B+S Banksysteme (LSE:0NVU) - Stock Price, News & Analysis

0NVU Stock Overview

Provides software solutions for banks and financial service providers.

0NVU fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	2/6
Past Performance	3/6
Financial Health	3/6
Dividends	0/6

Rewards

Trading at 51.2% below our estimate of its fair value

Earnings are forecast to grow 10.64% per year

Became profitable this year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap (€13M)

Latest financial reports are more than 6 months old

B+S Banksysteme Aktiengesellschaft Competitors

Pebble Beach Systems Group

AIM:PEB

UK£12.8m

Arcontech Group

AIM:ARC

UK£16.7m

Sorted Group Holdings

AIM:SORT

UK£5.3m

Altitude Group

AIM:ALT

UK£22.1m

Price History & Performance

Summary of all time highs, changes and price drops for B+S Banksysteme
Historical stock prices
Current Share Price	€1.94
52 Week High	€1.94
52 Week Low	€1.94
Beta	0.48
11 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
33 Year Change	n/a
5 Year Change	n/a
Change since IPO	38.47%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	0NVU	GB Software	GB Market
7D	0%	0.5%	1.2%
1Y	n/a	9.8%	8.7%

Return vs Industry: Insufficient data to determine how 0NVU performed against the UK Software industry.

Return vs Market: Insufficient data to determine how 0NVU performed against the UK Market.

Price Volatility

Is 0NVU's price volatile compared to industry and market?
0NVU volatility
0NVU Average Weekly Movement	n/a
Software Industry Average Movement	5.2%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	9.5%
10% least volatile stocks in GB Market	2.5%

Stable Share Price: 0NVU has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine 0NVU's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1982	77	n/a	bs-ag.com

B+S Banksysteme Aktiengesellschaft provides software solutions for banks and financial service providers. It offers software solutions in the areas of mobile and online banking; payment transactions; documentary transactions for import and export of letter of credit and collection, and guarantees; and treasury trading products, including FX spot and swap position, and interest rate positions, as well as liquidity oriented position. The company also provides various currency and precious metal trading services; core banking services, such as checking and current accounts, time deposits, and investment and foreign currency accounts; and risk management services comprising credit and default, advance payment, market price, and liquidity risks.

B+S Banksysteme Aktiengesellschaft Fundamentals Summary

How do B+S Banksysteme's earnings and revenue compare to its market cap?
0NVU fundamental statistics
Market cap	€13.04m
Earnings (TTM)	€840.00k
Revenue (TTM)	€11.86m

15.5x

P/E Ratio

1.1x

P/S Ratio

Is 0NVU overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0NVU income statement (TTM)
Revenue	€11.86m
Cost of Revenue	€8.01m
Gross Profit	€3.85m
Other Expenses	€3.01m
Earnings	€840.00k

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	0.14
Gross Margin	32.48%
Net Profit Margin	7.09%
Debt/Equity Ratio	5.6%

How did 0NVU perform over the long term?

See historical performance and comparison