Jiangxi Bank Balance Sheet Health
Financial Health criteria checks 5/6
Jiangxi Bank has total assets of CN¥564.5B and total equity of CN¥48.2B. Total deposits are CN¥402.2B, and total loans are CN¥336.1B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 2.5% of total loans. Cash and short-term investments are CN¥73.6B.
Key information
11.7x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | CN¥402.15b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥73.60b |
Recent financial health updates
No updates
Recent updates
If You Had Bought Jiangxi Bank's (HKG:1916) Shares A Year Ago You Would Be Down 17%
Mar 01
Is Jiangxi Bank Co., Ltd. (HKG:1916) An Attractive Dividend Stock?
Feb 02Are Institutions Heavily Invested In Jiangxi Bank Co., Ltd.'s (HKG:1916) Shares?
Jan 07
Did Jiangxi Bank Co., Ltd. (HKG:1916) Insiders Buy Up More Shares?
Dec 12Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1916's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: 1916 has a sufficient allowance for bad loans (166%).
Low Risk Liabilities: 78% of 1916's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1916 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 1916's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 1916 has a high level of bad loans (2.5%).