Allianz SE

BUSE:ALLIANZ Stock Report

Market Cap: Ft45.3t

Allianz Valuation

Is ALLIANZ undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of ALLIANZ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: ALLIANZ (HUF117100) is trading below our estimate of fair value (HUF227790.2)

Significantly Below Fair Value: ALLIANZ is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for ALLIANZ?

Key metric: As ALLIANZ is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for ALLIANZ. This is calculated by dividing ALLIANZ's market cap by their current earnings.
What is ALLIANZ's PE Ratio?
PE Ratio11.7x
Earnings€9.47b
Market Cap€111.11b

Price to Earnings Ratio vs Peers

How does ALLIANZ's PE Ratio compare to its peers?

The above table shows the PE ratio for ALLIANZ vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average12.1x
ZURN Zurich Insurance Group
17.7x1.6%CHF 76.7b
CS AXA
10.1x5.5%€72.3b
AIG American International Group
12.5x37.4%US$47.3b
601601 China Pacific Insurance (Group)
8.1x-5.4%CN¥304.1b
ALLIANZ Allianz
11.7x6.0%Ft111.1b

Price-To-Earnings vs Peers: ALLIANZ is good value based on its Price-To-Earnings Ratio (11.7x) compared to the peer average (12x).

Price to Earnings Ratio vs Industry

How does ALLIANZ's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
ALLIANZ 11.7xIndustry Avg. 11.8xNo. of Companies13PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: ALLIANZ is good value based on its Price-To-Earnings Ratio (11.7x) compared to the European Insurance industry average (11.8x).

Price to Earnings Ratio vs Fair Ratio

What is ALLIANZ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ALLIANZ PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio11.7x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate ALLIANZ's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst ALLIANZ forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentFt118,860.00
Ft125,162.56
+5.3%
9.7%Ft152,420.67Ft107,424.15n/a16
Oct ’25n/a
Ft116,966.47
0%
7.7%Ft137,661.76Ft100,583.81n/a15
Sep ’25Ft110,000.00
Ft115,069.33
+4.6%
6.3%Ft124,494.80Ft100,145.66n/a14
Aug ’25n/a
Ft113,742.68
0%
7.0%Ft123,123.52Ft93,417.53n/a14
Jul ’25n/a
Ft115,193.91
0%
6.7%Ft122,630.88Ft94,544.46n/a15
Jun ’25n/a
Ft109,475.99
0%
8.1%Ft119,168.35Ft91,874.95n/a15
May ’25n/a
Ft108,349.46
0%
7.7%Ft120,831.39Ft93,157.10n/a16
Apr ’25n/a
Ft108,215.14
0%
8.3%Ft122,053.72Ft92,130.87n/a16
Mar ’25n/a
Ft104,856.32
0%
7.2%Ft120,273.96Ft91,081.25n/a17
Feb ’25n/a
Ft102,115.47
0%
6.6%Ft118,266.39Ft89,560.96n/a17
Jan ’25n/a
Ft99,122.86
0%
8.3%Ft118,424.50Ft82,398.92n/a17
Dec ’24n/a
Ft97,557.14
0%
7.9%Ft116,952.89Ft81,374.99n/a17
Nov ’24n/a
Ft97,508.20
0%
9.0%Ft118,496.80Ft82,449.23Ft118,860.0016
Oct ’24Ft87,400.00
Ft97,055.50
+11.0%
9.0%Ft120,303.87Ft80,591.91n/a15
Sep ’24n/a
Ft95,525.45
0%
9.6%Ft118,946.69Ft79,682.73Ft110,000.0016
Aug ’24Ft83,660.00
Ft95,873.52
+14.6%
9.5%Ft119,621.12Ft80,134.54n/a16
Jul ’24n/a
Ft92,468.86
0%
8.7%Ft114,682.78Ft79,795.46n/a17
Jun ’24n/a
Ft92,042.74
0%
8.6%Ft114,533.47Ft79,691.58n/a18
May ’24Ft84,520.00
Ft92,222.92
+9.1%
8.9%Ft115,299.37Ft80,224.48n/a18
Apr ’24Ft79,100.00
Ft93,583.06
+18.3%
8.8%Ft116,947.28Ft81,371.09n/a18
Mar ’24n/a
Ft93,583.06
0%
8.8%Ft116,947.28Ft81,371.09n/a18
Feb ’24Ft86,300.00
Ft95,404.11
+10.5%
8.3%Ft118,303.86Ft83,668.85n/a18
Jan ’24n/a
Ft96,245.30
0%
8.7%Ft111,254.91Ft84,159.62n/a18
Dec ’23n/a
Ft96,121.28
0%
8.7%Ft111,720.46Ft82,450.53n/a18
Nov ’23n/a
Ft89,828.76
0%
14.6%Ft110,604.78Ft52,046.39n/a18

Analyst Forecast: Target price is less than 20% higher than the current share price.

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