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XPS Pensions Group plcLSE:XPS Stock Report

Market Cap UK£701.3m
Share Price
UK£3.47
My Fair Value
UK£4.57
24.1% undervalued intrinsic discount
1Y17.7%
7D-0.3%
Portfolio Value
View

XPS Pensions Group plc

LSE:XPS Stock Report

Market Cap: UK£701.3m

XPS Community Fair Values

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XPS Pensions Group plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for XPS Pensions Group
Historical stock prices
Current Share PriceUK£3.46
52 Week HighUK£4.26
52 Week LowUK£2.82
Beta0.28
1 Month Change-9.66%
3 Month Change-11.85%
1 Year Change17.69%
3 Year Change168.22%
5 Year Change198.28%
Change since IPO124.68%

Recent News & Updates

There's Reason For Concern Over XPS Pensions Group plc's (LON:XPS) Price

Aug 28
There's Reason For Concern Over XPS Pensions Group plc's (LON:XPS) Price

Recent updates

There's Reason For Concern Over XPS Pensions Group plc's (LON:XPS) Price

Aug 28
There's Reason For Concern Over XPS Pensions Group plc's (LON:XPS) Price

Why Investors Shouldn't Be Surprised By XPS Pensions Group plc's (LON:XPS) Low P/E

Feb 26
Why Investors Shouldn't Be Surprised By XPS Pensions Group plc's (LON:XPS) Low P/E
User avatar

Expanding Into Insurance Consulting Will Improve Efficiency, But Competitive Challenges And Margin Pressures Will Persist

Implementing the Aurora platform is expected to boost operational efficiency and EBITDA margins by replacing costlier third-party providers.

XPS Pensions Group plc's (LON:XPS) Price Is Right But Growth Is Lacking

Oct 10
XPS Pensions Group plc's (LON:XPS) Price Is Right But Growth Is Lacking

XPS Pensions Group plc (LON:XPS) Surges 25% Yet Its Low P/E Is No Reason For Excitement

Jul 03
XPS Pensions Group plc (LON:XPS) Surges 25% Yet Its Low P/E Is No Reason For Excitement

Why We're Not Concerned About XPS Pensions Group plc's (LON:XPS) Share Price

Apr 13
Why We're Not Concerned About XPS Pensions Group plc's (LON:XPS) Share Price

Shareholders Will Probably Hold Off On Increasing XPS Pensions Group plc's (LON:XPS) CEO Compensation For The Time Being

Sep 01
Shareholders Will Probably Hold Off On Increasing XPS Pensions Group plc's (LON:XPS) CEO Compensation For The Time Being

If You Had Bought XPS Pensions Group's (LON:XPS) Shares Three Years Ago You Would Be Down 31%

Jan 01
If You Had Bought XPS Pensions Group's (LON:XPS) Shares Three Years Ago You Would Be Down 31%

Shareholder Returns

XPSGB Capital MarketsGB Market
7D-0.3%-0.7%1.3%
1Y17.7%5.1%20.4%

Return vs Industry: XPS exceeded the UK Capital Markets industry which returned 5.1% over the past year.

Return vs Market: XPS underperformed the UK Market which returned 20.4% over the past year.

Price Volatility

Is XPS's price volatile compared to industry and market?
XPS volatility
XPS Average Weekly Movement4.3%
Capital Markets Industry Average Movement3.7%
Market Average Movement4.7%
10% most volatile stocks in GB Market10.8%
10% least volatile stocks in GB Market2.5%

Stable Share Price: XPS has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: XPS's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20121,901Ben Bramhallwww.xpsgroup.com

XPS Pensions Group plc, together with its subsidiaries, provides employee benefit consultancy and related business services in the United Kingdom. It offers convent and pension advisory; investment and insurance consulting; DB master trust schemes; and self-invested personal pension and SSAS pension services. Further, it provides pension administer services, such as payroll, record keeping, calculations, communications, scheme accounting, and scam identification and protection, and management consultancy services, as well as de-risking projects, GMP equalization, trustee secretarial, and data audits and cleansing services.

XPS Pensions Group plc Fundamentals Summary

How do XPS Pensions Group's earnings and revenue compare to its market cap?
XPS fundamental statistics
Market capUK£701.33m
Earnings (TTM)UK£30.34m
Revenue (TTM)UK£231.79m
23.1x
P/E Ratio
3.0x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
XPS income statement (TTM)
RevenueUK£231.79m
Cost of RevenueUK£8.76m
Gross ProfitUK£223.02m
Other ExpensesUK£192.68m
EarningsUK£30.34m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Nov 20, 2025

Earnings per share (EPS)0.15
Gross Margin96.22%
Net Profit Margin13.09%
Debt/Equity Ratio29.1%

How did XPS perform over the long term?

See historical performance and comparison

Dividends

3.4%
Current Dividend Yield
81%
Payout Ratio

Does XPS pay a reliable dividends?

See XPS dividend history and benchmarks
When do you need to buy XPS by to receive an upcoming dividend?
XPS Pensions Group dividend dates
Ex Dividend DateAug 21 2025
Dividend Pay DateSep 22 2025
Days until Ex dividend19 days
Days until Dividend pay date13 days

Does XPS pay a reliable dividends?

See XPS dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/08 17:01
End of Day Share Price 2025/09/05 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

XPS Pensions Group plc is covered by 12 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullCanaccord Genuity
Thomas RyanDavy
Thomas RandsDavy