Quilter plc

BATS-CHIXE:QLTL Stock Report

Market Cap: UK£2.1b

Quilter Valuation

Is QLTL undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of QLTL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: QLTL (£1.52) is trading above our estimate of fair value (£1.2)

Significantly Below Fair Value: QLTL is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for QLTL?

Key metric: As QLTL is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for QLTL. This is calculated by dividing QLTL's market cap by their current earnings.
What is QLTL's PE Ratio?
PE Ratio41.3x
EarningsUK£50.00m
Market CapUK£2.07b

Price to Earnings Ratio vs Peers

How does QLTL's PE Ratio compare to its peers?

The above table shows the PE ratio for QLTL vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average33.8x
RAT Rathbones Group
27.4x32.9%UK£1.7b
JTC JTC
54.5x29.2%UK£1.6b
BPT Bridgepoint Group
45.5x33.0%UK£3.0b
ABDN abrdn
7.9x-22.7%UK£2.5b
QLTL Quilter
41.3x34.4%UK£2.1b

Price-To-Earnings vs Peers: QLTL is expensive based on its Price-To-Earnings Ratio (41.3x) compared to the peer average (33.9x).

Price to Earnings Ratio vs Industry

How does QLTL's PE Ratio compare vs other companies in the GB Capital Markets Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
PNIX Phoenix Digital Assets
1.3xn/aUS$35.55m
IX. i(x) Net Zero
0.1xn/aUS$8.94m
APQ APQ Global
0.5xn/aUS$6.95m
MAFL Mineral & Financial Investments
2.5xn/aUS$6.10m
No more companies available in this PE range
No. of Companies16PE01020304050+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: QLTL is expensive based on its Price-To-Earnings Ratio (41.3x) compared to the UK Capital Markets industry average (11.6x).

Price to Earnings Ratio vs Fair Ratio

What is QLTL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

QLTL PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio41.3x
Fair PE Ratio24x

Price-To-Earnings vs Fair Ratio: QLTL is expensive based on its Price-To-Earnings Ratio (41.3x) compared to the estimated Fair Price-To-Earnings Ratio (24x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst QLTL forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUK£1.52
UK£1.46
-4.4%
15.9%UK£1.80UK£0.95n/a13
Dec ’25UK£1.49
UK£1.45
-2.7%
15.8%UK£1.80UK£0.95n/a13
Nov ’25UK£1.44
UK£1.45
+0.5%
15.2%UK£1.80UK£0.95n/a14
Oct ’25UK£1.31
UK£1.34
+2.7%
14.9%UK£1.70UK£0.95n/a13
Sep ’25UK£1.38
UK£1.34
-3.2%
15.3%UK£1.70UK£0.95n/a13
Aug ’25UK£1.34
UK£1.22
-9.4%
15.0%UK£1.60UK£0.95n/a13
Jul ’25UK£1.19
UK£1.17
-1.9%
13.1%UK£1.40UK£0.85n/a13
Jun ’25UK£1.17
UK£1.17
-0.6%
15.8%UK£1.58UK£0.85n/a14
May ’25UK£1.11
UK£1.14
+2.5%
17.0%UK£1.58UK£0.85n/a13
Apr ’25UK£1.07
UK£1.13
+5.0%
17.5%UK£1.58UK£0.85n/a14
Mar ’25UK£1.06
UK£1.10
+3.7%
19.1%UK£1.58UK£0.76n/a14
Feb ’25UK£1.03
UK£1.10
+7.2%
19.1%UK£1.58UK£0.76n/a14
Jan ’25UK£1.03
UK£1.06
+2.9%
22.0%UK£1.58UK£0.68UK£1.5414
Dec ’24UK£0.94
UK£1.06
+11.9%
23.1%UK£1.58UK£0.68UK£1.4913
Nov ’24UK£0.82
UK£1.06
+29.1%
23.0%UK£1.58UK£0.68UK£1.4413
Oct ’24UK£0.86
UK£1.08
+25.6%
23.8%UK£1.58UK£0.68UK£1.3113
Sep ’24UK£0.85
UK£1.09
+28.5%
23.8%UK£1.58UK£0.68UK£1.3813
Aug ’24UK£0.77
UK£1.02
+32.3%
25.5%UK£1.58UK£0.70UK£1.3413
Jul ’24UK£0.80
UK£1.04
+30.7%
23.5%UK£1.58UK£0.73UK£1.1913
Jun ’24UK£0.85
UK£1.04
+23.1%
23.5%UK£1.58UK£0.73UK£1.1713
May ’24UK£0.85
UK£1.07
+26.2%
24.2%UK£1.58UK£0.73UK£1.1112
Apr ’24UK£0.84
UK£1.08
+28.3%
22.8%UK£1.58UK£0.75UK£1.0712
Mar ’24UK£0.92
UK£1.10
+19.5%
23.3%UK£1.58UK£0.74UK£1.0613
Feb ’24UK£0.98
UK£1.12
+14.4%
22.2%UK£1.58UK£0.74UK£1.0312
Jan ’24UK£0.93
UK£1.15
+24.2%
21.0%UK£1.61UK£0.83UK£1.0313

Analyst Forecast: Target price is lower than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 17:42
End of Day Share Price 2025/01/02 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Quilter plc is covered by 25 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Harry BothaAnchor Stockbrokers Proprietary Limited
Sabena OmarAvior Capital Markets
Michael SandersonBarclays