Bank Raya Indonesia Past Earnings Performance
Past criteria checks 2/6
Bank Raya Indonesia has been growing earnings at an average annual rate of 0.5%, while the Banks industry saw earnings growing at 21.5% annually. Revenues have been growing at an average rate of 10.6% per year. Bank Raya Indonesia's return on equity is 1.3%, and it has net margins of 6.9%.
Key information
0.5%
Earnings growth rate
0.5%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | 10.6% |
| Return on equity | 1.3% |
| Net Margin | 6.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank Raya Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 632,066 | 43,562 | 617,695 | 0 |
| 30 Jun 24 | 655,211 | 35,101 | 576,075 | 0 |
| 31 Mar 24 | 735,513 | 29,142 | 583,080 | 0 |
| 31 Dec 23 | 746,140 | 24,351 | 602,758 | 0 |
| 30 Sep 23 | 770,208 | -6,339 | 610,117 | 0 |
| 30 Jun 23 | 783,746 | 5,356 | 638,989 | 0 |
| 31 Mar 23 | 629,173 | -31,879 | 610,363 | 0 |
| 31 Dec 22 | 693,749 | 11,461 | 572,120 | 0 |
| 30 Sep 22 | -806,324 | -1,181,401 | 526,194 | 0 |
| 30 Jun 22 | -2,755,743 | -3,056,541 | 474,468 | 0 |
| 31 Mar 22 | -2,767,007 | -3,015,857 | 430,704 | 0 |
| 31 Dec 21 | -2,900,118 | -3,045,701 | 393,366 | 0 |
| 30 Sep 21 | -1,468,402 | -1,825,968 | 344,191 | 0 |
| 30 Jun 21 | 400,125 | 37,475 | 313,507 | 0 |
| 31 Mar 21 | 384,061 | 32,423 | 307,363 | 0 |
| 31 Dec 20 | 373,476 | 31,261 | 306,855 | 0 |
| 30 Sep 20 | 387,703 | 61,171 | 297,923 | 0 |
| 30 Jun 20 | 306,973 | -7,232 | 307,425 | 0 |
| 31 Mar 20 | 323,873 | 6,657 | 301,906 | 0 |
| 31 Dec 19 | 383,560 | 51,061 | 301,747 | 0 |
| 30 Sep 19 | 408,530 | 52,930 | 301,151 | 0 |
| 30 Jun 19 | 511,330 | 151,580 | 278,982 | 0 |
| 31 Mar 19 | 556,901 | 197,629 | 268,130 | 0 |
| 31 Dec 18 | 560,796 | 204,213 | 260,691 | 0 |
| 30 Sep 18 | 539,178 | 205,245 | 266,615 | 0 |
| 30 Jun 18 | 558,691 | 221,230 | 259,894 | 0 |
| 31 Mar 18 | 483,557 | 171,936 | 248,566 | 0 |
| 31 Dec 17 | 420,079 | 140,496 | 231,687 | 0 |
| 30 Sep 17 | 383,244 | 122,719 | 219,496 | 0 |
| 30 Jun 17 | 364,568 | 106,196 | 219,974 | 0 |
| 31 Mar 17 | 348,342 | 111,683 | 203,577 | 0 |
| 31 Dec 16 | 343,332 | 103,003 | 203,728 | 0 |
| 30 Sep 16 | 338,286 | 109,562 | 200,905 | 0 |
| 30 Jun 16 | 301,770 | 87,144 | 193,653 | 0 |
| 31 Mar 16 | 324,752 | 87,624 | 205,838 | 0 |
| 31 Dec 15 | 303,000 | 80,492 | 200,251 | 0 |
| 30 Sep 15 | 289,068 | 71,208 | 188,909 | 0 |
| 30 Jun 15 | 285,725 | 68,963 | 188,442 | 0 |
| 31 Mar 15 | 271,343 | 63,818 | 189,472 | 0 |
| 31 Dec 14 | 259,453 | 59,408 | 176,900 | 0 |
| 30 Sep 14 | 213,948 | 41,958 | 154,984 | 0 |
| 30 Jun 14 | 239,316 | 58,619 | 162,828 | 0 |
| 31 Mar 14 | 235,235 | 59,937 | 151,807 | 0 |
Quality Earnings: AGRO has a large one-off loss of IDR5.1B impacting its last 12 months of financial results to 30th September, 2024.
Growing Profit Margin: AGRO became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AGRO has become profitable over the past 5 years, growing earnings by 0.5% per year.
Accelerating Growth: AGRO has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: AGRO has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (4.4%).
Return on Equity
High ROE: AGRO's Return on Equity (1.3%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/03 17:25 |
| End of Day Share Price | 2025/02/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
PT Bank Raya Indonesia Tbk is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Poyung Chang | CGS International |
| Handy Noverdanius | CGS International |
| Tushar Mohata | Nomura Securities Co. Ltd. |