Bank SMBC Indonesia Balance Sheet Health
Financial Health criteria checks 4/6
Bank SMBC Indonesia has total assets of IDR228,584.4B and total equity of IDR53,707.5B. Total deposits are IDR114,424.1B, and total loans are IDR141,595.3B.
Key information
4.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp114.42t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | Rp11.74t |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BTPN's Assets to Equity ratio (4.3x) is low.
Allowance for Bad Loans: BTPN has a low allowance for bad loans (63%).
Low Risk Liabilities: 65% of BTPN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BTPN has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: BTPN's Loans to Deposits ratio (124%) is appropriate.
Level of Bad Loans: BTPN has a high level of bad loans (4.6%).