Bank BTPN Syariah Past Earnings Performance
Past criteria checks 2/6
Bank BTPN Syariah has been growing earnings at an average annual rate of 5.2%, while the Banks industry saw earnings growing at 15.2% annually. Revenues have been growing at an average rate of 4.3% per year. Bank BTPN Syariah's return on equity is 10.8%, and it has net margins of 28.2%.
Key information
5.2%
Earnings growth rate
5.2%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | 4.3% |
| Return on equity | 10.8% |
| Net Margin | 28.2% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bank BTPN Syariah makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 3,260,394 | 919,764 | 2,045,442 | 0 |
| 31 Dec 23 | 3,424,174 | 1,080,499 | 2,001,009 | 0 |
| 30 Sep 23 | 3,836,400 | 1,455,541 | 1,927,188 | 0 |
| 30 Jun 23 | 4,079,068 | 1,675,766 | 1,887,411 | 0 |
| 31 Mar 23 | 4,200,044 | 1,793,267 | 1,842,627 | 0 |
| 31 Dec 22 | 4,153,265 | 1,779,543 | 1,803,834 | 0 |
| 30 Sep 22 | 4,044,604 | 1,696,386 | 1,836,149 | 0 |
| 30 Jun 22 | 3,784,234 | 1,551,353 | 1,758,755 | 0 |
| 31 Mar 22 | 3,677,675 | 1,500,858 | 1,722,158 | 0 |
| 31 Dec 21 | 3,576,427 | 1,465,005 | 1,658,637 | 0 |
| 30 Sep 21 | 3,566,297 | 1,444,359 | 1,640,029 | 0 |
| 30 Jun 21 | 3,250,736 | 1,217,862 | 1,607,953 | 0 |
| 31 Mar 21 | 2,662,340 | 827,462 | 1,528,658 | 0 |
| 31 Dec 20 | 2,717,577 | 854,614 | 1,550,622 | 0 |
| 30 Sep 20 | 2,806,903 | 929,844 | 1,552,851 | 0 |
| 30 Jun 20 | 3,269,055 | 1,196,552 | 1,596,938 | 0 |
| 31 Mar 20 | 3,802,629 | 1,513,525 | 1,687,341 | 0 |
| 31 Dec 19 | 3,642,731 | 1,399,634 | 1,667,186 | 0 |
| 30 Sep 19 | 3,395,932 | 1,243,248 | 1,629,892 | 0 |
| 30 Jun 19 | 3,154,005 | 1,126,317 | 1,591,105 | 0 |
| 31 Mar 19 | 2,971,351 | 1,041,749 | 1,523,641 | 0 |
| 31 Dec 18 | 2,814,470 | 965,311 | 1,469,208 | 0 |
| 30 Sep 18 | 2,696,739 | 899,570 | 1,391,729 | 0 |
| 30 Jun 18 | 2,573,347 | 826,385 | 1,368,970 | 0 |
| 31 Mar 18 | 2,439,511 | 745,997 | 1,499,396 | 0 |
| 31 Dec 17 | 2,331,212 | 670,182 | 1,361,985 | 0 |
| 30 Sep 17 | 2,203,728 | 604,627 | 1,687,393 | 0 |
| 30 Jun 17 | 2,083,382 | 542,915 | 1,528,904 | 0 |
| 31 Mar 17 | 1,965,667 | 479,360 | 1,236,722 | 0 |
| 31 Dec 16 | 1,822,508 | 412,495 | 1,223,888 | 0 |
| 30 Sep 16 | 1,727,547 | 352,917 | 1,078,824 | 0 |
| 30 Jun 16 | 1,577,435 | 289,828 | 1,050,094 | 0 |
| 31 Mar 16 | 1,422,573 | 235,161 | 1,015,165 | 0 |
| 31 Dec 15 | 1,260,749 | 188,355 | 967,306 | 0 |
| 30 Sep 15 | 1,480,862 | 168,775 | 1,012,341 | 0 |
| 30 Jun 15 | 1,328,359 | 144,929 | 954,358 | 0 |
| 31 Mar 15 | 1,063,797 | 110,062 | 816,331 | 0 |
| 31 Dec 14 | 856,565 | 91,044 | 689,718 | 0 |
Quality Earnings: BTPS has high quality earnings.
Growing Profit Margin: BTPS's current net profit margins (28.2%) are lower than last year (42.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BTPS's earnings have grown by 5.2% per year over the past 5 years.
Accelerating Growth: BTPS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BTPS had negative earnings growth (-48.7%) over the past year, making it difficult to compare to the Banks industry average (12%).
Return on Equity
High ROE: BTPS's Return on Equity (10.8%) is considered low.