Sovereign Trust Insurance Past Earnings Performance
Past criteria checks 2/6
Sovereign Trust Insurance has been growing earnings at an average annual rate of 24.1%, while the Insurance industry saw earnings growing at 25.4% annually. Revenues have been growing at an average rate of 15.9% per year. Sovereign Trust Insurance's return on equity is 7.4%, and it has net margins of 8.9%.
Key information
24.1%
Earnings growth rate
24.1%
EPS growth rate
| Insurance Industry Growth | 25.4% |
| Revenue growth rate | 15.9% |
| Return on equity | 7.4% |
| Net Margin | 8.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Sovereign Trust Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 10,612 | 947 | 2,333 | 0 |
| 30 Sep 23 | 13,368 | 905 | 2,100 | 0 |
| 30 Jun 23 | 11,423 | 879 | 1,850 | 0 |
| 31 Mar 23 | 9,189 | 842 | 1,948 | 0 |
| 31 Dec 22 | 8,165 | 839 | 1,850 | 0 |
| 30 Sep 22 | 15,402 | 896 | 1,020 | 0 |
| 30 Jun 22 | 14,223 | 843 | 883 | 0 |
| 31 Mar 22 | 9,164 | 1,189 | 1,835 | 0 |
| 31 Dec 21 | 8,592 | 975 | 1,615 | 0 |
| 30 Sep 21 | 9,231 | 757 | 1,949 | 0 |
| 30 Jun 21 | 8,643 | 758 | 1,724 | 0 |
| 31 Mar 21 | 8,119 | 688 | 1,744 | 0 |
| 31 Dec 20 | 8,119 | 688 | 1,747 | 0 |
| 30 Sep 20 | 6,317 | 539 | 1,594 | 0 |
| 30 Jun 20 | 6,817 | 471 | 1,549 | 0 |
| 31 Mar 20 | 7,574 | 469 | 1,545 | 0 |
| 31 Dec 19 | 7,294 | 503 | 1,693 | 0 |
| 30 Sep 19 | 6,232 | 303 | 1,390 | 0 |
| 30 Jun 19 | 5,566 | 152 | 1,551 | 0 |
| 31 Mar 19 | 5,527 | 93 | 1,544 | 0 |
| 31 Dec 18 | 5,786 | 344 | 1,463 | 0 |
| 30 Sep 18 | 5,299 | 33 | 1,678 | 0 |
| 30 Jun 18 | 5,495 | 242 | 1,475 | 0 |
| 31 Mar 18 | 4,671 | 281 | 1,391 | 0 |
| 31 Dec 17 | 4,526 | 158 | 1,330 | 0 |
| 30 Sep 17 | 5,719 | 544 | 1,220 | 0 |
| 30 Jun 17 | 5,047 | 239 | 1,285 | 0 |
| 31 Mar 17 | 5,196 | 245 | 1,406 | 0 |
| 31 Dec 16 | 4,544 | 24 | 1,452 | 0 |
| 30 Sep 16 | 3,768 | 230 | 1,338 | 0 |
| 30 Jun 16 | 3,979 | 281 | 1,317 | 0 |
| 31 Mar 16 | 4,060 | 619 | 1,298 | 0 |
| 31 Dec 15 | 4,586 | 558 | 1,381 | 0 |
| 30 Sep 15 | 4,885 | 157 | 2,684 | 0 |
| 30 Jun 15 | 4,908 | 391 | 1,498 | 0 |
| 31 Mar 15 | 5,273 | 334 | 1,594 | 0 |
| 31 Dec 14 | 5,227 | 295 | 1,490 | 0 |
| 30 Sep 14 | 5,118 | 593 | 514 | 0 |
| 31 Dec 13 | 5,212 | 930 | 1,507 | 0 |
Quality Earnings: SOVRENINS has high quality earnings.
Growing Profit Margin: SOVRENINS's current net profit margins (8.9%) are lower than last year (10.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SOVRENINS's earnings have grown significantly by 24.1% per year over the past 5 years.
Accelerating Growth: SOVRENINS's earnings growth over the past year (13%) is below its 5-year average (24.1% per year).
Earnings vs Industry: SOVRENINS earnings growth over the past year (13%) did not outperform the Insurance industry 104%.
Return on Equity
High ROE: SOVRENINS's Return on Equity (7.4%) is considered low.