Kaspi.kz Balance Sheet Health
Financial Health criteria checks 6/6
Kaspi.kz has a total shareholder equity of KZT1,103.2B and total debt of KZT162.0B, which brings its debt-to-equity ratio to 14.7%. Its total assets and total liabilities are KZT6,821.9B and KZT5,718.7B respectively. Kaspi.kz's EBIT is KZT1,500.0B making its interest coverage ratio 3.1. It has cash and short-term investments of KZT820.5B.
Key information
14.7%
Debt to equity ratio
₸161.99b
Debt
| Interest coverage ratio | 3.1x |
| Cash | ₸820.47b |
| Equity | ₸1.10t |
| Total liabilities | ₸5.72t |
| Total assets | ₸6.82t |
Recent financial health updates
Financial Position Analysis
Short Term Liabilities: KSPI's short term assets (KZT5,168.9B) exceed its short term liabilities (KZT1,099.2B).
Long Term Liabilities: KSPI's short term assets (KZT5,168.9B) exceed its long term liabilities (KZT4,619.5B).
Debt to Equity History and Analysis
Debt Level: KSPI has more cash than its total debt.
Reducing Debt: KSPI's debt to equity ratio has reduced from 106.5% to 14.7% over the past 5 years.
Debt Coverage: KSPI's debt is well covered by operating cash flow (682.8%).
Interest Coverage: KSPI's interest payments on its debt are well covered by EBIT (3.1x coverage).