PT Bank BTPN Syariah Tbk

IDX:BTPS Stock Report

Market Cap: Rp7.0t

Bank BTPN Syariah Past Earnings Performance

Past criteria checks 1/6

Bank BTPN Syariah's earnings have been declining at an average annual rate of -0.3%, while the Banks industry saw earnings growing at 21.5% annually. Revenues have been growing at an average rate of 2.2% per year. Bank BTPN Syariah's return on equity is 9.4%, and it has net margins of 26%.

Key information

-0.3%

Earnings growth rate

-0.3%

EPS growth rate

Banks Industry Growth13.2%
Revenue growth rate2.2%
Return on equity9.4%
Net Margin26.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank BTPN Syariah makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

IDX:BTPS Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,258,180847,3962,124,0730
30 Jun 243,267,923880,1072,093,7830
31 Mar 243,260,394919,7642,045,4420
31 Dec 233,424,1741,080,4992,001,0090
30 Sep 233,836,5071,455,5411,927,1880
30 Jun 234,070,7261,675,7661,887,4110
31 Mar 234,200,0441,793,2671,842,6270
31 Dec 224,153,2651,779,5431,803,8340
30 Sep 224,044,6041,696,3861,836,1490
30 Jun 223,784,2341,551,3531,758,7550
31 Mar 223,677,6751,500,8581,722,1580
31 Dec 213,576,4271,465,0051,658,6370
30 Sep 213,566,2971,444,3591,640,0290
30 Jun 213,250,7361,217,8621,607,9530
31 Mar 212,662,340827,4621,528,6580
31 Dec 202,717,577854,6141,550,6220
30 Sep 202,806,903929,8441,552,8510
30 Jun 203,269,0551,196,5521,596,9380
31 Mar 203,802,6291,513,5251,687,3410
31 Dec 193,642,7311,399,6341,667,1860
30 Sep 193,395,9321,243,2481,629,8920
30 Jun 193,154,0051,126,3171,591,1050
31 Mar 192,971,3511,041,7491,523,6410
31 Dec 182,814,470965,3111,469,2080
30 Sep 182,696,739899,5701,391,7290
30 Jun 182,573,347826,3851,368,9700
31 Mar 182,439,511745,9971,499,3960
31 Dec 172,331,212670,1821,361,9850
30 Sep 172,203,728604,6271,687,3930
30 Jun 172,083,382542,9151,528,9040
31 Mar 171,965,667479,3601,236,7220
31 Dec 161,822,508412,4951,223,8880
30 Sep 161,727,547352,9171,078,8240
30 Jun 161,577,435289,8281,050,0940
31 Mar 161,422,573235,1611,015,1650
31 Dec 151,260,749188,355967,3060
30 Sep 151,480,862168,7751,012,3410
30 Jun 151,328,359144,929954,3580
31 Mar 151,063,797110,062816,3310
31 Dec 14856,56591,044689,7180

Quality Earnings: BTPS has high quality earnings.

Growing Profit Margin: BTPS's current net profit margins (26%) are lower than last year (37.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BTPS's earnings have declined by 0.3% per year over the past 5 years.

Accelerating Growth: BTPS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BTPS had negative earnings growth (-41.8%) over the past year, making it difficult to compare to the Banks industry average (0.7%).

Return on Equity

High ROE: BTPS's Return on Equity (9.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/15 06:15
End of Day Share Price 2025/02/14 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PT Bank BTPN Syariah Tbk is covered by 14 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Handy NoverdaniusCGS International
Ferry WongCitigroup Inc
Sarina LesminaCLSA