Bank of New York Mellon Balance Sheet Health
Financial Health criteria checks 6/6
Bank of New York Mellon has total assets of $428.5B and total equity of $41.1B. Total deposits are $304.3B, and total loans are $70.4B. It earns a Net Interest Margin of 1.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $171.3B.
Key information
10.4x
Asset to equity ratio
1.3%
Net interest margin
| Total deposits | US$304.31b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$171.30b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0HLQ's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: 0HLQ has a sufficient allowance for bad loans (127%).
Low Risk Liabilities: 79% of 0HLQ's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0HLQ has an appropriate level of Loans to Assets ratio (16%).
Low Risk Deposits: 0HLQ's Loans to Deposits ratio (23%) is appropriate.
Level of Bad Loans: 0HLQ has an appropriate level of bad loans (0.3%).