Guangzhou Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Guangzhou Rural Commercial Bank has total assets of CN¥1,314.0B and total equity of CN¥96.5B. Total deposits are CN¥989.6B, and total loans are CN¥708.9B. It earns a Net Interest Margin of 1.4%. It has sufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are CN¥196.4B.
Key information
13.6x
Asset to equity ratio
1.4%
Net interest margin
| Total deposits | CN¥989.55b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥196.41b |
Recent financial health updates
No updates
Recent updates
Should Shareholders Reconsider Guangzhou Rural Commercial Bank Co., Ltd.'s (HKG:1551) CEO Compensation Package?
Jun 01
Is Guangzhou Rural Commercial Bank Co., Ltd.'s (HKG:1551) Shareholder Ownership Skewed Towards Insiders?
Mar 19Key Things To Watch Out For If You Are After Guangzhou Rural Commercial Bank Co., Ltd.'s (HKG:1551) 7.1% Dividend
Feb 12
If You Had Bought Guangzhou Rural Commercial Bank's (HKG:1551) Shares Three Years Ago You Would Be Down 49%
Jan 08How Much Of Guangzhou Rural Commercial Bank Co., Ltd. (HKG:1551) Do Insiders Own?
Dec 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1551's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: 1551 has a sufficient allowance for bad loans (164%).
Low Risk Liabilities: 81% of 1551's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1551 has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: 1551's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 1551 has an appropriate level of bad loans (1.9%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/25 19:38 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2023/12/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Analyst Sources
Guangzhou Rural Commercial Bank Co., Ltd. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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