FY Financial (Shenzhen) Co., Ltd. operates as a financial services company in the People's Republic of China. More Details
Adequate balance sheet and fair value.
Share Price & News
How has FY Financial (Shenzhen)'s share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 8452 is not significantly more volatile than the rest of Hong Kong stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: 8452's weekly volatility (8%) has been stable over the past year.
7 Day Return
HK Diversified Financial
1 Year Return
HK Diversified Financial
Return vs Industry: 8452 underperformed the Hong Kong Diversified Financial industry which returned 20.5% over the past year.
Return vs Market: 8452 underperformed the Hong Kong Market which returned 7.4% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is FY Financial (Shenzhen)'s share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall StThis Is Why Shareholders May Want To Hold Back On A Pay Rise For FY Financial (Shenzhen) Co., Ltd.'s (HKG:8452) CEO
9 months ago | Simply Wall StRead This Before Buying FY Financial (Shenzhen) Co., Ltd. (HKG:8452) For Its Dividend
Is FY Financial (Shenzhen) undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 8452 (HK$0.5) is trading below our estimate of fair value (HK$1.03)
Significantly Below Fair Value: 8452 is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: 8452 is poor value based on its PE Ratio (52.7x) compared to the Hong Kong Diversified Financial industry average (8.6x).
PE vs Market: 8452 is poor value based on its PE Ratio (52.7x) compared to the Hong Kong market (10.7x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 8452's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 8452 is good value based on its PB Ratio (0.3x) compared to the HK Diversified Financial industry average (0.5x).
How is FY Financial (Shenzhen) forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as FY Financial (Shenzhen) has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has FY Financial (Shenzhen) performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 8452 has high quality earnings.
Growing Profit Margin: 8452's current net profit margins (5%) are lower than last year (20.4%).
Past Earnings Growth Analysis
Earnings Trend: 8452's earnings have grown by 1.4% per year over the past 5 years.
Accelerating Growth: 8452's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 8452 had negative earnings growth (-91.2%) over the past year, making it difficult to compare to the Diversified Financial industry average (9.7%).
Return on Equity
High ROE: 8452's Return on Equity (0.6%) is considered low.
How is FY Financial (Shenzhen)'s financial position?
Financial Position Analysis
Short Term Liabilities: 8452's short term assets (CN¥893.6M) exceed its short term liabilities (CN¥374.0M).
Long Term Liabilities: 8452's short term assets (CN¥893.6M) exceed its long term liabilities (CN¥80.8M).
Debt to Equity History and Analysis
Debt Level: 8452's debt to equity ratio (70%) is considered high.
Reducing Debt: 8452's debt to equity ratio has reduced from 151.4% to 70% over the past 5 years.
Debt Coverage: 8452's debt is well covered by operating cash flow (155.5%).
Interest Coverage: Insufficient data to determine if 8452's interest payments on its debt are well covered by EBIT.
What is FY Financial (Shenzhen) current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 8452's dividend (0.71%) isn’t notable compared to the bottom 25% of dividend payers in the Hong Kong market (2.06%).
High Dividend: 8452's dividend (0.71%) is low compared to the top 25% of dividend payers in the Hong Kong market (6.52%).
Stability and Growth of Payments
Stable Dividend: 8452 is not paying a notable dividend for the Hong Kong market, therefore no need to check if payments are stable.
Growing Dividend: 8452 is not paying a notable dividend for the Hong Kong market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: 8452 is not paying a notable dividend for the Hong Kong market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 8452's dividend in 3 years as they are not forecast to pay a notable one for the Hong Kong market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Peng Li (57 yo)
Mr. Peng Li has been General Manager and Executive Director of Fy Financial (Shenzhen) Co., Ltd. since November 2015 and September 28, 2012 respectively and serves as its Compliance Officer. Mr. Li has ext...
CEO Compensation Analysis
Compensation vs Market: Peng's total compensation ($USD72.57K) is below average for companies of similar size in the Hong Kong market ($USD228.27K).
Compensation vs Earnings: Peng's compensation has been consistent with company performance over the past year.
Experienced Management: 8452's management team is considered experienced (4.8 years average tenure).
Experienced Board: 8452's board of directors are considered experienced (4.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
FY Financial (Shenzhen) Co., Ltd.'s company bio, employee growth, exchange listings and data sources
- Name: FY Financial (Shenzhen) Co., Ltd.
- Ticker: 8452
- Exchange: SEHK
- Founded: 2012
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: HK$179.670m
- Shares outstanding: 359.34m
- Website: https://www.fyleasing.com
Number of Employees
- FY Financial (Shenzhen) Co., Ltd.
- Cheung Kei Building
- Room 1603
- Guangdong Province
FY Financial (Shenzhen) Co., Ltd. operates as a financial services company in the People's Republic of China. It operates through two segments, Financial and Advisory Business, and Trading Operation Busine...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/08/01 10:10|
|End of Day Share Price||2021/07/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.