B+S Banksysteme Valuation

Q: What is the Fair Price of 0NVU when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

0NVU (€1.94) is trading below our estimate of [[fair value]] (€3.97)

Is 0NVU undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0NVU when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0NVU (€1.94) is trading below our estimate of fair value (€3.97)

Significantly Below Fair Value: 0NVU is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0NVU?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for 0NVU. This is calculated by dividing 0NVU's market cap by their current preferred multiple.
What is 0NVU's n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	€13.04m

0NVU key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	1.6x
Enterprise Value/EBITDA	10.9x
PEG Ratio	1.5x

Price to Earnings Ratio vs Peers

How does 0NVU's PE Ratio compare to its peers?

The above table shows the PE ratio for 0NVU vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	14.8x
PEB Pebble Beach Systems Group	8.1x	20.9%	UK£12.8m
ARC Arcontech Group	15.7x	-15.1%	UK£16.7m
SORT Sorted Group Holdings	3.7x	n/a	UK£5.3m
ALT Altitude Group	31.7x	27.6%	UK£22.1m
0NVU B+S Banksysteme	15.5x	10.6%	€13.0m

Price-To-Earnings vs Peers: 0NVU is expensive based on its Price-To-Earnings Ratio (15.5x) compared to the peer average (14.8x).

Price to Earnings Ratio vs Industry

How does 0NVU's PE Ratio compare vs other companies in the GB Software Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	19.2%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	19.2%
	n/a	n/a	n/a

No more companies

Price-To-Earnings vs Industry: 0NVU is good value based on its Price-To-Earnings Ratio (15.5x) compared to the UK Software industry average (34.4x).

Price to Earnings Ratio vs Fair Ratio

What is 0NVU's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0NVU PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	15.5x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 0NVU's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.