Sovereign Trust Insurance Valuation

Is SOVRENINS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of SOVRENINS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate SOVRENINS's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate SOVRENINS's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for SOVRENINS?

Key metric: As SOVRENINS is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for SOVRENINS. This is calculated by dividing SOVRENINS's market cap by their current earnings.
What is SOVRENINS's PE Ratio?
PE Ratio	4.5x
Earnings	₦1.91b
Market Cap	₦9.53b

SOVRENINS key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	0.2x
Enterprise Value/EBITDA	2.9x
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does SOVRENINS's PE Ratio compare to its peers?

The above table shows the PE ratio for SOVRENINS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	3.1x
PRESTIGE Prestige Assurance	2.8x	n/a	₦8.9b
LINKASSURE Linkage Assurance	2.3x	n/a	₦13.9b
SUNUASSUR Sunu Assurances Nigeria	3x	n/a	₦15.8b
VERITASKAP Veritas Kapital Assurance	4.2x	n/a	₦17.6b
SOVRENINS Sovereign Trust Insurance	4.5x	n/a	₦9.5b

Price-To-Earnings vs Peers: SOVRENINS is expensive based on its Price-To-Earnings Ratio (4.5x) compared to the peer average (3.1x).

Price to Earnings Ratio vs Industry

How does SOVRENINS's PE Ratio compare vs other companies in the African Insurance Industry?

3 Companies	Price / Earnings	Estimated Growth	Market Cap

3 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: SOVRENINS is good value based on its Price-To-Earnings Ratio (4.5x) compared to the African Insurance industry average (5.9x).

Price to Earnings Ratio vs Fair Ratio

What is SOVRENINS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SOVRENINS PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	4.5x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate SOVRENINS's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.