AEON Credit Service (Asia) Future Growth

Future criteria checks 3/6

AEON Credit Service (Asia) is forecast to grow earnings and revenue by 16.5% and 15.4% per annum respectively. EPS is expected to grow by 16.3% per annum. Return on equity is forecast to be 13% in 3 years.

Key information

16.5%

Earnings growth rate

16.3%

EPS growth rate

Consumer Finance earnings growth	19.8%
Revenue growth rate	15.4%
Future return on equity	13.0%
Analyst coverage	Low
Last updated	27 Sep 2024

Recent future growth updates

No updates

Recent updates

AEON Credit Service (Asia) Company Limited's (HKG:900) Sole Analyst Just Made A Substantial Upgrade To Their Forecasts

Apr 16

AEON Credit Service (Asia) (HKG:900) Is Due To Pay A Dividend Of HK$0.24

Apr 08

AEON Credit Service (Asia) (HKG:900) Will Pay A Dividend Of HK$0.22

Jun 28

AEON Credit Service (Asia) (HKG:900) Is Due To Pay A Dividend Of HK$0.22

May 19

AEON Credit Service (Asia) (HKG:900) Has Announced A Dividend Of HK$0.22

Sep 28

AEON Credit Service (Asia) (HKG:900) Has Re-Affirmed Its Dividend Of HK$0.22

Sep 30

Is AEON Credit Service (Asia) Company Limited (HKG:900) A Smart Choice For Dividend Investors?

May 04

Should You Or Shouldn't You: A Dividend Analysis on AEON Credit Service (Asia) Company Limited (HKG:900)

Dec 02

Earnings and Revenue Growth Forecasts

SEHK:900 - Analysts future estimates and past financials data (HKD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
2/28/2027	1,953	597	N/A	726	1
2/28/2026	1,860	569	N/A	693	1
2/28/2025	1,771	493	N/A	644	1
8/31/2024	1,173	371	-388	-310	N/A
5/31/2024	1,170	379	-529	-446	N/A
2/29/2024	1,183	392	-765	-637	N/A
11/30/2023	1,191	406	-1,029	-923	N/A
8/31/2023	1,164	388	-1,136	-1,031	N/A
5/31/2023	1,124	388	-1,266	-1,162	N/A
2/28/2023	1,072	374	-1,073	-1,016	N/A
11/30/2022	1,016	350	-725	-674	N/A
8/31/2022	985	347	-423	-407	N/A
5/31/2022	964	328	-103	-61	N/A
2/28/2022	970	343	43	74	N/A
11/30/2021	939	314	217	244	N/A
8/31/2021	937	322	460	523	N/A
5/31/2021	916	323	788	826	N/A
2/28/2021	881	302	1,055	1,088	N/A
11/30/2020	909	322	1,134	1,172	N/A
8/31/2020	927	332	1,149	1,181	N/A
5/31/2020	968	339	1,015	1,048	N/A
2/29/2020	1,015	370	801	843	N/A
11/30/2019	1,053	383	643	708	N/A
8/31/2019	1,063	396	545	602	N/A
5/31/2019	1,080	425	469	528	N/A
2/28/2019	1,090	437	534	594	N/A
11/30/2018	1,063	431	539	569	N/A
8/31/2018	1,076	429	469	507	N/A
5/31/2018	1,034	399	N/A	370	N/A
2/28/2018	1,012	371	N/A	305	N/A
11/30/2017	977	347	N/A	353	N/A
8/31/2017	938	320	N/A	449	N/A
5/31/2017	918	317	N/A	505	N/A
2/28/2017	896	299	N/A	532	N/A
11/30/2016	901	297	N/A	363	N/A
8/31/2016	906	282	N/A	355	N/A
5/31/2016	922	260	N/A	389	N/A
2/29/2016	917	250	N/A	360	N/A
11/30/2015	924	257	N/A	422	N/A
8/31/2015	912	267	N/A	385	N/A
5/31/2015	909	285	N/A	356	N/A
2/28/2015	904	282	N/A	360	N/A
11/20/2014	872	257	N/A	235	N/A
8/20/2014	842	224	N/A	46	N/A
5/20/2014	820	213	N/A	-172	N/A
2/20/2014	802	222	N/A	-176	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: 900's forecast earnings growth (16.5% per year) is above the savings rate (2.3%).

Earnings vs Market: 900's earnings (16.5% per year) are forecast to grow faster than the Hong Kong market (11.6% per year).

High Growth Earnings: 900's earnings are forecast to grow, but not significantly.

Revenue vs Market: 900's revenue (15.4% per year) is forecast to grow faster than the Hong Kong market (7.8% per year).

High Growth Revenue: 900's revenue (15.4% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: 900's Return on Equity is forecast to be low in 3 years time (13%).

AEON Credit Service (Asia) Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Recent updates

Second quarter 2025 earnings released: EPS: HK$0.21 (vs HK$0.23 in 2Q 2024)

AEON Credit Service (Asia) (HKG:900) Will Pay A Dividend Of HK$0.24

First half dividend of HK$0.24 announced

Second quarter 2025 earnings released: EPS: HK$0.21 (vs HK$0.23 in 2Q 2024)

AEON Credit Service (Asia) Company Limited Declares Interim Dividend for the Six Months Ended 31 August 2024, Payable on 31 October 2024

AEON Credit Service (Asia) Company Limited to Report Q2, 2025 Results on Sep 26, 2024

Upcoming dividend of HK$0.24 per share

Less than half of directors are independent

First quarter 2025 earnings released: EPS: HK$0.20 (vs HK$0.23 in 1Q 2024)

AEON Credit Service (Asia) Company Limited Announces New Board Appointments

AEON Credit Service (Asia)'s (HKG:900) Dividend Will Be HK$0.24

AEON Credit Service (Asia) Company Limited to Report Q1, 2025 Results on Jun 26, 2024

AEON Credit Service (Asia) (HKG:900) Will Pay A Dividend Of HK$0.24

AEON Credit Service (Asia) Company Limited, Annual General Meeting, Jun 26, 2024

AEON Credit Service (Asia) (HKG:900) Will Pay A Dividend Of HK$0.24

AEON Credit Service (Asia) Company Limited's (HKG:900) Sole Analyst Just Made A Substantial Upgrade To Their Forecasts

AEON Credit Service (Asia) (HKG:900) Is Due To Pay A Dividend Of HK$0.24

Final dividend of HK$0.24 announced

Full year 2024 earnings: EPS and revenues exceed analyst expectations

AEON Credit Service (Asia) Company Limited Proposes Final Dividend for the Year Ended 29 February 2024, Payable on 26 July 2024

AEON Credit Service (Asia) Company Limited to Report Q4, 2024 Results on Apr 05, 2024

Aeon Credit Service (Asia) Company Limited Announces Managing Directorate Changes, Effective on March 1, 2024

Third quarter 2024 earnings released: EPS: HK$0.22 (vs HK$0.18 in 3Q 2023)

AEON Credit Service (Asia) Company Limited to Report Nine Months, 2024 Results on Jan 04, 2024

AEON Credit Service (Asia) Company Limited Declares Interim Dividend for the Six Months Ended 31 August 2023, Payable on 31 October 2023

Second quarter 2024 earnings released: EPS: HK$0.23 (vs HK$0.23 in 2Q 2023)

AEON Credit Service (Asia) Company Limited to Report Q2, 2024 Results on Sep 28, 2023

MD & Executive Director recently bought HK$162k worth of stock

Aeon Credit Service (Asia) Company Limited Appoints Choi Ping Chung as Independent Non-Executive Director and Announces Committee Changes

First quarter 2024 earnings released: EPS: HK$0.23 (vs HK$0.20 in 1Q 2023)

Aeon Credit Service (Asia) Company Limited Appoints Choi Ping Chung as Independent Non-Executive Director and Announces Committee Changes

AEON Credit Service (Asia) (HKG:900) Will Pay A Dividend Of HK$0.22

Upcoming dividend of HK$0.22 per share at 8.3% yield

AEON Credit Service (Asia) Company Limited to Report Q1, 2024 Results on Jun 29, 2023

AEON Credit Service (Asia) (HKG:900) Is Due To Pay A Dividend Of HK$0.22

AEON Credit Service (Asia) Company Limited, Annual General Meeting, Jun 29, 2023

Full year 2023 earnings released: EPS: HK$0.89 (vs HK$0.82 in FY 2022)

Third quarter 2023 earnings released: EPS: HK$0.18 (vs HK$0.17 in 3Q 2022)

AEON Credit Service (Asia) Company Limited to Report Nine Months, 2023 Results on Dec 21, 2022

Less than half of directors are independent

Second quarter 2023 earnings released: EPS: HK$0.23 (vs HK$0.18 in 2Q 2022)

Upcoming dividend of HK$0.22 per share

AEON Credit Service (Asia) (HKG:900) Has Announced A Dividend Of HK$0.22

AEON Credit Service (Asia) Company Limited Declares Interim Dividend for the Six Months Ended 31 August 2022, Payable on 28 October 2022

Second quarter 2023 earnings released: EPS: HK$0.23 (vs HK$0.18 in 2Q 2022)

AEON Credit Service (Asia) Company Limited to Report First Half, 2023 Results on Sep 26, 2022

MD & Executive Director recently bought HK$250k worth of stock

AEON Credit Service (Asia) Company Limited Appoints Wei Aiguo as Executive Director

First quarter 2023 earnings released: EPS: HK$0.20 (vs HK$0.23 in 1Q 2022)

Upcoming dividend of HK$0.22 per share

AEON Credit Service (Asia) Company Limited to Report Q1, 2022 Results on Jun 23, 2022

Full year 2022 earnings released: EPS: HK$0.82 (vs HK$0.72 in FY 2021)

AEON Credit Service (Asia) Company Limited, Annual General Meeting, Jun 23, 2022

Less than half of directors are independent

Full year 2022 earnings released: EPS: HK$0.82 (vs HK$0.72 in FY 2021)

AEON Credit Service (Asia) Company Limited Proposes Final Dividend, Payable on 15 July 2022

Third quarter 2022 earnings: Revenues and EPS in line with analyst expectations

MD & Executive Director recently bought HK$52k worth of stock

Upcoming dividend of HK$0.22 per share

AEON Credit Service (Asia) (HKG:900) Has Re-Affirmed Its Dividend Of HK$0.22

Second quarter 2022 earnings released: EPS HK$0.18 (vs HK$0.18 in 2Q 2021)

First quarter 2022 earnings released: EPS HK$0.23 (vs HK$0.18 in 1Q 2021)

Upcoming dividend of HK$0.18 per share

Is AEON Credit Service (Asia) Company Limited (HKG:900) A Smart Choice For Dividend Investors?

Full year 2021 earnings released: EPS HK$0.72 (vs HK$0.88 in FY 2020)

Third quarter 2021 earnings released: EPS HK$0.19

AEON Credit Service (Asia) Company Limited to Report Nine Months, 2021 Results on Dec 22, 2020

New 90-day high: HK$5.30

Should You Or Shouldn't You: A Dividend Analysis on AEON Credit Service (Asia) Company Limited (HKG:900)

First half earnings released

First half earnings released

AEON Credit Service (Asia) Company Limited to Report First Half, 2021 Results on Sep 30, 2020

New 90-day low - HK$4.96

New 90-day low - HK$5.11

Earnings and Revenue Growth Forecasts