Agricultural Development Bank Balance Sheet Health
Financial Health criteria checks 4/6
Agricultural Development Bank has total assets of GHS9.3B and total equity of GHS660.2M. Total deposits are GHS7.7B, and total loans are GHS3.8B.
Key information
14.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | GH₵7.75b |
Loan to deposit ratio | Appropriate |
Bad loans | 26.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | GH₵2.63b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ADB's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: ADB has a low allowance for bad loans (52%).
Low Risk Liabilities: 89% of ADB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ADB has an appropriate level of Loans to Assets ratio (41%).
Low Risk Deposits: ADB's Loans to Deposits ratio (49%) is appropriate.
Level of Bad Loans: ADB has a high level of bad loans (26.4%).