GLJD Stock Overview

Provides financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. More details

GLJD fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	4/6
Past Performance	1/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 56.6% below our estimate of its fair value

Earnings are forecast to grow 22.66% per year

Risk Analysis

Shares are highly illiquid

Debt is not well covered by operating cash flow

Unstable dividend track record

Community vs My Fair Value

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Grenke AG Competitors

Duke Capital

AIM:DUKE

UK£135.1m

Time Finance

AIM:TIME

UK£51.6m

TruFin

AIM:TRU

UK£80.5m

Burford Capital

AIM:BUR

UK£2.3b

Price History & Performance

Summary of share price highs, lows and changes for Grenke
Historical stock prices
Current Share Price	€13.69
52 Week High	€26.85
52 Week Low	€13.69
Beta	1.45
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	-79.99%
Change since IPO	-72.34%

Recent updates

Shareholder Returns

	GLJD	GB Diversified Financial	GB Market
7D	0%	3.2%	1.7%
1Y	n/a	9.6%	1.1%

Return vs Industry: Insufficient data to determine how GLJD performed against the UK Diversified Financial industry.

Return vs Market: Insufficient data to determine how GLJD performed against the UK Market.

Price Volatility

Is GLJD's price volatile compared to industry and market?
GLJD volatility
GLJD Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	5.0%
Market Average Movement	5.7%
10% most volatile stocks in GB Market	10.8%
10% least volatile stocks in GB Market	3.1%

Stable Share Price: GLJD's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine GLJD's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1978	2,196	Sebastian Hirsch	www.grenke.de

Grenke AG, together with its subsidiaries, provides financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. The company is involved in the financing for commercial lessees; leasing, services, protection, and maintenance offers, as well as the resale of used equipment; and small-ticket leasing of IT products, such as PCs, notebooks, servers, monitors, and other peripheral devices. It also offers leasing portfolio that includes office communication products comprising telecommunications and copying equipment, as well as medical technology products, small machines and equipment, security devices, and green economy objects, including wall boxes, photovoltaic systems, and eBikes.

Grenke AG Fundamentals Summary

How do Grenke's earnings and revenue compare to its market cap?
GLJD fundamental statistics
Market cap	€614.07m
Earnings (TTM)	€65.45m
Revenue (TTM)	€578.26m

9.3x

P/E Ratio

1.1x

P/S Ratio

Is GLJD overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GLJD income statement (TTM)
Revenue	€578.26m
Cost of Revenue	€112.73m
Gross Profit	€465.53m
Other Expenses	€400.09m
Earnings	€65.45m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

May 15, 2025

Earnings per share (EPS)	1.48
Gross Margin	80.51%
Net Profit Margin	11.32%
Debt/Equity Ratio	379.2%

How did GLJD perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

28%

Payout Ratio

Does GLJD pay a reliable dividends?

See GLJD dividend history and benchmarks

When do you need to buy GLJD by to receive an upcoming dividend?
Grenke dividend dates
Ex Dividend Date	May 08 2025
Dividend Pay Date	May 12 2025
Days until Ex dividend	0 days
Days until Dividend pay date	4 days

Does GLJD pay a reliable dividends?

See GLJD dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/06 15:09
End of Day Share Price	2025/03/14 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Grenke AG is covered by 14 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Andreas Schäfer	Bankhaus Lampe KG
Martin Comtesse	Berenberg
Claus Roller	BofA Global Research