company background image
ADML logo

Admiral Group BATS-CHIXE:ADML Stock Report

Last Price

UK£27.75

Market Cap

UK£8.4b

7D

2.2%

1Y

9.4%

Updated

06 Feb, 2025

Data

Company Financials +

Admiral Group plc

BATS-CHIXE:ADML Stock Report

Market Cap: UK£8.4b

ADML Stock Overview

A financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, Spain, and the United States. More details

ADML fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance3/6
Financial Health4/6
Dividends3/6

Rewards

Trading at 48.6% below our estimate of its fair value

Earnings are forecast to grow 10.71% per year

Risk Analysis

Dividend of 4.43% is not well covered by free cash flows


My Notes

Capture your thoughts, links and company narrative

Admiral Group plc Competitors

Beazley

LSE:BEZ

UK£5.5b

Hiscox

LSE:HSX

UK£3.7b

Direct Line Insurance Group

LSE:DLG

UK£3.5b

Lancashire Holdings

LSE:LRE

UK£1.5b

Price History & Performance

Summary of share price highs, lows and changes for Admiral Group
Historical stock prices
Current Share PriceUK£27.75
52 Week HighUK£31.42
52 Week LowUK£23.84
Beta0.20
1 Month Change5.07%
3 Month Change10.69%
1 Year Change9.38%
3 Year Change-8.39%
5 Year Change19.82%
Change since IPO136.17%

Recent News & Updates

Recent updates

Shareholder Returns

ADMLGB InsuranceGB Market
7D2.2%0.08%1.0%
1Y9.4%5.6%12.1%

Return vs Industry: ADML exceeded the UK Insurance industry which returned 2.8% over the past year.

Return vs Market: ADML matched the UK Market which returned 10.2% over the past year.

Price Volatility

Is ADML's price volatile compared to industry and market?
ADML volatility
ADML Average Weekly Movement3.1%
Insurance Industry Average Movement3.5%
Market Average Movement4.8%
10% most volatile stocks in GB Market10.7%
10% least volatile stocks in GB Market2.7%

Stable Share Price: ADML has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: ADML's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
199313,000Milena Mondini-de-Focatiisadmiralgroup.co.uk

Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, Spain, and the United States. It operates through four segments: UK Insurance, International Insurance, Admiral Money, and Other. The company offers underwriting services that includes motor, household, pet, travel, and other insurance, as well as car and home insurance; and unsecured personal loans and car finance products.

Admiral Group plc Fundamentals Summary

How do Admiral Group's earnings and revenue compare to its market cap?
ADML fundamental statistics
Market capUK£8.35b
Earnings (TTM)UK£400.90m
Revenue (TTM)UK£4.12b

20.8x

P/E Ratio

2.0x

P/S Ratio

Is ADML overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ADML income statement (TTM)
RevenueUK£4.12b
Cost of RevenueUK£2.66b
Gross ProfitUK£1.46b
Other ExpensesUK£1.06b
EarningsUK£400.90m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Mar 06, 2025

Earnings per share (EPS)1.33
Gross Margin35.44%
Net Profit Margin9.73%
Debt/Equity Ratio108.4%

How did ADML perform over the long term?

See historical performance and comparison

Dividends

4.4%

Current Dividend Yield

66%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 12:34
End of Day Share Price 2025/02/06 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Admiral Group plc is covered by 36 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew BroadfieldBarclays
Ivan BokhmatBarclays
Thomas BatemanBerenberg