0NVU Stock Overview

Provides software solutions for banks and financial service providers. More details

0NVU fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	2/6
Past Performance	5/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 50.6% below our estimate of its fair value

Earnings are forecast to grow 5.26% per year

Earnings grew by 180% over the past year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap (€12M)

My Notes

Capture your thoughts, links and company narrative

B+S Banksysteme Aktiengesellschaft Competitors

Pebble Beach Systems Group

AIM:PEB

UK£10.6m

Arcontech Group

AIM:ARC

UK£14.3m

Altitude Group

AIM:ALT

UK£19.2m

Sorted Group Holdings

AIM:SORT

UK£2.8m

Price History & Performance

Summary of share price highs, lows and changes for B+S Banksysteme
Historical stock prices
Current Share Price	€2.22
52 Week High	€2.32
52 Week Low	€1.93
Beta	0.56
1 Month Change	6.73%
3 Month Change	4.72%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	58.46%

Recent updates

Shareholder Returns

	0NVU	GB Software	GB Market
7D	0%	0.2%	1.0%
1Y	n/a	6.6%	12.1%

Return vs Industry: Insufficient data to determine how 0NVU performed against the UK Software industry.

Return vs Market: Insufficient data to determine how 0NVU performed against the UK Market.

Price Volatility

Is 0NVU's price volatile compared to industry and market?
0NVU volatility
0NVU Average Weekly Movement	n/a
Software Industry Average Movement	6.1%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.7%
10% least volatile stocks in GB Market	2.7%

Stable Share Price: 0NVU's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine 0NVU's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1982	79	n/a	bs-ag.com

B+S Banksysteme Aktiengesellschaft provides software solutions for banks and financial service providers. It offers software solutions in the areas of mobile and online banking; payment transactions; documentary transactions for import and export of letter of credit and collection, and guarantees; and treasury trading products, including foreign exchange spot and swap position, and interest rate positions, as well as liquidity oriented position. The company also provides foreign currency and precious metal trading services; core banking services, such as checking and current accounts, time deposits, and investment and foreign currency accounts; and risk management services comprising credit and default, advance performance, market price, and liquidity risks.

B+S Banksysteme Aktiengesellschaft Fundamentals Summary

How do B+S Banksysteme's earnings and revenue compare to its market cap?
0NVU fundamental statistics
Market cap	€12.17m
Earnings (TTM)	€1.24m
Revenue (TTM)	€12.71m

9.9x

P/E Ratio

1.0x

P/S Ratio

Is 0NVU overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0NVU income statement (TTM)
Revenue	€12.71m
Cost of Revenue	€8.20m
Gross Profit	€4.52m
Other Expenses	€3.28m
Earnings	€1.24m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.20
Gross Margin	35.52%
Net Profit Margin	9.71%
Debt/Equity Ratio	0%

How did 0NVU perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/06 12:11
End of Day Share Price	2025/01/28 00:00
Earnings	2024/06/30
Annual Earnings	2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

B+S Banksysteme Aktiengesellschaft is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Cosmin Filker	GBC AG
Adam Jakubowski	SMC Research
FELIX ELLMANN	Warburg Research GmbH

B+S Banksysteme LSE:0NVU Stock Report