Grupo Catalana Occidente, S.A., together with its subsidiaries, provides insurance products and services worldwide. More Details
Adequate balance sheet average dividend payer.
Share Price & News
How has Grupo Catalana Occidente's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: Insufficient data to determine GCOE's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine GCOE's volatility change over the past year.
7 Day Return
1 Year Return
Return vs Industry: GCOE exceeded the UK Insurance industry which returned 38.6% over the past year.
Return vs Market: GCOE exceeded the UK Market which returned 24% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Grupo Catalana Occidente's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Grupo Catalana Occidente undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: GCOE (€34.58) is trading below our estimate of fair value (€42.66)
Significantly Below Fair Value: GCOE is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: GCOE is poor value based on its PE Ratio (15.9x) compared to the GB Insurance industry average (14.8x).
PE vs Market: GCOE is good value based on its PE Ratio (15.9x) compared to the UK market (25.7x).
Price to Earnings Growth Ratio
PEG Ratio: GCOE is poor value based on its PEG Ratio (1x)
Price to Book Ratio
PB vs Industry: GCOE is good value based on its PB Ratio (1.2x) compared to the GB Insurance industry average (1.4x).
How is Grupo Catalana Occidente forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GCOE's forecast earnings growth (15.3% per year) is above the savings rate (1%).
Earnings vs Market: GCOE's earnings (15.3% per year) are forecast to grow slower than the UK market (20.8% per year).
High Growth Earnings: GCOE's earnings are forecast to grow, but not significantly.
Revenue vs Market: GCOE's revenue (6.8% per year) is forecast to grow faster than the UK market (6.5% per year).
High Growth Revenue: GCOE's revenue (6.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: GCOE's Return on Equity is forecast to be low in 3 years time (9.7%).
How has Grupo Catalana Occidente performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GCOE has high quality earnings.
Growing Profit Margin: GCOE's current net profit margins (6.8%) are lower than last year (9.2%).
Past Earnings Growth Analysis
Earnings Trend: GCOE's earnings have grown by 3.8% per year over the past 5 years.
Accelerating Growth: GCOE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: GCOE had negative earnings growth (-32%) over the past year, making it difficult to compare to the Insurance industry average (-13%).
Return on Equity
High ROE: GCOE's Return on Equity (6.9%) is considered low.
How is Grupo Catalana Occidente's financial position?
Financial Position Analysis
Short Term Liabilities: GCOE's short term assets (€4.0B) do not cover its short term liabilities (€5.1B).
Long Term Liabilities: GCOE's short term assets (€4.0B) do not cover its long term liabilities (€8.3B).
Debt to Equity History and Analysis
Debt Level: GCOE's debt to equity ratio (5.2%) is considered satisfactory.
Reducing Debt: GCOE's debt to equity ratio has reduced from 8.4% to 5.2% over the past 5 years.
Debt Coverage: GCOE's debt is well covered by operating cash flow (244.2%).
Interest Coverage: GCOE earns more interest than it pays, so coverage of interest payments is not a concern.
What is Grupo Catalana Occidente current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: GCOE's dividend (2.5%) is higher than the bottom 25% of dividend payers in the UK market (1.39%).
High Dividend: GCOE's dividend (2.5%) is low compared to the top 25% of dividend payers in the UK market (4.19%).
Stability and Growth of Payments
Stable Dividend: GCOE's dividends per share have been stable in the past 10 years.
Growing Dividend: GCOE's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (39.7%), GCOE's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Jose Ignacio Alvarez Juste (60 yo)
Mr. Jose Ignacio Alvarez Juste has been Chief Executive Officer and Director of Grupo Catalana Occidente, SA since April 26, 2016. His experience includes Experience CEO of Bilbao Compañía Anónima de Segur...
CEO Compensation Analysis
Compensation vs Market: Insufficient data to establish whether Jose Ignacio's total compensation is reasonable compared to companies of similar size in the UK market.
Compensation vs Earnings: Jose Ignacio's compensation has been consistent with company performance over the past year.
Experienced Management: GCOE's management team is considered experienced (4.5 years average tenure).
Experienced Board: GCOE's board of directors are seasoned and experienced ( 10 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Grupo Catalana Occidente, S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Grupo Catalana Occidente, S.A.
- Ticker: GCOE
- Exchange: BATS-CHIXE
- Founded: 1864
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: €4.170b
- Shares outstanding: 117.96m
- Website: https://www.grupocatalanaoccidente.com
Number of Employees
- Grupo Catalana Occidente, S.A.
- Paseo de la Castellana 4
Grupo Catalana Occidente, S.A., together with its subsidiaries, provides insurance products and services worldwide. The company operates through Traditional Business and Credit Insurance Business segments....
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/04/10 18:07|
|End of Day Share Price||2021/03/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.