Agricultural Development Bank Plc

GHSE:ADB Stock Report

Market Cap: GH₵1.8b

Agricultural Development Bank Past Earnings Performance

Past criteria checks 0/6

Agricultural Development Bank's earnings have been declining at an average annual rate of -71.9%, while the Banks industry saw earnings growing at 5.9% annually. Revenues have been declining at an average rate of 24.8% per year.

Key information

-71.9%

Earnings growth rate

-68.1%

EPS growth rate

Banks Industry Growth0.6%
Revenue growth rate-24.8%
Return on equity-49.4%
Net Margin-568.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Agricultural Development Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

GHSE:ADB Revenue, expenses and earnings (GHS Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24127-7195080
30 Jun 24-22-8024710
31 Mar 24-96-8294590
31 Dec 23-120-8294510
30 Sep 23326-4114590
30 Jun 23298-3584170
31 Mar 23273-3634170
31 Dec 22217-3713940
30 Sep 22606333740
30 Jun 22635663710
31 Mar 22606743480
31 Dec 21598823380
30 Sep 21599953370
30 Jun 21577903250
31 Mar 21544793130
31 Dec 20531653180
30 Sep 20475453040
30 Jun 20443212960
31 Mar 2042573110
31 Dec 19411152600
30 Sep 19405-22750
30 Jun 19409102690
31 Mar 19396152630
31 Dec 1837762550
30 Sep 18363162580
30 Jun 18342-32510
31 Mar 1834512440
31 Dec 17357272370
30 Sep 17273-222170
30 Jun 17242-262090
31 Mar 17218-331540
31 Dec 16174-702000
31 Dec 15163-791900
31 Dec 14269481560

Quality Earnings: ADB is currently unprofitable.

Growing Profit Margin: ADB is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ADB is unprofitable, and losses have increased over the past 5 years at a rate of 71.9% per year.

Accelerating Growth: Unable to compare ADB's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: ADB is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (21.7%).


Return on Equity

High ROE: ADB has a negative Return on Equity (-49.36%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/22 13:24
End of Day Share Price 2025/02/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Agricultural Development Bank Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.