Bank Raya Indonesia Past Earnings Performance
Past criteria checks 5/6
Bank Raya Indonesia's earnings have been declining at an average annual rate of -11.3%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 2.6% per year. Bank Raya Indonesia's return on equity is 1%, and it has net margins of 5.4%.
Key information
-11.3%
Earnings growth rate
-11.4%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | 2.6% |
| Return on equity | 1.0% |
| Net Margin | 5.4% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank Raya Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 655,211 | 35,101 | 576,075 | 0 |
| 31 Mar 24 | 735,513 | 29,142 | 583,080 | 0 |
| 31 Dec 23 | 746,140 | 24,351 | 602,758 | 0 |
| 30 Sep 23 | 770,624 | -6,339 | 611,501 | 0 |
| 30 Jun 23 | 783,746 | 5,356 | 638,989 | 0 |
| 31 Mar 23 | 629,173 | -31,879 | 610,363 | 0 |
| 31 Dec 22 | 693,749 | 11,461 | 572,120 | 0 |
| 30 Sep 22 | -806,324 | -1,181,401 | 526,194 | 0 |
| 30 Jun 22 | -2,755,743 | -3,056,541 | 474,468 | 0 |
| 31 Mar 22 | -2,767,007 | -3,015,857 | 430,704 | 0 |
| 31 Dec 21 | -2,900,118 | -3,045,701 | 393,366 | 0 |
| 30 Sep 21 | -1,468,402 | -1,825,968 | 344,191 | 0 |
| 30 Jun 21 | 400,125 | 37,475 | 313,507 | 0 |
| 31 Mar 21 | 384,061 | 32,423 | 307,363 | 0 |
| 31 Dec 20 | 373,476 | 31,261 | 306,855 | 0 |
| 30 Sep 20 | 387,703 | 61,171 | 297,923 | 0 |
| 30 Jun 20 | 306,973 | -7,232 | 307,425 | 0 |
| 31 Mar 20 | 323,873 | 6,657 | 301,906 | 0 |
| 31 Dec 19 | 383,560 | 51,061 | 301,747 | 0 |
| 30 Sep 19 | 408,530 | 52,930 | 301,151 | 0 |
| 30 Jun 19 | 511,330 | 151,580 | 278,982 | 0 |
| 31 Mar 19 | 556,901 | 197,629 | 268,130 | 0 |
| 31 Dec 18 | 560,796 | 204,213 | 260,691 | 0 |
| 30 Sep 18 | 539,178 | 205,245 | 266,615 | 0 |
| 30 Jun 18 | 558,691 | 221,230 | 259,894 | 0 |
| 31 Mar 18 | 483,557 | 171,936 | 248,566 | 0 |
| 31 Dec 17 | 420,079 | 140,496 | 231,687 | 0 |
| 30 Sep 17 | 383,244 | 122,719 | 219,496 | 0 |
| 30 Jun 17 | 364,568 | 106,196 | 219,974 | 0 |
| 31 Mar 17 | 348,342 | 111,683 | 203,577 | 0 |
| 31 Dec 16 | 343,332 | 103,003 | 203,728 | 0 |
| 30 Sep 16 | 338,286 | 109,562 | 200,905 | 0 |
| 30 Jun 16 | 301,770 | 87,144 | 193,653 | 0 |
| 31 Mar 16 | 324,752 | 87,624 | 205,838 | 0 |
| 31 Dec 15 | 303,000 | 80,492 | 200,251 | 0 |
| 30 Sep 15 | 289,068 | 71,208 | 188,909 | 0 |
| 30 Jun 15 | 285,725 | 68,963 | 188,442 | 0 |
| 31 Mar 15 | 271,343 | 63,818 | 189,472 | 0 |
| 31 Dec 14 | 259,453 | 59,408 | 176,900 | 0 |
| 30 Sep 14 | 213,948 | 41,958 | 154,984 | 0 |
| 30 Jun 14 | 239,316 | 58,619 | 162,828 | 0 |
| 31 Mar 14 | 235,235 | 59,937 | 151,807 | 0 |
| 31 Dec 13 | 224,246 | 52,440 | 151,581 | 0 |
Quality Earnings: AGRO has high quality earnings.
Growing Profit Margin: AGRO's current net profit margins (5.4%) are higher than last year (0.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AGRO has become profitable over the past 5 years, growing earnings by -11.3% per year.
Accelerating Growth: AGRO's earnings growth over the past year (555.3%) exceeds its 5-year average (-11.3% per year).
Earnings vs Industry: AGRO earnings growth over the past year (555.3%) exceeded the Banks industry 10.8%.
Return on Equity
High ROE: AGRO's Return on Equity (1%) is considered low.