Guangzhou Rural Commercial Bank Co., Ltd.

SEHK:1551 Stock Report

Market Cap: HK$24.8b

Guangzhou Rural Commercial Bank Balance Sheet Health

Financial Health criteria checks 6/6

Guangzhou Rural Commercial Bank has total assets of CN¥1,314.0B and total equity of CN¥96.5B. Total deposits are CN¥989.6B, and total loans are CN¥708.9B. It earns a Net Interest Margin of 1.4%. It has sufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are CN¥196.4B.

Key information

13.6x

Asset to equity ratio

1.4%

Net interest margin

Total deposits

CN¥989.55b

Loan to deposit ratio

Appropriate

Bad loans

1.9%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

CN¥196.41b

Recent financial health updates

No updates

Recent updates

Should Shareholders Reconsider Guangzhou Rural Commercial Bank Co., Ltd.'s (HKG:1551) CEO Compensation Package?

Jun 01
Should Shareholders Reconsider Guangzhou Rural Commercial Bank Co., Ltd.'s (HKG:1551) CEO Compensation Package?

Is Guangzhou Rural Commercial Bank Co., Ltd.'s (HKG:1551) Shareholder Ownership Skewed Towards Insiders?

Mar 19
Is Guangzhou Rural Commercial Bank Co., Ltd.'s (HKG:1551) Shareholder Ownership Skewed Towards Insiders?

Key Things To Watch Out For If You Are After Guangzhou Rural Commercial Bank Co., Ltd.'s (HKG:1551) 7.1% Dividend

Feb 12
Key Things To Watch Out For If You Are After Guangzhou Rural Commercial Bank Co., Ltd.'s (HKG:1551) 7.1% Dividend

If You Had Bought Guangzhou Rural Commercial Bank's (HKG:1551) Shares Three Years Ago You Would Be Down 49%

Jan 08
If You Had Bought Guangzhou Rural Commercial Bank's (HKG:1551) Shares Three Years Ago You Would Be Down 49%

How Much Of Guangzhou Rural Commercial Bank Co., Ltd. (HKG:1551) Do Insiders Own?

Dec 04
How Much Of Guangzhou Rural Commercial Bank Co., Ltd. (HKG:1551) Do Insiders Own?

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 1551's Assets to Equity ratio (13.6x) is moderate.

Allowance for Bad Loans: 1551 has a sufficient allowance for bad loans (164%).

Low Risk Liabilities: 81% of 1551's liabilities are made up of primarily low risk sources of funding.

Loan Level: 1551 has an appropriate level of Loans to Assets ratio (54%).

Low Risk Deposits: 1551's Loans to Deposits ratio (72%) is appropriate.

Level of Bad Loans: 1551 has an appropriate level of bad loans (1.9%).


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