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Market Cap

HK$94.5m

Last Updated

2021/04/13 10:18 UTC

Data Sources

Company Financials

Executive Summary

Baiying Holdings Group Limited, a finance leasing company, provides equipment-based financing solutions primarily to small and medium-sized enterprises and individual entrepreneurs in the People’s Republic of China. More Details


Snowflake Analysis

Adequate balance sheet and fair value.


Similar Companies

Share Price & News

How has Baiying Holdings Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 8525 is more volatile than 75% of Hong Kong stocks over the past 3 months, typically moving +/- 12% a week.

Volatility Over Time: 8525's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of Hong Kong stocks.


Market Performance


7 Day Return

-2.8%

8525

-1.6%

HK Diversified Financial

-2.5%

HK Market


1 Year Return

-23.1%

8525

20.3%

HK Diversified Financial

29.5%

HK Market

Return vs Industry: 8525 underperformed the Hong Kong Diversified Financial industry which returned 20.3% over the past year.

Return vs Market: 8525 underperformed the Hong Kong Market which returned 29.5% over the past year.


Shareholder returns

8525IndustryMarket
7 Day-2.8%-1.6%-2.5%
30 Day-1.4%2.4%-1.7%
90 Day-29.3%9.7%0.8%
1 Year-23.1%-23.1%26.4%20.3%34.1%29.5%
3 Yearn/a-6.5%-16.2%5.9%-4.6%
5 Yearn/a-21.2%-29.6%48.7%24.6%

Long-Term Price Volatility Vs. Market

How volatile is Baiying Holdings Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Baiying Holdings Group undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: 8525 (HK$0.35) is trading below our estimate of fair value (HK$0.98)

Significantly Below Fair Value: 8525 is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: 8525 is poor value based on its PE Ratio (12.6x) compared to the HK Diversified Financial industry average (11.1x).

PE vs Market: 8525 is poor value based on its PE Ratio (12.6x) compared to the Hong Kong market (11.6x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 8525's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 8525 is good value based on its PB Ratio (0.3x) compared to the HK Diversified Financial industry average (0.6x).


Future Growth

How is Baiying Holdings Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

25.0%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Baiying Holdings Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Baiying Holdings Group performed over the past 5 years?

-21.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 8525 has high quality earnings.

Growing Profit Margin: 8525's current net profit margins (27.5%) are lower than last year (49.9%).


Past Earnings Growth Analysis

Earnings Trend: 8525's earnings have declined by 21% per year over the past 5 years.

Accelerating Growth: 8525's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 8525 had negative earnings growth (-66.8%) over the past year, making it difficult to compare to the Diversified Financial industry average (5.5%).


Return on Equity

High ROE: 8525's Return on Equity (2.2%) is considered low.


Financial Health

How is Baiying Holdings Group's financial position?


Financial Position Analysis

Short Term Liabilities: 8525's short term assets (CN¥364.9M) exceed its short term liabilities (CN¥82.3M).

Long Term Liabilities: 8525's short term assets (CN¥364.9M) exceed its long term liabilities (CN¥23.0M).


Debt to Equity History and Analysis

Debt Level: 8525's debt to equity ratio (15.3%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if 8525's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: 8525's debt is well covered by operating cash flow (95.7%).

Interest Coverage: Insufficient data to determine if 8525's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Baiying Holdings Group current dividend yield, its reliability and sustainability?

5.70%

Current Dividend Yield


Upcoming Dividend Payment

TodayApr 13 2021Ex Dividend DateJun 22 2021Dividend Pay DateAug 18 202157 days from Ex DividendBuy in the next 69 days to receive the upcoming dividend

Dividend Yield vs Market

Notable Dividend: 8525's dividend (5.7%) is higher than the bottom 25% of dividend payers in the Hong Kong market (1.97%).

High Dividend: 8525's dividend (5.7%) is low compared to the top 25% of dividend payers in the Hong Kong market (6.01%).


Stability and Growth of Payments

Stable Dividend: 8525 has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: 8525 has only been paying a dividend for 2 years, and since then payments have fallen.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (71.9%), 8525's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.8yrs

Average board tenure


CEO

Dake Huang (48 yo)

no data

Tenure

CN¥677,381

Compensation

Dr. Huang Dake serves as General Manager at Baiying Holdings Group Limited (formerly known as Byleasing Holdings Limited) and has been it's Executive Director since June 5, 2017. Mr. Huang is primarily res...


CEO Compensation Analysis

Compensation vs Market: Dake's total compensation ($USD109.80K) is below average for companies of similar size in the Hong Kong market ($USD231.41K).

Compensation vs Earnings: Dake's compensation has been consistent with company performance over the past year.


Board Members

Experienced Board: 8525's board of directors are considered experienced (3.8 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Baiying Holdings Group Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Baiying Holdings Group Limited
  • Ticker: 8525
  • Exchange: SEHK
  • Founded: 2010
  • Industry: Specialized Finance
  • Sector: Diversified Financials
  • Market Cap: HK$94.500m
  • Shares outstanding: 270.00m
  • Website: https://www.byleasing.com

Number of Employees


Location

  • Baiying Holdings Group Limited
  • Huijin International Center
  • Unit 1, 30th Floor
  • Xiamen
  • Fujian Province
  • China

Listings


Biography

Baiying Holdings Group Limited, a finance leasing company, provides equipment-based financing solutions primarily to small and medium-sized enterprises and individual entrepreneurs in the People’s Republic...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/13 10:18
End of Day Share Price2021/04/13 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.