Tryg Valuation
Is TRYGC undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of TRYGC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: TRYGC (DKK162.15) is trading below our estimate of fair value (DKK236.46)
Significantly Below Fair Value: TRYGC is trading below fair value by more than 20%.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for TRYGC?
Key metric: As TRYGC is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
| What is TRYGC's PE Ratio? | |
|---|---|
| PE Ratio | 19.7x |
| Earnings | DKK 5.08b |
| Market Cap | DKK 100.00b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 2.5x |
| Enterprise Value/EBITDA | 13x |
| PEG Ratio | 4.7x |
Price to Earnings Ratio vs Peers
How does TRYGC's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 9.9x | ||
ADM Admiral Group | 19x | 12.1% | UK£7.4b |
BEZ Beazley | 4.7x | -17.9% | UK£4.8b |
HSX Hiscox | 6.2x | -2.4% | UK£3.5b |
DLG Direct Line Insurance Group | 9.6x | 8.1% | UK£2.1b |
TRYGC Tryg | 19.7x | 4.2% | DKK 100.0b |
Price-To-Earnings vs Peers: TRYGC is expensive based on its Price-To-Earnings Ratio (19.7x) compared to the peer average (9x).
Price to Earnings Ratio vs Industry
How does TRYGC's PE Ratio compare vs other companies in the European Insurance Industry?
| 1 Company | Price / Earnings | Estimated Growth | Market Cap |
|---|---|---|---|
| 1 Company | Estimated Growth | Market Cap | |
|---|---|---|---|
Price-To-Earnings vs Industry: TRYGC is expensive based on its Price-To-Earnings Ratio (19.7x) compared to the European Insurance industry average (12.1x).
Price to Earnings Ratio vs Fair Ratio
What is TRYGC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 19.7x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate TRYGC's Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | DKK 162.15 | DKK 181.86 +12.2% | 4.2% | DKK 202.00 | DKK 171.00 | n/a | 11 |
| Nov ’25 | DKK 161.70 | DKK 180.77 +11.8% | 4.6% | DKK 200.00 | DKK 162.00 | n/a | 11 |
| Oct ’25 | n/a | DKK 177.81 0% | 5.0% | DKK 200.00 | DKK 162.00 | n/a | 12 |
| Sep ’25 | DKK 147.95 | DKK 177.81 +20.2% | 4.6% | DKK 195.00 | DKK 162.00 | n/a | 12 |
| Aug ’25 | DKK 148.10 | DKK 177.81 +20.1% | 4.6% | DKK 195.00 | DKK 162.00 | n/a | 12 |
| Jul ’25 | n/a | DKK 174.42 0% | 6.3% | DKK 195.00 | DKK 159.00 | n/a | 12 |
| Jun ’25 | n/a | DKK 174.42 0% | 6.2% | DKK 195.00 | DKK 159.00 | n/a | 12 |
| May ’25 | n/a | DKK 174.42 0% | 6.2% | DKK 195.00 | DKK 159.00 | n/a | 12 |
| Apr ’25 | n/a | DKK 175.84 0% | 7.0% | DKK 205.00 | DKK 160.00 | n/a | 12 |
| Mar ’25 | DKK 146.33 | DKK 176.68 +20.7% | 7.3% | DKK 205.00 | DKK 160.00 | n/a | 12 |
| Feb ’25 | DKK 146.35 | DKK 175.68 +20.0% | 7.4% | DKK 205.00 | DKK 160.00 | n/a | 12 |
| Jan ’25 | n/a | DKK 172.63 0% | 9.0% | DKK 205.00 | DKK 149.10 | n/a | 12 |
| Dec ’24 | DKK 146.90 | DKK 172.80 +17.6% | 8.9% | DKK 205.00 | DKK 149.10 | n/a | 12 |
| Nov ’24 | DKK 139.45 | DKK 172.68 +23.8% | 8.2% | DKK 200.00 | DKK 149.10 | DKK 161.70 | 12 |
| Oct ’24 | DKK 134.70 | DKK 170.92 +26.9% | 9.5% | DKK 198.00 | DKK 142.50 | n/a | 12 |
| Sep ’24 | DKK 129.83 | DKK 170.25 +31.1% | 9.0% | DKK 192.00 | DKK 142.50 | DKK 147.95 | 12 |
| Aug ’24 | DKK 134.08 | DKK 171.71 +28.1% | 7.8% | DKK 192.00 | DKK 150.50 | DKK 148.10 | 12 |
| Jul ’24 | DKK 147.45 | DKK 179.16 +21.5% | 8.6% | DKK 200.00 | DKK 157.90 | n/a | 12 |
| Jun ’24 | DKK 159.40 | DKK 180.08 +13.0% | 8.3% | DKK 200.00 | DKK 157.90 | n/a | 12 |
| May ’24 | DKK 159.38 | DKK 180.49 +13.2% | 8.3% | DKK 200.00 | DKK 157.90 | n/a | 12 |
| Apr ’24 | DKK 147.70 | DKK 182.49 +23.6% | 7.4% | DKK 200.00 | DKK 155.00 | n/a | 12 |
| Mar ’24 | DKK 157.10 | DKK 185.66 +18.2% | 7.8% | DKK 209.00 | DKK 155.00 | DKK 146.33 | 12 |
| Feb ’24 | DKK 157.30 | DKK 185.66 +18.0% | 7.8% | DKK 209.00 | DKK 155.00 | DKK 146.35 | 12 |
| Jan ’24 | DKK 165.45 | DKK 182.99 +10.6% | 8.5% | DKK 209.00 | DKK 155.00 | n/a | 12 |
| Dec ’23 | DKK 164.95 | DKK 185.54 +12.5% | 7.4% | DKK 209.00 | DKK 160.00 | DKK 146.90 | 11 |
| Nov ’23 | DKK 162.25 | DKK 183.49 +13.1% | 7.9% | DKK 208.00 | DKK 160.00 | DKK 139.45 | 12 |
Analyst Forecast: Target price is less than 20% higher than the current share price.
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