Bank BTPN Syariah Balance Sheet Health
Financial Health criteria checks 5/6
Bank BTPN Syariah has total assets of IDR21,196.8B and total equity of IDR8,501.6B. Total deposits are IDR11,739.4B, and total loans are IDR9,784.7B.
Key information
2.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | Rp11.74t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp1.66t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BTPS's Assets to Equity ratio (2.5x) is low.
Allowance for Bad Loans: BTPS has a sufficient allowance for bad loans (338%).
Low Risk Liabilities: 92% of BTPS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BTPS has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: BTPS's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: BTPS has a high level of bad loans (2.4%).