2858 Stock Overview

Operates as an online automobile finance transaction platform in China. More details

2858 fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	1/6
Past Performance	4/6
Financial Health	2/6
Dividends	1/6

Rewards

Revenue is forecast to grow 16.23% per year

Earnings grew by 45.9% over the past year

Risk Analysis

Debt is not well covered by operating cash flow

Volatile share price over the past 3 months compared to the Hong Kong market

Community vs My Fair Value

Create Narrative

Select a narrative for quick price alerts from the community, or create your own.

Yixin Group Limited Competitors

Sun Hung Kai

SEHK:86

HK$5.7b

AEON Credit Service (Asia)

SEHK:900

HK$2.6b

VCREDIT Holdings

SEHK:2003

HK$2.0b

Fengyinhe Holdings

SEHK:8030

HK$1.2b

Price History & Performance

Summary of share price highs, lows and changes for Yixin Group
Historical stock prices
Current Share Price	HK$2.25
52 Week High	HK$2.37
52 Week Low	HK$0.63
Beta	0.58
1 Month Change	16.58%
3 Month Change	177.78%
1 Year Change	212.50%
3 Year Change	184.81%
5 Year Change	77.17%
Change since IPO	-61.07%

Recent updates

Shareholder Returns

	2858	HK Consumer Finance	HK Market
7D	9.8%	3.9%	1.5%
1Y	212.5%	48.2%	14.7%

Return vs Industry: 2858 exceeded the Hong Kong Consumer Finance industry which returned 48.2% over the past year.

Return vs Market: 2858 exceeded the Hong Kong Market which returned 14.7% over the past year.

Price Volatility

Is 2858's price volatile compared to industry and market?
2858 volatility
2858 Average Weekly Movement	14.6%
Consumer Finance Industry Average Movement	7.9%
Market Average Movement	8.1%
10% most volatile stocks in HK Market	15.3%
10% least volatile stocks in HK Market	4.2%

Stable Share Price: 2858's share price has been volatile over the past 3 months compared to the Hong Kong market.

Volatility Over Time: 2858's weekly volatility (15%) has been stable over the past year, but is still higher than 75% of Hong Kong stocks.

About the Company

Founded	Employees	CEO	Website
2013	4,278	Andy Zhang	www.yixincars.com/sim/index.html

Yixin Group Limited, together with its subsidiaries, operates as an online automobile finance transaction platform in China. The company operates in two segments, transaction platform business and self-operated financing business. The Transaction Platform Business segment provides auto loans to consumers through its auto finance partners; guarantee, loan facilitation, and after-market services, as well as software-as-a-service solutions; and advertising and other services for automakers, auto dealers, auto finance partners, and insurance companies.

Yixin Group Limited Fundamentals Summary

How do Yixin Group's earnings and revenue compare to its market cap?
2858 fundamental statistics
Market cap	HK$15.20b
Earnings (TTM)	HK$863.24m
Revenue (TTM)	HK$8.76b

17.6x

P/E Ratio

1.7x

P/S Ratio

Is 2858 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
2858 income statement (TTM)
Revenue	CN¥8.22b
Cost of Revenue	CN¥5.54b
Gross Profit	CN¥2.68b
Other Expenses	CN¥1.87b
Earnings	CN¥809.94m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.12
Gross Margin	32.65%
Net Profit Margin	9.85%
Debt/Equity Ratio	163.5%

How did 2858 perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

49%

Payout Ratio

Does 2858 pay a reliable dividends?

See 2858 dividend history and benchmarks

When do you need to buy 2858 by to receive an upcoming dividend?
Yixin Group dividend dates
Ex Dividend Date	May 20 2025
Dividend Pay Date	Jun 26 2025
Days until Ex dividend	14 days
Days until Dividend pay date	51 days

Does 2858 pay a reliable dividends?

See 2858 dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/04 17:51
End of Day Share Price	2025/05/02 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Yixin Group Limited is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Lik Hang Ng	China Merchants Securities (HK) Co., Ltd
Yi Jing Wei	Citigroup Inc
Man Ho Lam	CLSA