Chongqing Rural Commercial Bank Co., Ltd.

SEHK:3618 Stock Report

Market Cap: HK$67.1b

Chongqing Rural Commercial Bank Past Earnings Performance

Past criteria checks 4/6

Chongqing Rural Commercial Bank has been growing earnings at an average annual rate of 3.5%, while the Banks industry saw earnings growing at 3.5% annually. Revenues have been growing at an average rate of 2.2% per year. Chongqing Rural Commercial Bank's return on equity is 8.7%, and it has net margins of 52.3%.

Key information

3.5%

Earnings growth rate

1.8%

EPS growth rate

Banks Industry Growth-0.01%
Revenue growth rate2.2%
Return on equity8.7%
Net Margin52.3%
Next Earnings Update26 Mar 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Chongqing Rural Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

SEHK:3618 Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2421,08011,0178,3100
30 Jun 2421,17711,0378,4170
31 Mar 2420,59710,2379,3270
31 Dec 2322,01610,6649,3270
30 Sep 2322,28010,82915,8450
30 Jun 2322,44610,6459,5430
31 Mar 2321,80510,4489,0430
31 Dec 2221,10110,1169,0430
30 Sep 2220,51010,0508,3230
30 Jun 2220,45710,2058,4140
31 Mar 2220,4489,9318,3230
31 Dec 2119,9989,5608,3230
30 Sep 2119,5229,3844,8460
30 Jun 2118,9828,9525,3480
31 Mar 2118,2698,5704,8460
31 Dec 2017,9738,4014,8460
30 Sep 2019,6978,90100
30 Jun 2020,2489,1917660
31 Mar 2020,6169,53200
31 Dec 1920,0709,76000
30 Sep 1920,58210,739-1,6750
30 Jun 1919,7929,974-6210
31 Mar 1919,8799,8101190
31 Dec 1819,9439,0581190
30 Sep 1820,5068,9759,4070
30 Jun 1820,6399,1787,6600
31 Mar 1820,4739,0637,6130
31 Dec 1720,2898,9367,6130
30 Sep 1719,3048,5987,4320
30 Jun 1719,1298,3647,3580
31 Mar 1719,1118,1807,4320
31 Dec 1619,0967,9457,4320
30 Sep 1619,2007,7387,1280
30 Jun 1619,1757,5117,3770
31 Mar 1619,0397,3887,1280
31 Dec 1518,6637,2237,1280
30 Sep 1518,5507,1956,7080
30 Jun 1518,2367,1256,9440
31 Mar 1517,9987,0236,7080
31 Dec 1417,5116,8286,7080
30 Sep 1416,8306,6175,8360
30 Jun 1416,1866,3656,2420
31 Mar 1415,6626,2095,8360
31 Dec 1315,1255,9915,8360

Quality Earnings: 3618 has high quality earnings.

Growing Profit Margin: 3618's current net profit margins (52.3%) are higher than last year (48.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 3618's earnings have grown by 3.5% per year over the past 5 years.

Accelerating Growth: 3618's earnings growth over the past year (1.7%) is below its 5-year average (3.5% per year).

Earnings vs Industry: 3618 earnings growth over the past year (1.7%) exceeded the Banks industry 1.6%.

Return on Equity

High ROE: 3618's Return on Equity (8.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/27 18:04
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Chongqing Rural Commercial Bank Co., Ltd. is covered by 53 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Meizhi YanBarclays
Judy ZhangBNP Paribas Securities (Asia)
Cho Ming LauBOCI Research Ltd.