PT Bank SMBC Indonesia Tbk

IDX:BTPN Stock Report

Market Cap: Rp23.6t

Bank SMBC Indonesia Past Earnings Performance

Past criteria checks 2/6

Bank SMBC Indonesia has been growing earnings at an average annual rate of 2.2%, while the Banks industry saw earnings growing at 20.7% annually. Revenues have been growing at an average rate of 2.7% per year. Bank SMBC Indonesia's return on equity is 4.8%, and it has net margins of 17.8%.

Key information

2.2%

Earnings growth rate

0.5%

EPS growth rate

Banks Industry Growth13.2%
Revenue growth rate2.7%
Return on equity4.8%
Net Margin17.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank SMBC Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

IDX:BTPN Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2412,679,7662,258,0027,705,3320
30 Jun 2411,764,8362,137,2347,365,7530
31 Mar 2410,903,4712,096,9916,746,8350
31 Dec 2311,067,5872,358,3346,699,6820
30 Sep 2311,537,7743,073,1246,589,7110
30 Jun 2311,658,3592,882,1326,692,6120
31 Mar 2311,978,8383,149,1166,452,4150
31 Dec 2211,850,7633,095,7016,382,0890
30 Sep 2211,717,3503,036,4796,379,6690
30 Jun 2211,127,0412,699,0076,262,3590
31 Mar 2210,783,4552,445,4126,227,8660
31 Dec 2110,991,0482,664,7146,150,6110
30 Sep 2110,398,9862,250,9456,057,7700
30 Jun 2110,303,6862,273,4796,009,5380
31 Mar 219,661,8541,968,2575,940,7450
31 Dec 209,519,8871,749,2936,000,0320
30 Sep 2010,272,5302,170,1456,107,2040
30 Jun 2010,963,1732,454,9846,246,9200
31 Mar 2011,689,4422,818,0456,330,4330
31 Dec 1911,162,3912,572,5286,242,2250
30 Sep 1910,308,7672,162,8986,081,6480
30 Jun 199,651,7791,980,7625,802,1240
31 Mar 199,069,2871,809,7935,544,0100
31 Dec 188,825,2751,838,4715,360,1470
30 Sep 188,846,4361,476,5905,523,1770
30 Jun 188,789,1391,377,6635,660,0510
31 Mar 188,790,0141,278,0985,861,7090
31 Dec 178,890,9851,220,8866,066,6470
30 Sep 178,983,6001,719,7595,842,7360
30 Jun 178,979,0751,769,7255,819,9980
31 Mar 178,874,1891,801,2455,715,6010
31 Dec 168,592,2681,752,0975,542,3730
30 Sep 168,353,9971,726,2835,425,5110
30 Jun 168,067,1831,690,9075,229,7710
31 Mar 167,780,6601,650,2085,022,7200
31 Dec 157,613,8031,701,8474,816,9300
30 Sep 157,460,2991,827,1584,585,2410
30 Jun 157,248,5061,801,8824,407,9810
31 Mar 157,150,0011,856,4204,275,3340
31 Dec 147,027,2901,869,1184,162,2810
30 Sep 146,903,2911,875,1504,112,4600
30 Jun 146,987,4042,024,8874,021,2200
31 Mar 146,967,9982,088,3553,894,9180

Quality Earnings: BTPN has high quality earnings.

Growing Profit Margin: BTPN's current net profit margins (17.8%) are lower than last year (26.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BTPN's earnings have grown by 2.2% per year over the past 5 years.

Accelerating Growth: BTPN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BTPN had negative earnings growth (-26.5%) over the past year, making it difficult to compare to the Banks industry average (5.7%).

Return on Equity

High ROE: BTPN's Return on Equity (4.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 21:45
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Bank SMBC Indonesia Tbk is covered by 15 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Chin Seng TayBofA Global Research
Timothy HandersonCGS International
Jayden VantarakisCLSA