Chongqing Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Chongqing Rural Commercial Bank has total assets of CN¥1,517.5B and total equity of CN¥132.1B. Total deposits are CN¥940.9B, and total loans are CN¥776.2B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥181.9B.
Key information
11.5x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥940.93b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥181.89b |
Recent financial health updates
No updates
Recent updates
Here's Why Chongqing Rural Commercial Bank (HKG:3618) Has Caught The Eye Of Investors
May 19
Chongqing Rural Commercial Bank's (HKG:3618) Dividend Will Be Increased To HK$0.30
May 30Is Chongqing Rural Commercial Bank Co., Ltd. (HKG:3618) A Smart Pick For Income Investors?
Feb 24A Look At Chongqing Rural Commercial Bank's (HKG:3618) Share Price Returns
Jan 20
Could The Chongqing Rural Commercial Bank Co., Ltd. (HKG:3618) Ownership Structure Tell Us Something Useful?
Dec 13Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3618's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: 3618 has a sufficient allowance for bad loans (357%).
Low Risk Liabilities: 68% of 3618's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3618 has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: 3618's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 3618 has an appropriate level of bad loans (1%).