Allianz SE

BUSE:ALLIANZ Stock Report

Market Cap: Ft56.1t

Allianz Valuation

Is ALLIANZ undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of ALLIANZ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
Ft221.28k
Fair Value
39.0% undervalued intrinsic discount
16
Number of Analysts

Below Fair Value: ALLIANZ (HUF135040) is trading below our estimate of fair value (HUF221282.72)

Significantly Below Fair Value: ALLIANZ is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for ALLIANZ?

Key metric: As ALLIANZ is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for ALLIANZ. This is calculated by dividing ALLIANZ's market cap by their current earnings.
What is ALLIANZ's PE Ratio?
PE Ratio14.1x
Earnings€9.79b
Market Cap€138.21b

Price to Earnings Ratio vs Peers

How does ALLIANZ's PE Ratio compare to its peers?

The above table shows the PE ratio for ALLIANZ vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average12.2x
CS AXA
12.4x5.1%€88.3b
ZURN Zurich Insurance Group
16.8x6.5%CHF 80.9b
G Assicurazioni Generali
13x7.8%€48.6b
601601 China Pacific Insurance (Group)
6.6x1.7%CN¥267.1b
ALLIANZ Allianz
14.1x6.3%Ft138.2b

Price-To-Earnings vs Peers: ALLIANZ is expensive based on its Price-To-Earnings Ratio (14.1x) compared to the peer average (12.2x).

Price to Earnings Ratio vs Industry

How does ALLIANZ's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
ALLIANZ 14.1xIndustry Avg. 13.7xNo. of Companies16PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: ALLIANZ is expensive based on its Price-To-Earnings Ratio (14.1x) compared to the European Insurance industry average (13.7x).

Price to Earnings Ratio vs Fair Ratio

What is ALLIANZ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ALLIANZ PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio14.1x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate ALLIANZ's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst ALLIANZ forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentn/a
Ft141,744.79
0%
8.2%Ft165,479.03Ft126,447.12n/a16
Apr ’26Ft145,000.00
Ft137,216.62
-5.4%
9.0%Ft163,594.77Ft118,576.06n/a16
Mar ’26Ft131,400.00
Ft131,731.69
+0.3%
7.1%Ft151,706.37Ft119,024.94n/a15
Feb ’26n/a
Ft133,496.11
0%
6.7%Ft154,428.99Ft121,161.04n/a16
Jan ’26n/a
Ft133,929.84
0%
7.4%Ft155,920.12Ft112,378.60n/a16
Dec ’25Ft118,980.00
Ft129,699.53
+9.0%
8.8%Ft155,274.07Ft110,674.07n/a16
Nov ’25Ft118,860.00
Ft125,162.56
+5.3%
9.7%Ft152,420.67Ft107,424.15n/a16
Oct ’25n/a
Ft116,966.47
0%
7.7%Ft137,661.76Ft100,583.81n/a15
Sep ’25Ft110,000.00
Ft115,069.33
+4.6%
6.3%Ft124,494.80Ft100,145.66n/a14
Aug ’25n/a
Ft113,742.68
0%
7.0%Ft123,123.52Ft93,417.53n/a14
Jul ’25n/a
Ft115,193.91
0%
6.7%Ft122,630.88Ft94,544.46n/a15
Jun ’25n/a
Ft109,475.99
0%
8.1%Ft119,168.35Ft91,874.95n/a15
May ’25n/a
Ft108,349.46
0%
7.7%Ft120,831.39Ft93,157.10n/a16
Apr ’25n/a
Ft108,215.14
0%
8.3%Ft122,053.72Ft92,130.87Ft145,000.0016
Mar ’25n/a
Ft104,856.32
0%
7.2%Ft120,273.96Ft91,081.25Ft131,400.0017
Feb ’25n/a
Ft102,115.47
0%
6.6%Ft118,266.39Ft89,560.96n/a17
Jan ’25n/a
Ft99,122.86
0%
8.3%Ft118,424.50Ft82,398.92n/a17
Dec ’24n/a
Ft97,557.14
0%
7.9%Ft116,952.89Ft81,374.99Ft118,980.0017
Nov ’24n/a
Ft97,508.20
0%
9.0%Ft118,496.80Ft82,449.23Ft118,860.0016
Oct ’24Ft87,400.00
Ft97,055.50
+11.0%
9.0%Ft120,303.87Ft80,591.91n/a15
Sep ’24n/a
Ft95,525.45
0%
9.6%Ft118,946.69Ft79,682.73Ft110,000.0016
Aug ’24Ft83,660.00
Ft95,873.52
+14.6%
9.5%Ft119,621.12Ft80,134.54n/a16
Jul ’24n/a
Ft92,468.86
0%
8.7%Ft114,682.78Ft79,795.46n/a17
Jun ’24n/a
Ft92,042.74
0%
8.6%Ft114,533.47Ft79,691.58n/a18
May ’24Ft84,520.00
Ft92,222.92
+9.1%
8.9%Ft115,299.37Ft80,224.48n/a18
Apr ’24Ft79,100.00
Ft93,583.06
+18.3%
8.8%Ft116,947.28Ft81,371.09n/a18
AnalystConsensusTarget
Consensus Narrative from 16 Analysts
Ft131.10k
Fair Value
3.0% overvalued intrinsic discount
16
Number of Analysts

Analyst Forecast: Target price is lower than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/26 07:37
End of Day Share Price 2025/04/11 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Allianz SE is covered by 57 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dieter HeinAlphaValue
Knut WollerBaader Helvea Equity Research
Maria del Paz Ojeda FernandezBanco de Sabadell. S.A.