Bank Raya Indonesia Balance Sheet Health
Financial Health criteria checks 4/6
Bank Raya Indonesia has total assets of IDR13,084.2B and total equity of IDR3,421.0B. Total deposits are IDR8,675.1B, and total loans are IDR5,804.3B.
Key information
3.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp8.68t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 34.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | Rp1.94t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AGRO's Assets to Equity ratio (3.8x) is low.
Allowance for Bad Loans: AGRO has a low allowance for bad loans (38%).
Low Risk Liabilities: 90% of AGRO's liabilities are made up of primarily low risk sources of funding.
Loan Level: AGRO has an appropriate level of Loans to Assets ratio (44%).
Low Risk Deposits: AGRO's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: AGRO has a high level of bad loans (34%).