OSBL Stock Overview
Through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
Community vs My Fair Value
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OSB Group Plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£4.19 |
| 52 Week High | UK£5.34 |
| 52 Week Low | UK£3.44 |
| Beta | 1.23 |
| 1 Month Change | -7.72% |
| 3 Month Change | 14.43% |
| 1 Year Change | 10.74% |
| 3 Year Change | -28.38% |
| 5 Year Change | 98.01% |
| Change since IPO | 141.97% |
Recent News & Updates
Recent updates
Shareholder Returns
| OSBL | GB Diversified Financial | GB Market | |
|---|---|---|---|
| 7D | 6.9% | 8.2% | 5.6% |
| 1Y | 10.7% | -1.9% | -0.5% |
Return vs Industry: OSBL exceeded the UK Diversified Financial industry which returned -5.4% over the past year.
Return vs Market: OSBL exceeded the UK Market which returned -2.6% over the past year.
Price Volatility
| OSBL volatility | |
|---|---|
| OSBL Average Weekly Movement | 5.1% |
| Diversified Financial Industry Average Movement | 5.1% |
| Market Average Movement | 5.6% |
| 10% most volatile stocks in GB Market | 10.6% |
| 10% least volatile stocks in GB Market | 3.2% |
Stable Share Price: OSBL has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: OSBL's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1840 | 2,498 | Andy Golding | www.osb.co.uk |
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. It operates through OneSavings Bank (OSB) and Charter Court Financial Services (CCFS) segments. The company offers buy-to-let, residential, bridging, commercial and semi-commercial, and complex but-to-let mortgages; and residential development and asset finance services.
OSB Group Plc Fundamentals Summary
| OSBL fundamental statistics | |
|---|---|
| Market cap | UK£1.54b |
| Earnings (TTM) | UK£299.10m |
| Revenue (TTM) | UK£680.00m |
5.2x
P/E Ratio2.3x
P/S RatioIs OSBL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OSBL income statement (TTM) | |
|---|---|
| Revenue | UK£680.00m |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£680.00m |
| Other Expenses | UK£380.90m |
| Earnings | UK£299.10m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
Aug 20, 2025
| Earnings per share (EPS) | 0.81 |
| Gross Margin | 100.00% |
| Net Profit Margin | 43.99% |
| Debt/Equity Ratio | 180.4% |
How did OSBL perform over the long term?
See historical performance and comparisonDividends
8.0%
Current Dividend Yield43%
Payout RatioDoes OSBL pay a reliable dividends?
See OSBL dividend history and benchmarks| OSB Group dividend dates | |
|---|---|
| Ex Dividend Date | Mar 27 2025 |
| Dividend Pay Date | May 13 2025 |
| Days until Ex dividend | 20 days |
| Days until Dividend pay date | 27 days |
Does OSBL pay a reliable dividends?
See OSBL dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/14 17:40 |
| End of Day Share Price | 2025/04/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
OSB Group Plc is covered by 22 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Garrod | Barclays |
| Grace Dargan | Barclays |
| Peter Richardson | Berenberg |