Tryg A/S

BATS-CHIXE:TRYGC Stock Report

Market Cap: DKK 92.4b

Tryg Valuation

Is TRYGC undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of TRYGC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: TRYGC (DKK153.8) is trading below our estimate of future cash flow value (DKK218.2)

Significantly Below Future Cash Flow Value: TRYGC is trading below future cash flow value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for TRYGC?

Key metric: As TRYGC is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for TRYGC. This is calculated by dividing TRYGC's market cap by their current earnings.
What is TRYGC's PE Ratio?
PE Ratio17.3x
EarningsDKK 5.34b
Market CapDKK 92.36b

Price to Earnings Ratio vs Peers

How does TRYGC's PE Ratio compare to its peers?

The above table shows the PE ratio for TRYGC vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average10.9x
ADM Admiral Group
13.9x4.77%UK£10.4b
BEZ Beazley
11.2x-10.71%UK£7.5b
HSX Hiscox
11.7x5.70%UK£5.2b
LRE Lancashire Holdings
6.8x-0.88%UK£1.5b
TRYGC Tryg
17.3x4.43%DKK 92.4b

Price-To-Earnings vs Peers: TRYGC is expensive based on its Price-To-Earnings Ratio (17.3x) compared to the peer average (12.2x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does TRYGC's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
No. of Companies15PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: TRYGC is expensive based on its Price-To-Earnings Ratio (17.3x) compared to the European Insurance industry average (13x).

Price to Earnings Ratio vs Fair Ratio

What is TRYGC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

TRYGC PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio17.3x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate TRYGC's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst TRYGC forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentn/a
DKK 172.71
0%
6.28%DKK 190.00DKK 155.20n/a13
Apr ’27n/a
DKK 172.71
0%
6.68%DKK 190.00DKK 155.20n/a13
Mar ’27n/a
DKK 172.32
0%
6.79%DKK 190.00DKK 155.20n/a13
Feb ’27n/a
DKK 173.28
0%
7.08%DKK 190.00DKK 152.70n/a13
Jan ’27n/a
DKK 174.23
0%
7.31%DKK 190.00DKK 152.00n/a13
Dec ’26n/a
DKK 173.85
0%
7.43%DKK 190.00DKK 152.00n/a13
Nov ’26n/a
DKK 174.75
0%
6.83%DKK 190.00DKK 152.00n/a12
Oct ’26n/a
DKK 174.33
0%
6.37%DKK 190.00DKK 152.00n/a12
Sep ’26n/a
DKK 175.00
0%
6.39%DKK 190.00DKK 152.00n/a12
Aug ’26n/a
DKK 175.00
0%
6.39%DKK 190.00DKK 152.00n/a12
Jul ’26n/a
DKK 173.75
0%
6.00%DKK 188.00DKK 152.00n/a12
Jun ’26n/a
DKK 174.31
0%
5.98%DKK 190.00DKK 152.00n/a13
May ’26n/a
DKK 175.09
0%
5.89%DKK 190.00DKK 152.00n/a11
Apr ’26n/a
DKK 178.68
0%
4.01%DKK 190.00DKK 168.00n/a11
Mar ’26n/a
DKK 177.68
0%
4.04%DKK 190.00DKK 166.00n/a11
Feb ’26n/a
DKK 177.23
0%
3.47%DKK 187.00DKK 166.00n/a11
Jan ’26n/a
DKK 180.23
0%
2.54%DKK 187.00DKK 171.00n/a11
Dec ’25n/a
DKK 181.86
0%
4.18%DKK 202.00DKK 171.00n/a11
Nov ’25n/a
DKK 180.77
0%
4.60%DKK 200.00DKK 162.00n/a11
Oct ’25n/a
DKK 177.81
0%
4.98%DKK 200.00DKK 162.00n/a12
Sep ’25n/a
DKK 177.81
0%
4.57%DKK 195.00DKK 162.00n/a12
Aug ’25n/a
DKK 177.81
0%
4.57%DKK 195.00DKK 162.00n/a12
Jul ’25n/a
DKK 174.42
0%
6.35%DKK 195.00DKK 159.00n/a12
Jun ’25n/a
DKK 174.42
0%
6.20%DKK 195.00DKK 159.00n/a12
May ’25n/a
DKK 174.42
0%
6.20%DKK 195.00DKK 159.00n/a12
Apr ’25n/a
DKK 175.84
0%
6.96%DKK 205.00DKK 160.00n/a12
DKK 172.04
Fair Value
9.6% undervalued intrinsic discount
13
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/10 00:51
End of Day Share Price 2026/04/08 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Tryg A/S is covered by 25 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Claudia GaspariBarclays
Alessia MagniBarclays