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Market Cap

HK$159.9m

Last Updated

2021/05/05 10:51 UTC

Data Sources

Company Financials

Executive Summary

FY Financial (Shenzhen) Co., Ltd. operates as a financial services company in the People's Republic of China. More Details


Snowflake Analysis

Adequate balance sheet and fair value.


Similar Companies

Share Price & News

How has FY Financial (Shenzhen)'s share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 8452 is not significantly more volatile than the rest of Hong Kong stocks over the past 3 months, typically moving +/- 9% a week.

Volatility Over Time: 8452's weekly volatility (9%) has been stable over the past year.


Market Performance


7 Day Return

-1.1%

8452

1.8%

HK Diversified Financial

-1.6%

HK Market


1 Year Return

-25.8%

8452

28.2%

HK Diversified Financial

27.1%

HK Market

Return vs Industry: 8452 underperformed the Hong Kong Diversified Financial industry which returned 27.5% over the past year.

Return vs Market: 8452 underperformed the Hong Kong Market which returned 28.4% over the past year.


Shareholder returns

8452IndustryMarket
7 Day-1.1%1.8%-1.6%
30 Day8.5%1.2%-1.8%
90 Day-6.3%9.4%-2.6%
1 Year-15.2%-25.8%35.0%28.2%32.0%27.1%
3 Year-59.4%-66.8%-3.3%-13.5%4.7%-6.4%
5 Yearn/a-19.4%-27.9%59.5%32.5%

Long-Term Price Volatility Vs. Market

How volatile is FY Financial (Shenzhen)'s share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is FY Financial (Shenzhen) undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: 8452 (HK$0.45) is trading below our estimate of fair value (HK$0.97)

Significantly Below Fair Value: 8452 is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: 8452 is poor value based on its PE Ratio (41.2x) compared to the HK Diversified Financial industry average (10.9x).

PE vs Market: 8452 is poor value based on its PE Ratio (41.2x) compared to the Hong Kong market (11.8x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 8452's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 8452 is good value based on its PB Ratio (0.3x) compared to the HK Diversified Financial industry average (0.6x).


Future Growth

How is FY Financial (Shenzhen) forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

26.3%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as FY Financial (Shenzhen) has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has FY Financial (Shenzhen) performed over the past 5 years?

13.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 8452 has high quality earnings.

Growing Profit Margin: 8452's current net profit margins (3.9%) are lower than last year (24.2%).


Past Earnings Growth Analysis

Earnings Trend: 8452's earnings have grown by 13.7% per year over the past 5 years.

Accelerating Growth: 8452's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 8452 had negative earnings growth (-91%) over the past year, making it difficult to compare to the Diversified Financial industry average (5.5%).


Return on Equity

High ROE: 8452's Return on Equity (0.7%) is considered low.


Financial Health

How is FY Financial (Shenzhen)'s financial position?


Financial Position Analysis

Short Term Liabilities: 8452's short term assets (CN¥893.6M) exceed its short term liabilities (CN¥374.0M).

Long Term Liabilities: 8452's short term assets (CN¥893.6M) exceed its long term liabilities (CN¥80.8M).


Debt to Equity History and Analysis

Debt Level: 8452's debt to equity ratio (70%) is considered high.

Reducing Debt: 8452's debt to equity ratio has reduced from 147.8% to 70% over the past 5 years.

Debt Coverage: 8452's debt is well covered by operating cash flow (155.5%).

Interest Coverage: Insufficient data to determine if 8452's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is FY Financial (Shenzhen) current dividend yield, its reliability and sustainability?

0.81%

Current Dividend Yield


Upcoming Dividend Payment

TodayMay 06 2021Ex Dividend DateMay 25 2021Dividend Pay DateJul 13 202149 days from Ex DividendBuy in the next 19 days to receive the upcoming dividend

Dividend Yield vs Market

Notable Dividend: 8452's dividend (0.81%) isn’t notable compared to the bottom 25% of dividend payers in the Hong Kong market (1.93%).

High Dividend: 8452's dividend (0.81%) is low compared to the top 25% of dividend payers in the Hong Kong market (6.03%).


Stability and Growth of Payments

Stable Dividend: 8452 is not paying a notable dividend for the Hong Kong market, therefore no need to check if payments are stable.

Growing Dividend: 8452 is not paying a notable dividend for the Hong Kong market, therefore no need to check if payments are increasing.


Current Payout to Shareholders

Dividend Coverage: 8452 is not paying a notable dividend for the Hong Kong market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 8452's dividend in 3 years as they are not forecast to pay a notable one for the Hong Kong market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

6.3yrs

Average management tenure


CEO

Peng Li (56 yo)

6.33yrs

Tenure

CN¥468,896

Compensation

Mr. Peng Li has been General Manager and Executive Director of Fy Financial (Shenzhen) Co., Ltd. since November 2015 and September 28, 2012 respectively and serves as its Compliance Officer. Mr. Li has ext...


CEO Compensation Analysis

Compensation vs Market: Peng's total compensation ($USD72.43K) is below average for companies of similar size in the Hong Kong market ($USD229.38K).

Compensation vs Earnings: Peng's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: 8452's management team is seasoned and experienced (6.3 years average tenure).


Board Members

Experienced Board: 8452's board of directors are considered experienced (5 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

FY Financial (Shenzhen) Co., Ltd.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: FY Financial (Shenzhen) Co., Ltd.
  • Ticker: 8452
  • Exchange: SEHK
  • Founded: 2012
  • Industry: Specialized Finance
  • Sector: Diversified Financials
  • Market Cap: HK$159.906m
  • Shares outstanding: 359.34m
  • Website: https://www.fyleasing.com

Number of Employees


Location

  • FY Financial (Shenzhen) Co., Ltd.
  • Cheung Kei Building
  • Room 1603
  • Shenzhen
  • Guangdong Province
  • China

Listings


Biography

FY Financial (Shenzhen) Co., Ltd. operates as a financial services company in the People's Republic of China. It operates through two segments, Financial and Advisory Business, and Trading Operation Busine...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/05/05 10:51
End of Day Share Price2021/05/05 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.