Snowflake Score | |
---|---|
Valuation | 2/6 |
Future Growth | 2/6 |
Past Performance | 4/6 |
Financial Health | 4/6 |
Dividends | 4/6 |
RAT Stock Overview
Rathbones Group Plc, through its subsidiaries, provides individual investment and wealth management services for private clients, charities, trustees, and professional partners in the United Kingdom and Jersey.
Rathbones Group Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | UK£19.10 |
52 Week High | UK£22.30 |
52 Week Low | UK£14.26 |
Beta | 0.60 |
1 Month Change | -8.61% |
3 Month Change | -10.96% |
1 Year Change | 1.60% |
3 Year Change | -8.83% |
5 Year Change | -25.16% |
Change since IPO | 412.06% |
Recent News & Updates
If You Like EPS Growth Then Check Out Rathbones Group (LON:RAT) Before It's Too Late
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Rathbones Group (LON:RAT) Is Increasing Its Dividend To UK£0.54
Rathbones Group Plc's ( LON:RAT ) dividend will be increasing to UK£0.54 on 10th of May. This will take the dividend...
Shareholder Returns
RAT | GB Capital Markets | GB Market | |
---|---|---|---|
7D | -2.7% | -1.7% | -2.7% |
1Y | 1.6% | -18.5% | -10.6% |
Return vs Industry: RAT exceeded the UK Capital Markets industry which returned -20.1% over the past year.
Return vs Market: RAT exceeded the UK Market which returned -10.9% over the past year.
Price Volatility
RAT volatility | |
---|---|
RAT Average Weekly Movement | 2.9% |
Capital Markets Industry Average Movement | 4.2% |
Market Average Movement | 5.3% |
10% most volatile stocks in GB Market | 10.6% |
10% least volatile stocks in GB Market | 2.8% |
Stable Share Price: RAT is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: RAT's weekly volatility (3%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1742 | 1,967 | Paul Stockton | https://www.rathbones.com |
Rathbones Group Plc, through its subsidiaries, provides individual investment and wealth management services for private clients, charities, trustees, and professional partners in the United Kingdom and Jersey. The company operates in two segments, Investment Management and Funds. Its services include discretionary investment management, unit trust management, financial planning and advisory, managed portfolio, and banking and loan services, as well as trust, tax, and legal advisory services.
Rathbones Group Fundamentals Summary
RAT fundamental statistics | |
---|---|
Market Cap | UK£1.14b |
Earnings (TTM) | UK£75.23m |
Revenue (TTM) | UK£465.40m |
15.1x
P/E Ratio2.4x
P/S RatioIs RAT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
RAT income statement (TTM) | |
---|---|
Revenue | UK£465.40m |
Cost of Revenue | UK£29.06m |
Gross Profit | UK£436.33m |
Other Expenses | UK£361.10m |
Earnings | UK£75.23m |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
Jul 28, 2022
Earnings per share (EPS) | 1.27 |
Gross Margin | 93.76% |
Net Profit Margin | 16.16% |
Debt/Equity Ratio | 6.8% |
How did RAT perform over the long term?
See historical performance and comparisonDividends
4.2%
Current Dividend Yield61%
Payout RatioValuation
Is RAT undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for RAT?
Other financial metrics that can be useful for relative valuation.
What is RAT's n/a Ratio? | |
---|---|
n/a Ratio | 0x |
n/a | n/a |
Market Cap | UK£1.14b |
Key Statistics | |
---|---|
Enterprise Value/Revenue | 2.6x |
Enterprise Value/EBITDA | 9.3x |
PEG Ratio | 2.6x |
Price to Earnings Ratio vs Peers
How does RAT's PE Ratio compare to its peers?
RAT PE Ratio vs Peers |
---|
Company | PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 18x | ||
BRW Brewin Dolphin Holdings | 28.5x | 6.4% | UK£1.5b |
BBGI BBGI Global Infrastructure | 19.7x | n/a | UK£1.1b |
BPCR BioPharma Credit | 15.1x | n/a | US$1.3b |
N91 Ninety One Group | 8.6x | -4.4% | UK£1.8b |
RAT Rathbones Group | 15.1x | 5.8% | UK£1.1b |
Price-To-Earnings vs Peers: RAT is good value based on its Price-To-Earnings Ratio (15.1x) compared to the peer average (18x).
Price to Earnings Ratio vs Industry
How does RAT's PE Ratio compare vs other companies in the GB Capital Markets Industry?
Price-To-Earnings vs Industry: RAT is expensive based on its Price-To-Earnings Ratio (15.1x) compared to the UK Capital Markets industry average (9.5x)
Price to Earnings Ratio vs Fair Ratio
What is RAT's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 15.1x |
Fair PE Ratio | 17.3x |
Price-To-Earnings vs Fair Ratio: RAT is good value based on its Price-To-Earnings Ratio (15.1x) compared to the estimated Fair Price-To-Earnings Ratio (17.3x).
Share Price vs Fair Value
What is the Fair Price of RAT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: RAT (£19.1) is trading above our estimate of fair value (£15.57)
Significantly Below Fair Value: RAT is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: RAT is poor value based on its PEG Ratio (2.6x)
Discover undervalued companies
Future Growth
How is Rathbones Group forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
Future Growth Score
2/6Future Growth Score 2/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
5.8%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: RAT's forecast earnings growth (5.8% per year) is above the savings rate (0.9%).
Earnings vs Market: RAT's earnings (5.8% per year) are forecast to grow slower than the UK market (11% per year).
High Growth Earnings: RAT's earnings are forecast to grow, but not significantly.
Revenue vs Market: RAT's revenue (5.9% per year) is forecast to grow faster than the UK market (4.2% per year).
High Growth Revenue: RAT's revenue (5.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: RAT's Return on Equity is forecast to be low in 3 years time (13.6%).
Discover growth companies
Past Performance
How has Rathbones Group performed over the past 5 years?
Past Performance Score
4/6Past Performance Score 4/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
0.6%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: RAT has a high level of non-cash earnings.
Growing Profit Margin: RAT's current net profit margins (16.2%) are higher than last year (6.8%).
Past Earnings Growth Analysis
Earnings Trend: RAT's earnings have grown by 0.6% per year over the past 5 years.
Accelerating Growth: RAT's earnings growth over the past year (182.3%) exceeds its 5-year average (0.6% per year).
Earnings vs Industry: RAT earnings growth over the past year (182.3%) exceeded the Capital Markets industry 43.8%.
Return on Equity
High ROE: RAT's Return on Equity (12.1%) is considered low.
Discover strong past performing companies
Financial Health
How is Rathbones Group's financial position?
Financial Health Score
4/6Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: RAT's short term assets (£2.8B) exceed its short term liabilities (£2.5B).
Long Term Liabilities: RAT's short term assets (£2.8B) exceed its long term liabilities (£137.0M).
Debt to Equity History and Analysis
Debt Level: RAT's net debt to equity ratio (0.3%) is considered satisfactory.
Reducing Debt: RAT's debt to equity ratio has increased from 6.1% to 6.8% over the past 5 years.
Debt Coverage: RAT's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: RAT's interest payments on its debt are well covered by EBIT (585.8x coverage).
Balance Sheet
Discover healthy companies
Dividend
What is Rathbones Group current dividend yield, its reliability and sustainability?
Dividend Score
4/6Dividend Score 4/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Cash Flow Coverage
4.24%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: RAT's dividend (4.24%) is higher than the bottom 25% of dividend payers in the UK market (1.93%).
High Dividend: RAT's dividend (4.24%) is low compared to the top 25% of dividend payers in the UK market (5.3%).
Stability and Growth of Payments
Stable Dividend: RAT's dividends per share have been stable in the past 10 years.
Growing Dividend: RAT's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (60.7%), RAT's dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: RAT is paying a dividend but the company has no free cash flows.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
3.5yrs
Average board tenure
CEO
Paul Stockton (56 yo)
3.17yrs
Tenure
UK£1,155,000
Compensation
Mr. Paul Robert Stockton serves as Chief Executive Officer and Executive Director of Rathbone Investment Management Limited. He is Group Chief Executive Officer of Rathbones Group Plc since May 2022 and se...
CEO Compensation Analysis
Compensation vs Market: Paul's total compensation ($USD1.37M) is below average for companies of similar size in the UK market ($USD2.05M).
Compensation vs Earnings: Paul's compensation has been consistent with company performance over the past year.
Board Members
Experienced Board: RAT's board of directors are considered experienced (3.5 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: RAT insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 3.1%.
Top Shareholders
Company Information
Rathbones Group Plc's employee growth, exchange listings and data sources
Key Information
- Name: Rathbones Group Plc
- Ticker: RAT
- Exchange: LSE
- Founded: 1742
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Implied Market Cap: UK£1.135b
- Shares outstanding: 59.44m
- Website: https://www.rathbones.com
Number of Employees
Location
- Rathbones Group Plc
- 8 Finsbury Circus
- London
- Greater London
- EC2M 7AZ
- United Kingdom
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/07/06 00:00 |
End of Day Share Price | 2022/07/06 00:00 |
Earnings | 2021/12/31 |
Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.