RAT Stock Overview
Rathbones Group Plc, through its subsidiaries, provides individual investment and wealth management services for private clients, charities, trustees, and professional partners in the United Kingdom and Jersey.
Rathbones Group Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||UK£19.10|
|52 Week High||UK£22.30|
|52 Week Low||UK£14.26|
|1 Month Change||-8.61%|
|3 Month Change||-10.96%|
|1 Year Change||1.60%|
|3 Year Change||-8.83%|
|5 Year Change||-25.16%|
|Change since IPO||412.06%|
Recent News & Updates
If You Like EPS Growth Then Check Out Rathbones Group (LON:RAT) Before It's Too Late
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Rathbones Group (LON:RAT) Is Increasing Its Dividend To UK£0.54
Rathbones Group Plc's ( LON:RAT ) dividend will be increasing to UK£0.54 on 10th of May. This will take the dividend...
|RAT||GB Capital Markets||GB Market|
Return vs Industry: RAT exceeded the UK Capital Markets industry which returned -20.1% over the past year.
Return vs Market: RAT exceeded the UK Market which returned -10.9% over the past year.
|RAT Average Weekly Movement||2.9%|
|Capital Markets Industry Average Movement||4.2%|
|Market Average Movement||5.3%|
|10% most volatile stocks in GB Market||10.6%|
|10% least volatile stocks in GB Market||2.8%|
Stable Share Price: RAT is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: RAT's weekly volatility (3%) has been stable over the past year.
About the Company
Rathbones Group Plc, through its subsidiaries, provides individual investment and wealth management services for private clients, charities, trustees, and professional partners in the United Kingdom and Jersey. The company operates in two segments, Investment Management and Funds. Its services include discretionary investment management, unit trust management, financial planning and advisory, managed portfolio, and banking and loan services, as well as trust, tax, and legal advisory services.
Rathbones Group Fundamentals Summary
|RAT fundamental statistics|
Is RAT overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|RAT income statement (TTM)|
|Cost of Revenue||UK£29.06m|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
Jul 28, 2022
|Earnings per share (EPS)||1.27|
|Net Profit Margin||16.16%|
How did RAT perform over the long term?See historical performance and comparison
4.2%Current Dividend Yield
Is RAT undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for RAT?
Other financial metrics that can be useful for relative valuation.
|What is RAT's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does RAT's PE Ratio compare to its peers?
|RAT PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
BRW Brewin Dolphin Holdings
BBGI BBGI Global Infrastructure
BPCR BioPharma Credit
N91 Ninety One Group
RAT Rathbones Group
Price-To-Earnings vs Peers: RAT is good value based on its Price-To-Earnings Ratio (15.1x) compared to the peer average (18x).
Price to Earnings Ratio vs Industry
How does RAT's PE Ratio compare vs other companies in the GB Capital Markets Industry?
Price-To-Earnings vs Industry: RAT is expensive based on its Price-To-Earnings Ratio (15.1x) compared to the UK Capital Markets industry average (9.5x)
Price to Earnings Ratio vs Fair Ratio
What is RAT's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||15.1x|
|Fair PE Ratio||17.3x|
Price-To-Earnings vs Fair Ratio: RAT is good value based on its Price-To-Earnings Ratio (15.1x) compared to the estimated Fair Price-To-Earnings Ratio (17.3x).
Share Price vs Fair Value
What is the Fair Price of RAT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: RAT (£19.1) is trading above our estimate of fair value (£15.57)
Significantly Below Fair Value: RAT is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: RAT is poor value based on its PEG Ratio (2.6x)
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How is Rathbones Group forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
Future Growth Score2/6
Future Growth Score 2/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: RAT's forecast earnings growth (5.8% per year) is above the savings rate (0.9%).
Earnings vs Market: RAT's earnings (5.8% per year) are forecast to grow slower than the UK market (11% per year).
High Growth Earnings: RAT's earnings are forecast to grow, but not significantly.
Revenue vs Market: RAT's revenue (5.9% per year) is forecast to grow faster than the UK market (4.2% per year).
High Growth Revenue: RAT's revenue (5.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: RAT's Return on Equity is forecast to be low in 3 years time (13.6%).
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How has Rathbones Group performed over the past 5 years?
Past Performance Score4/6
Past Performance Score 4/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: RAT has a high level of non-cash earnings.
Growing Profit Margin: RAT's current net profit margins (16.2%) are higher than last year (6.8%).
Past Earnings Growth Analysis
Earnings Trend: RAT's earnings have grown by 0.6% per year over the past 5 years.
Accelerating Growth: RAT's earnings growth over the past year (182.3%) exceeds its 5-year average (0.6% per year).
Earnings vs Industry: RAT earnings growth over the past year (182.3%) exceeded the Capital Markets industry 43.8%.
Return on Equity
High ROE: RAT's Return on Equity (12.1%) is considered low.
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How is Rathbones Group's financial position?
Financial Health Score4/6
Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: RAT's short term assets (£2.8B) exceed its short term liabilities (£2.5B).
Long Term Liabilities: RAT's short term assets (£2.8B) exceed its long term liabilities (£137.0M).
Debt to Equity History and Analysis
Debt Level: RAT's net debt to equity ratio (0.3%) is considered satisfactory.
Reducing Debt: RAT's debt to equity ratio has increased from 6.1% to 6.8% over the past 5 years.
Debt Coverage: RAT's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: RAT's interest payments on its debt are well covered by EBIT (585.8x coverage).
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What is Rathbones Group current dividend yield, its reliability and sustainability?
Dividend Score 4/6
Cash Flow Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: RAT's dividend (4.24%) is higher than the bottom 25% of dividend payers in the UK market (1.93%).
High Dividend: RAT's dividend (4.24%) is low compared to the top 25% of dividend payers in the UK market (5.3%).
Stability and Growth of Payments
Stable Dividend: RAT's dividends per share have been stable in the past 10 years.
Growing Dividend: RAT's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (60.7%), RAT's dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: RAT is paying a dividend but the company has no free cash flows.
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How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Paul Stockton (56 yo)
Mr. Paul Robert Stockton serves as Chief Executive Officer and Executive Director of Rathbone Investment Management Limited. He is Group Chief Executive Officer of Rathbones Group Plc since May 2022 and se...
CEO Compensation Analysis
Compensation vs Market: Paul's total compensation ($USD1.37M) is below average for companies of similar size in the UK market ($USD2.05M).
Compensation vs Earnings: Paul's compensation has been consistent with company performance over the past year.
Experienced Board: RAT's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: RAT insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 3.1%.
Rathbones Group Plc's employee growth, exchange listings and data sources
- Name: Rathbones Group Plc
- Ticker: RAT
- Exchange: LSE
- Founded: 1742
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Implied Market Cap: UK£1.135b
- Shares outstanding: 59.44m
- Website: https://www.rathbones.com
Number of Employees
- Rathbones Group Plc
- 8 Finsbury Circus
- Greater London
- EC2M 7AZ
- United Kingdom
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/07/06 00:00|
|End of Day Share Price||2022/07/06 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.