 3,483,679 | 1,464,326 | 1,724,731 | 0 |
| 30 Jun 19 | 3,453,208 | 1,455,160 | 1,672,191 | 0 |
| 31 Mar 19 | 3,401,627 | 1,454,003 | 1,616,319 | 0 |
| 31 Dec 18 | 3,368,537 | 1,467,794 | 1,569,448 | 0 |
| 30 Sep 18 | 3,309,083 | 1,439,087 | 1,538,422 | 0 |
| 30 Jun 18 | 3,139,103 | 1,364,455 | 1,459,061 | 0 |
| 31 Mar 18 | 2,954,281 | 1,283,685 | 1,383,693 | 0 |
| 31 Dec 17 | 2,744,766 | 1,187,510 | 1,305,348 | 0 |
| 30 Sep 17 | 2,542,869 | 1,086,732 | 1,241,618 | 0 |
| 30 Jun 17 | 2,467,512 | 983,782 | 1,165,040 | 0 |
| 31 Mar 17 | 2,274,270 | 892,820 | 1,152,774 | 0 |
| 31 Dec 16 | 2,069,083 | 798,365 | 1,107,171 | 0 |
| 30 Sep 16 | 1,910,010 | 749,163 | 1,061,998 | 0 |
| 30 Jun 16 | 1,634,200 | 693,221 | 1,057,439 | 0 |
| 31 Mar 16 | 1,555,345 | 662,788 | 1,023,763 | 0 |
| 31 Dec 15 | 1,501,901 | 650,288 | 999,655 | 0 |
| 30 Sep 15 | 1,411,538 | 646,993 | 937,653 | 0 |
| 30 Jun 15 | 1,353,917 | 638,711 | 860,838 | 0 |
| 31 Mar 15 | 1,311,503 | 617,447 | 799,510 | 0 |
| 31 Dec 14 | 1,284,772 | 600,244 | 758,058 | 0 |
| 30 Sep 14 | 1,222,540 | 528,593 | 717,160 | 0 |
| 30 Jun 14 | 1,203,164 | 515,135 | 694,400 | 0 |
| 31 Mar 14 | 1,176,997 | 515,793 | 658,556 | 0 |
| 31 Dec 13 | 1,136,281 | 508,619 | 623,042 | 0 |
| 30 Sep 13 | 1,128,527 | 525,067 | 599,046 | 0 |
| 30 Jun 13 | 1,083,049 | 513,895 | 559,217 | 0 |
Quality Earnings: BFIN has high quality earnings.
Growing Profit Margin: BFIN's current net profit margins (35.5%) are lower than last year (43.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BFIN's earnings have grown by 15.6% per year over the past 5 years.
Accelerating Growth: BFIN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BFIN had negative earnings growth (-22%) over the past year, making it difficult to compare to the Consumer Finance industry average (2.2%).
Return on Equity
High ROE: BFIN's Return on Equity (15.2%) is considered low.