Kaspi.kz Future Growth
Future criteria checks 4/6
Kaspi.kz is forecast to grow earnings and revenue by 17% and 16.7% per annum respectively. EPS is expected to grow by 18.9% per annum. Return on equity is forecast to be 55.4% in 3 years.
Key information
17.0%
Earnings growth rate
18.9%
EPS growth rate
Consumer Finance earnings growth | 46.0% |
Revenue growth rate | 16.7% |
Future return on equity | 55.4% |
Analyst coverage | Low |
Last updated | 15 Mar 2024 |
Earnings and Revenue Growth Forecasts
Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
---|---|---|---|---|---|
12/31/2026 | 3,525,226 | 1,515,375 | 1,478,000 | N/A | 3 |
12/31/2025 | 2,823,277 | 1,274,194 | 1,257,000 | 1,525,000 | 5 |
12/31/2024 | 2,356,934 | 1,044,970 | 1,049,000 | 1,304,000 | 5 |
12/31/2023 | 1,913,490 | 841,351 | 1,055,871 | 1,106,128 | N/A |
9/30/2023 | 1,723,750 | 784,217 | 1,017,225 | 1,085,339 | N/A |
6/30/2023 | 1,559,530 | 718,304 | 1,297,520 | 1,365,156 | N/A |
3/31/2023 | 1,406,724 | 656,187 | 1,155,060 | 1,215,543 | N/A |
12/31/2022 | 1,270,592 | 585,026 | 961,516 | 1,020,984 | N/A |
9/30/2022 | 1,151,798 | 534,245 | 527,905 | 573,613 | N/A |
6/30/2022 | 1,053,118 | 492,831 | 278,328 | 315,198 | N/A |
3/31/2022 | 970,264 | 459,765 | 19,408 | 46,854 | N/A |
12/31/2021 | 884,822 | 431,914 | 45,450 | 70,351 | N/A |
9/30/2021 | 753,756 | 373,819 | 197,697 | 210,408 | N/A |
6/30/2021 | 675,046 | 318,186 | 458,586 | 476,310 | N/A |
3/31/2021 | 611,752 | 272,705 | 670,338 | 688,044 | N/A |
12/31/2020 | 602,869 | 260,964 | 599,540 | 617,729 | N/A |
9/30/2020 | 611,615 | 244,432 | 537,548 | 561,476 | N/A |
6/30/2020 | 586,148 | 233,524 | 460,321 | 483,229 | N/A |
3/31/2020 | 569,537 | 225,293 | 206,410 | 224,710 | N/A |
12/31/2019 | 513,914 | 193,790 | 279,415 | 296,347 | N/A |
9/30/2019 | 467,463 | 158,293 | 292,783 | 308,742 | N/A |
6/30/2019 | 433,061 | 133,017 | 268,184 | 277,319 | N/A |
3/31/2019 | 400,437 | 114,159 | N/A | N/A | N/A |
12/31/2018 | 375,331 | 105,540 | 24,666 | 35,657 | N/A |
9/30/2018 | 347,962 | 92,425 | 25,179 | 34,084 | N/A |
6/30/2018 | 316,934 | 76,463 | -32,369 | -23,746 | N/A |
3/31/2018 | 282,872 | 77,797 | N/A | N/A | N/A |
12/31/2017 | 275,753 | 49,015 | 136,348 | 141,589 | N/A |
12/31/2016 | 223,303 | 4,159 | N/A | 76,355 | N/A |
12/31/2015 | 87,583 | -8,153 | N/A | 8,090 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: KSPI's forecast earnings growth (17% per year) is above the savings rate (1.6%).
Earnings vs Market: KSPI's earnings (17% per year) are forecast to grow faster than the UK market (12.6% per year).
High Growth Earnings: KSPI's earnings are forecast to grow, but not significantly.
Revenue vs Market: KSPI's revenue (16.7% per year) is forecast to grow faster than the UK market (3.5% per year).
High Growth Revenue: KSPI's revenue (16.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: KSPI's Return on Equity is forecast to be very high in 3 years time (55.4%).