SIC Insurance Valuation

Is SIC undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of SIC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate SIC's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate SIC's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for SIC?

Key metric: As SIC is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for SIC. This is calculated by dividing SIC's market cap by their current earnings.
What is SIC's PE Ratio?
PE Ratio3.6x
EarningsGH₵13.49m
Market CapGH₵48.91m

Price to Earnings Ratio vs Peers

How does SIC's PE Ratio compare to its peers?

The above table shows the PE ratio for SIC vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average3.1x
EGL Enterprise Group
1.9xn/aGH₵340.1m
RICL Reliance Insurance
2.5xn/aPK₨798.5m
HICL Habib Insurance
5.3xn/aPK₨864.6m
PRESTIGE Prestige Assurance
2.8xn/a₦8.9b
SIC SIC Insurance
3.6xn/aGH₵48.9m

Price-To-Earnings vs Peers: SIC is expensive based on its Price-To-Earnings Ratio (3.6x) compared to the peer average (3x).


Price to Earnings Ratio vs Industry

How does SIC's PE Ratio compare vs other companies in the African Insurance Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
SIC 3.6xIndustry Avg. 5.9xNo. of Companies11PE0612182430+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: SIC is good value based on its Price-To-Earnings Ratio (3.6x) compared to the African Insurance industry average (5.9x).


Price to Earnings Ratio vs Fair Ratio

What is SIC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SIC PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio3.6x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate SIC's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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