The Allstate Corporation, through its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada.
Undervalued with solid track record and pays a dividend.
Share Price & News
How has Allstate's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 0HCZ has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 0HCZ exceeded the UK Insurance industry which returned -6.7% over the past year.
Return vs Market: 0HCZ exceeded the UK Market which returned 1.4% over the past year.
Price Volatility Vs. Market
How volatile is Allstate's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Allstate undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 0HCZ ($123.56) is trading below our estimate of fair value ($261.83)
Significantly Below Fair Value: 0HCZ is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: 0HCZ is good value based on its PE Ratio (8.2x) compared to the Insurance industry average (14x).
PE vs Market: 0HCZ is good value based on its PE Ratio (8.2x) compared to the UK market (17.7x).
Price to Earnings Growth Ratio
PEG Ratio: 0HCZ's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: 0HCZ is good value based on its PB Ratio (1.6x) compared to the GB Insurance industry average (1.8x).
How is Allstate forecast to perform in the next 1 to 3 years based on estimates from 13 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 0HCZ's earnings are forecast to decline over the next 3 years (-12.9% per year).
Earnings vs Market: 0HCZ's earnings are forecast to decline over the next 3 years (-12.9% per year).
High Growth Earnings: 0HCZ's earnings are forecast to decline over the next 3 years.
Revenue vs Market: 0HCZ's revenue is expected to decline over the next 3 years (-6.5% per year).
High Growth Revenue: 0HCZ's revenue is forecast to decline over the next 3 years (-6.5% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 0HCZ's Return on Equity is forecast to be low in 3 years time (13.4%).
How has Allstate performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 0HCZ has high quality earnings.
Growing Profit Margin: 0HCZ's current net profit margins (10.5%) are higher than last year (5.1%).
Past Earnings Growth Analysis
Earnings Trend: 0HCZ's earnings have grown by 9% per year over the past 5 years.
Accelerating Growth: 0HCZ's earnings growth over the past year (132.5%) exceeds its 5-year average (9% per year).
Earnings vs Industry: 0HCZ earnings growth over the past year (132.5%) exceeded the Insurance industry 23.4%.
Return on Equity
High ROE: 0HCZ's Return on Equity (18.6%) is considered low.
How is Allstate's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 0HCZ has a low level of unsold assets or inventory.
Debt Coverage by Assets: 0HCZ's debt is covered by short term assets (assets are 3.2x debt).
Financial Institutions Analysis
Asset Level: 0HCZ's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if 0HCZ has a sufficient allowance for bad loans.
Low Risk Liabilities: 0HCZ reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if 0HCZ has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 0HCZ has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if 0HCZ has an appropriate level of bad loans.
What is Allstate's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: 0HCZ's dividend (1.84%) isn’t notable compared to the bottom 25% of dividend payers in the UK market (1.9%).
High Dividend: 0HCZ's dividend (1.84%) is low compared to the top 25% of dividend payers in the UK market (5.34%).
Stability and Growth of Payments
Stable Dividend: 0HCZ's dividends per share have been stable in the past 10 years.
Growing Dividend: 0HCZ's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (14%), 0HCZ's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: 0HCZ's dividends in 3 years are forecast to be well covered by earnings (21.6% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Tom Wilson (61yo)
Mr. Thomas Joseph Wilson, II, also known as Tom, has been the Chairman of The Allstate Corporation since May, 2008, as its Chief Executive Officer since January 1, 2007 and President since February 23, 201 ...
CEO Compensation Analysis
Compensation vs Market: Tom's total compensation ($USD18.69M) is above average for companies of similar size in the UK market ($USD4.70M).
Compensation vs Earnings: Tom's compensation has been consistent with company performance over the past year.
|Executive VP & CFO||2.1yrs||US$4.33m||0.0060% $2.3m|
|Vice Chairman||2.1yrs||US$7.16m||0.050% $19.2m|
|President of Investments & Financial Products - Allstate Investments||0.08yrs||US$6.76m||0.000060% $22.9k|
|Senior VP||0.4yrs||no data||0.0046% $1.8m|
|Director||4.1yrs||no data||no data|
|Executive VP||7.7yrs||no data||0.014% $5.2m|
|Executive VP and Chief Marketing||0.08yrs||no data||no data|
|Senior Group VP & Controller of Allstate Insurance Company||24.1yrs||US$1.85m||no data|
|Chief Operating Officer of Personal Property-Liability - Allstate Insurance Company||0yrs||no data||no data|
Experienced Management: 0HCZ's management team is considered experienced (2.1 years average tenure).
|Independent Director||5.6yrs||US$296.06k||0.000060% $22.9k|
|Independent Director||6yrs||US$305.06k||no data|
|Lead Director||4.8yrs||US$330.06k||no data|
|Independent Director||2.3yrs||US$280.06k||no data|
|Independent Director||3.7yrs||US$280.06k||0.00025% $95.5k|
|Independent Director||10.1yrs||US$300.06k||0.0013% $481.3k|
|Independent Director||7.1yrs||US$302.46k||0.00032% $122.2k|
|Independent Director||2.1yrs||US$344.66k||0.00070% $267.4k|
|Independent Director||4.2yrs||US$280.06k||0.000010% $3.8k|
Experienced Board: 0HCZ's board of directors are considered experienced (5.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
The Allstate Corporation's company bio, employee growth, exchange listings and data sources
- Name: The Allstate Corporation
- Ticker: 0HCZ
- Exchange: LSE
- Founded: 1931
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: US$38.201b
- Shares outstanding: 316.91m
- Website: https://www.allstate.com
Number of Employees
- The Allstate Corporation
- 2775 Sanders Road
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|ALL||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Jun 1993|
|ALS||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jun 1993|
|ALS||XTRA (XETRA Trading Platform)||Yes||Common Stock||DE||EUR||Jun 1993|
|0HCZ||LSE (London Stock Exchange)||Yes||Common Stock||GB||USD||Jun 1993|
|ALL.PRB||NYSE (New York Stock Exchange)||SUB DEB 53||US||USD||Jan 2013|
|ALL.PRG||NYSE (New York Stock Exchange)||DEP 1/1000 PFD G||US||USD||Mar 2018|
|ALL.PRH||NYSE (New York Stock Exchange)||DP SHS PFD H||US||USD||Aug 2019|
|ALL.PRI||NYSE (New York Stock Exchange)||4.75 DP PFD I||US||USD||Nov 2019|
|A1TT34||BOVESPA (Bolsa de Valores de Sao Paulo)||BDR EACH 2 REPR 1 SHS UNSPON||BR||BRL||Jan 2020|
The Allstate Corporation, through its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection, Service Businesses, Allstate Life, and Allstate Benefits segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance; other personal lines products, such as renter, condominium, landlord, boat, umbrella, and manufactured home insurance; and commercial lines products under the Allstate, Esurance, and Encompass brand names. The Service Businesses segment provides consumer electronics and appliance protection plans covering TVs, smartphones, and computers; device and mobile data collection services, analytics and customer risk assessment solutions, and telematics services; roadside assistance services, such as towing, jump-start, lockout, fuel delivery, and tire change services; and vehicle service contracts, guaranteed asset protection waivers, road hazard tire and wheel protection, and paintless dent repair protection services under the SquareTrade, Arity, Allstate Roadside Services, and Allstate Dealer Services brands. The Allstate Life Segment offers term, whole, interest-sensitive, and variable life insurance products, as well as non-proprietary retirement product solutions offered by third-party providers. Its Allstate Benefits segment provides life, accident, critical illness, short-term disability, and other health insurance products. The company sells its products through agencies, as well as directly through contact centers and Internet; and financial specialists, brokers, relationships with wholesale partners, and affinity groups. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/25 23:48|
|End of Day Share Price||2020/02/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.