0IBC Stock Overview
Through its subsidiaries, provides digital banking products and services, and payment services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Discover Financial Services Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$171.38 |
| 52 Week High | US$187.34 |
| 52 Week Low | US$96.57 |
| Beta | 1.45 |
| 1 Month Change | -2.85% |
| 3 Month Change | 17.26% |
| 1 Year Change | 56.68% |
| 3 Year Change | 34.35% |
| 5 Year Change | 105.04% |
| Change since IPO | 111.63% |
Recent News & Updates
Recent updates
Shareholder Returns
| 0IBC | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | -1.8% | -3.8% | 0.3% |
| 1Y | 56.7% | 0.6% | 6.6% |
Return vs Industry: 0IBC exceeded the UK Consumer Finance industry which returned 0.6% over the past year.
Return vs Market: 0IBC exceeded the UK Market which returned 6.6% over the past year.
Price Volatility
| 0IBC volatility | |
|---|---|
| 0IBC Average Weekly Movement | 6.1% |
| Consumer Finance Industry Average Movement | 5.2% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in GB Market | 10.7% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: 0IBC has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: 0IBC's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1960 | 21,100 | J. Shepherd | www.discover.com |
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.
Discover Financial Services Fundamentals Summary
| 0IBC fundamental statistics | |
|---|---|
| Market cap | US$44.18b |
| Earnings (TTM) | US$3.53b |
| Revenue (TTM) | US$11.71b |
12.1x
P/E Ratio3.6x
P/S RatioIs 0IBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 0IBC income statement (TTM) | |
|---|---|
| Revenue | US$11.71b |
| Cost of Revenue | US$697.00m |
| Gross Profit | US$11.02b |
| Other Expenses | US$7.49b |
| Earnings | US$3.53b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Jan 22, 2025
| Earnings per share (EPS) | 14.04 |
| Gross Margin | 94.05% |
| Net Profit Margin | 30.10% |
| Debt/Equity Ratio | 106.5% |
How did 0IBC perform over the long term?
See historical performance and comparisonDividends
1.7%
Current Dividend Yield20%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 00:33 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Discover Financial Services is covered by 52 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| Terry Ma | Barclays |
| Bruce Harting | Barclays |