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WPS

W.A.G payment solutions LSE:WPS Stock Report

Last Price

UK£0.94

Market Cap

UK£647.6m

7D

4.2%

1Y

n/a

Updated

24 Jun, 2022

Data

Company Financials +
WPS fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance0/6
Financial Health4/6
Dividends0/6

WPS Stock Overview

W.A.G payment solutions plc operates integrated payments and mobility platform that focuses on the commercial road transportation industry primary in Europe.

W.A.G payment solutions Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for W.A.G payment solutions
Historical stock prices
Current Share PriceUK£0.94
52 Week HighUK£1.60
52 Week LowUK£0.80
Beta0
1 Month Change0.32%
3 Month Change-3.09%
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO-30.37%

Recent News & Updates

Apr 03
There May Be Reason For Hope In W.A.G payment solutions' (LON:WPS) Disappointing Earnings

There May Be Reason For Hope In W.A.G payment solutions' (LON:WPS) Disappointing Earnings

Soft earnings didn't appear to concern W.A.G payment solutions plc's ( LON:WPS ) shareholders over the last week. We...

Feb 26
Is W.A.G payment solutions plc (LON:WPS) Expensive For A Reason? A Look At Its Intrinsic Value

Is W.A.G payment solutions plc (LON:WPS) Expensive For A Reason? A Look At Its Intrinsic Value

Today we'll do a simple run through of a valuation method used to estimate the attractiveness of W.A.G payment...

Shareholder Returns

WPSGB ITGB Market
7D4.2%4.5%2.3%
1Yn/a-19.1%-8.6%

Return vs Industry: Insufficient data to determine how WPS performed against the UK IT industry.

Return vs Market: Insufficient data to determine how WPS performed against the UK Market.

Price Volatility

Is WPS's price volatile compared to industry and market?
WPS volatility
WPS Average Weekly Movement6.1%
IT Industry Average Movement5.9%
Market Average Movement5.5%
10% most volatile stocks in GB Market10.8%
10% least volatile stocks in GB Market2.8%

Stable Share Price: WPS is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: WPS's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19951,000Martin Vohánkahttps://www.eurowag.com

W.A.G payment solutions plc operates integrated payments and mobility platform that focuses on the commercial road transportation industry primary in Europe. The company uses its proprietary technology to enhance performance of commercial road transport operators by providing a range of integrated services, including frictionless energy and toll payments, tax refunds, vehicle information and telematics, smart routing, and other services, including through its Road Lords app. W.A.G payment solutions plc was founded in 1995 and is based in London, the United Kingdom.

W.A.G payment solutions Fundamentals Summary

How do W.A.G payment solutions's earnings and revenue compare to its market cap?
WPS fundamental statistics
Market Cap€754.52m
Earnings (TTM)€9.15m
Revenue (TTM)€1.65b

82.5x

P/E Ratio

0.5x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
WPS income statement (TTM)
Revenue€1.65b
Cost of Revenue€1.55b
Gross Profit€97.47m
Other Expenses€88.32m
Earnings€9.15m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.013
Gross Margin5.92%
Net Profit Margin0.56%
Debt/Equity Ratio57.2%

How did WPS perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is WPS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for WPS?

Other financial metrics that can be useful for relative valuation.

WPS key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue0.4x
Enterprise Value/EBITDA21.6x
PEG Ratio1.3x

Price to Earnings Ratio vs Peers

How does WPS's PE Ratio compare to its peers?

WPS PE Ratio vs Peers
The above table shows the PE ratio for WPS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average27.2x

Price-To-Earnings vs Peers: WPS is expensive based on its Price-To-Earnings Ratio (82.5x) compared to the peer average (27.2x).


Price to Earnings Ratio vs Industry

How does WPS's PE Ratio compare vs other companies in the U.K. IT Industry?

Price-To-Earnings vs Industry: WPS is expensive based on its Price-To-Earnings Ratio (82.5x) compared to the UK IT industry average (29.4x)


Price to Earnings Ratio vs Fair Ratio

What is WPS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

WPS PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio82.5x
Fair PE Ratio62.2x

Price-To-Earnings vs Fair Ratio: WPS is expensive based on its Price-To-Earnings Ratio (82.5x) compared to the estimated Fair Price-To-Earnings Ratio (62.2x).


Share Price vs Fair Value

What is the Fair Price of WPS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate WPS's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate WPS's fair value for valuation analysis.


Price to Earnings Growth Ratio

PEG Ratio: WPS is poor value based on its PEG Ratio (1.3x)


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Future Growth

How is W.A.G payment solutions forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?

Future Growth Score

4/6

Future Growth Score 4/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


65.5%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: WPS's forecast earnings growth (65.5% per year) is above the savings rate (0.9%).

Earnings vs Market: WPS's earnings (65.5% per year) are forecast to grow faster than the UK market (10.9% per year).

High Growth Earnings: WPS's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: WPS's revenue (17.6% per year) is forecast to grow faster than the UK market (4.1% per year).

High Growth Revenue: WPS's revenue (17.6% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: WPS's Return on Equity is forecast to be low in 3 years time (15.9%).


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Past Performance

How has W.A.G payment solutions performed over the past 5 years?

Past Performance Score

0/6

Past Performance Score 0/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-56.9%

Last years earnings growth

Earnings and Revenue History

Quality Earnings: WPS has a high level of non-cash earnings.

Growing Profit Margin: WPS's current net profit margins (0.6%) are lower than last year (1.7%).


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if WPS's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: WPS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: WPS had negative earnings growth (-56.9%) over the past year, making it difficult to compare to the IT industry average (28.5%).


Return on Equity

High ROE: WPS's Return on Equity (3.4%) is considered low.


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Financial Health

How is W.A.G payment solutions's financial position?

Financial Health Score

4/6

Financial Health Score 4/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: WPS's short term assets (€542.1M) exceed its short term liabilities (€342.1M).

Long Term Liabilities: WPS's short term assets (€542.1M) exceed its long term liabilities (€176.0M).


Debt to Equity History and Analysis

Debt Level: WPS has more cash than its total debt.

Reducing Debt: Insufficient data to determine if WPS's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: WPS's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: WPS's interest payments on its debt are well covered by EBIT (5.1x coverage).


Balance Sheet


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Dividend

What is W.A.G payment solutions's current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate WPS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate WPS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if WPS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if WPS's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as WPS has not reported any payouts.


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Management

How experienced are the management team and are they aligned to shareholders interests?

0.8yrs

Average board tenure


CEO

Martin Vohánka

no data

Tenure

€133,853

Compensation

Mr. Martin Vohánka serves as the Chief Executive Officer and Managing Director of W.A.G. payment solutions, a.s. He is a Founder of W.A.G. payment solutions, a.s. since 1995. He served as Chairman of The B...


CEO Compensation Analysis

Compensation vs Market: Martin's total compensation ($USD141.20K) is below average for companies of similar size in the UK market ($USD1.34M).

Compensation vs Earnings: Martin's compensation has been consistent with company performance over the past year.


Board Members

Experienced Board: WPS's board of directors are not considered experienced ( 0.8 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: WPS only recently listed within the past 12 months.


Top Shareholders

Company Information

W.A.G payment solutions plc's employee growth, exchange listings and data sources


Key Information

  • Name: W.A.G payment solutions plc
  • Ticker: WPS
  • Exchange: LSE
  • Founded: 1995
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Implied Market Cap: UK£647.577m
  • Shares outstanding: 688.91m
  • Website: https://www.eurowag.com

Number of Employees


Location

  • W.A.G payment solutions plc
  • Albemarle House
  • Third Floor (East)
  • London
  • Greater London
  • W1S 4HA
  • United Kingdom

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/24 00:00
End of Day Share Price2022/06/24 00:00
Earnings2021/12/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.