Swiss Re AG

LSE:0QL6 Stock Report

Market Cap: CHF 37.6b

Swiss Re Valuation

Is 0QL6 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0QL6 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0QL6 (CHF130.28) is trading below our estimate of fair value (CHF306.69)

Significantly Below Fair Value: 0QL6 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0QL6?

Key metric: As 0QL6 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0QL6. This is calculated by dividing 0QL6's market cap by their current earnings.
What is 0QL6's PE Ratio?
PE Ratio14.2x
EarningsUS$2.94b
Market CapUS$41.84b

Price to Earnings Ratio vs Peers

How does 0QL6's PE Ratio compare to its peers?

The above table shows the PE ratio for 0QL6 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average21.4x
CRE Conduit Holdings
4.6x10.8%UK£755.1m
LGEN Legal & General Group
46.9x29.6%UK£13.2b
AV. Aviva
9.7x4.5%UK£12.3b
PRU Prudential
24.4x27.3%UK£16.9b
0QL6 Swiss Re
14.2x15.5%CHF 37.6b

Price-To-Earnings vs Peers: 0QL6 is good value based on its Price-To-Earnings Ratio (14.2x) compared to the peer average (21.4x).

Price to Earnings Ratio vs Industry

How does 0QL6's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
0QL6 14.2xIndustry Avg. 11.8xNo. of Companies13PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0QL6 is expensive based on its Price-To-Earnings Ratio (14.2x) compared to the European Insurance industry average (11.8x).

Price to Earnings Ratio vs Fair Ratio

What is 0QL6's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0QL6 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio14.2x
Fair PE Ratio15.2x

Price-To-Earnings vs Fair Ratio: 0QL6 is good value based on its Price-To-Earnings Ratio (14.2x) compared to the estimated Fair Price-To-Earnings Ratio (15.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0QL6 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF 130.28
CHF 138.22
+6.1%
10.5%CHF 161.09CHF 100.25n/a16
Dec ’25CHF 129.86
CHF 129.53
-0.3%
12.6%CHF 158.66CHF 97.89n/a16
Nov ’25CHF 111.90
CHF 119.55
+6.8%
13.5%CHF 140.46CHF 85.43n/a16
Oct ’25CHF 116.00
CHF 116.54
+0.5%
14.6%CHF 139.85CHF 81.35n/a16
Sep ’25CHF 116.15
CHF 115.16
-0.9%
14.7%CHF 140.41CHF 81.67n/a15
Aug ’25CHF 108.45
CHF 115.40
+6.4%
13.1%CHF 135.37CHF 85.23n/a15
Jul ’25CHF 112.78
CHF 114.75
+1.7%
12.9%CHF 135.03CHF 83.20n/a15
Jun ’25CHF 114.50
CHF 114.27
-0.2%
13.0%CHF 135.08CHF 84.97n/a15
May ’25CHF 99.82
CHF 111.89
+12.1%
13.0%CHF 135.71CHF 85.41n/a15
Apr ’25CHF 116.28
CHF 111.06
-4.5%
12.8%CHF 133.16CHF 88.34n/a15
Mar ’25CHF 106.62
CHF 107.85
+1.1%
12.4%CHF 130.56CHF 86.62n/a16
Feb ’25CHF 99.22
CHF 104.61
+5.4%
11.4%CHF 124.91CHF 84.51n/a16
Jan ’25CHF 94.60
CHF 100.26
+6.0%
11.3%CHF 121.77CHF 80.54n/a16
Dec ’24CHF 98.39
CHF 102.05
+3.7%
12.3%CHF 125.86CHF 82.24CHF 129.8616
Nov ’24CHF 100.93
CHF 99.67
-1.2%
14.3%CHF 129.31CHF 77.58CHF 111.9016
Oct ’24CHF 94.11
CHF 99.63
+5.9%
13.8%CHF 131.28CHF 78.76CHF 116.0016
Sep ’24CHF 86.37
CHF 97.20
+12.5%
15.9%CHF 141.11CHF 75.60CHF 116.1516
Aug ’24CHF 90.90
CHF 95.45
+5.0%
12.6%CHF 117.01CHF 73.53CHF 108.4516
Jul ’24CHF 90.02
CHF 97.20
+8.0%
12.7%CHF 120.46CHF 75.70CHF 112.7817
Jun ’24CHF 92.46
CHF 97.12
+5.0%
13.0%CHF 121.81CHF 76.54CHF 114.5018
May ’24CHF 89.46
CHF 94.27
+5.4%
13.2%CHF 116.06CHF 72.45CHF 99.8218
Apr ’24CHF 93.88
CHF 94.61
+0.8%
13.5%CHF 118.61CHF 74.03CHF 116.2818
Mar ’24CHF 97.50
CHF 96.96
-0.6%
13.5%CHF 121.97CHF 76.14CHF 106.6218
Feb ’24CHF 94.36
CHF 89.55
-5.1%
11.9%CHF 111.93CHF 70.65CHF 99.2218
Jan ’24CHF 87.17
CHF 81.34
-6.7%
12.3%CHF 107.08CHF 62.94CHF 94.6018
Dec ’23CHF 84.98
CHF 80.28
-5.5%
11.7%CHF 108.23CHF 63.62CHF 98.3918

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 17:43
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Swiss Re AG is covered by 47 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dieter HeinAlphaValue
Markus MayerBaader Helvea Equity Research
Christian ArnoldBank Vontobel AG