Jinshang Bank Balance Sheet Health
Financial Health criteria checks 6/6
Jinshang Bank has total assets of CN¥361.3B and total equity of CN¥24.8B. Total deposits are CN¥281.1B, and total loans are CN¥184.7B. It earns a Net Interest Margin of 1.4%. It has sufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are CN¥78.6B.
Key information
14.6x
Asset to equity ratio
1.4%
Net interest margin
| Total deposits | CN¥281.13b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥78.55b |
Recent financial health updates
No updates
Recent updates
If EPS Growth Is Important To You, Jinshang Bank (HKG:2558) Presents An Opportunity
Dec 17
Does Jinshang Bank (HKG:2558) Deserve A Spot On Your Watchlist?
Jun 14Read This Before Buying Jinshang Bank Co., Ltd. (HKG:2558) For Its Dividend
Apr 18What Type Of Shareholders Make Up Jinshang Bank Co., Ltd.'s (HKG:2558) Share Registry?
Jan 03If You Had Bought Jinshang Bank's (HKG:2558) Shares A Year Ago You Would Be Down 16%
Nov 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2558's Assets to Equity ratio (14.6x) is moderate.
Allowance for Bad Loans: 2558 has a sufficient allowance for bad loans (199%).
Low Risk Liabilities: 84% of 2558's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2558 has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: 2558's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: 2558 has an appropriate level of bad loans (1.8%).