Executive Summary
PT Bank QNB Indonesia Tbk provides various banking products and services in Indonesia. More Details
Snowflake Analysis
Adequate balance sheet and overvalued.
Share Price & News
How has Bank QNB Indonesia's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BKSW is more volatile than 90% of ID stocks over the past 3 months, typically moving +/- 23% a week.
Volatility Over Time: BKSW's weekly volatility has increased from 15% to 23% over the past year.
Market Performance
7 Day Return
-2.9%
BKSW
1.4%
ID Banks
0.9%
ID Market
1 Year Return
142.9%
BKSW
37.1%
ID Banks
27.3%
ID Market
Return vs Industry: BKSW exceeded the ID Banks industry which returned 35.5% over the past year.
Return vs Market: BKSW exceeded the ID Market which returned 26.8% over the past year.
Shareholder returns
| BKSW | Industry | Market | |
|---|---|---|---|
| 7 Day | -2.9% | 1.4% | 0.9% |
| 30 Day | -35.8% | -7.9% | -3.3% |
| 90 Day | 88.9% | -4.8% | -4.1% |
| 1 Year | 142.9%142.9% | 45.1%37.1% | 31.7%27.3% |
| 3 Year | -4.7%-4.7% | 27.6%16.1% | 2.2%-6.1% |
| 5 Year | -25.3%-41.4% | 125.9%91.7% | 38.5%21.0% |
Long-Term Price Volatility Vs. Market
How volatile is Bank QNB Indonesia's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Bank QNB Indonesia undervalued compared to its fair value and its price relative to the market?
1.01x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate BKSW's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate BKSW's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: BKSW is unprofitable, so we can't compare its PE Ratio to the ID Banks industry average.
PE vs Market: BKSW is unprofitable, so we can't compare its PE Ratio to the ID market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BKSW's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BKSW is good value based on its PB Ratio (1x) compared to the ID Banks industry average (1.6x).
Future Growth
How is Bank QNB Indonesia forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
24.7%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank QNB Indonesia has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Bank QNB Indonesia performed over the past 5 years?
0.9%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BKSW is currently unprofitable.
Growing Profit Margin: BKSW is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: BKSW is unprofitable, but has reduced losses over the past 5 years at a rate of 0.9% per year.
Accelerating Growth: Unable to compare BKSW's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: BKSW is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-29.9%).
Return on Equity
High ROE: BKSW has a negative Return on Equity (-10.27%), as it is currently unprofitable.
Financial Health
How is Bank QNB Indonesia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BKSW's Assets to Equity ratio (4.4x) is low.
Allowance for Bad Loans: BKSW has a low allowance for bad loans (60%).
Low Risk Liabilities: 84% of BKSW's liabilities are made up of primarily low risk sources of funding.
Loan Level: BKSW has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: BKSW's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: BKSW has a high level of bad loans (7%).
Dividend
What is Bank QNB Indonesia current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BKSW's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BKSW's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BKSW's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BKSW's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BKSW's dividend in 3 years as they are not forecast to pay a notable one for the ID market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.3yrs
Average management tenure
CEO
Stewart Hall (57 yo)
no data
Tenure
Mr. Stewart Donald Hall serves as President Director of PT Bank QNB Indonesia Tbk since May 3, 2019. Mr. Hall is a professional with many years of international corporate experience across various geograph...
Leadership Team
Experienced Management: BKSW's management team is considered experienced (3.3 years average tenure).
Board Members
Experienced Board: BKSW's board of directors are considered experienced (3.5 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
PT Bank QNB Indonesia Tbk's company bio, employee growth, exchange listings and data sources
Key Information
- Name: PT Bank QNB Indonesia Tbk
- Ticker: BKSW
- Exchange: IDX
- Founded: 1913
- Industry: Regional Banks
- Sector: Banks
- Market Cap: Rp4.169t
- Shares outstanding: 20.44b
- Website: https://www.qnb.co.id
Number of Employees
Location
- PT Bank QNB Indonesia Tbk
- Revenue Tower
- 8th Floor
- Jakarta
- Jakarta Raya
- 12190
- Indonesia
Listings
Biography
PT Bank QNB Indonesia Tbk provides various banking products and services in Indonesia. It offers savings, checking, current, and multi-currency accounts; and time deposits. The company also provides mutual...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/04/11 10:18 |
| End of Day Share Price | 2021/04/09 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.