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Banco Santander, S.A.LSE:BNC Stock Report

Market Cap UK£96.9b
Share Price
UK£6.55
My Fair Value
AN
AnalystConsensusTarget
UK£6.70
2.3% undervalued intrinsic discount
1Y81.7%
7D0.8%
Portfolio Value
View

Banco Santander, S.A.

LSE:BNC Stock Report

Market Cap: UK£96.9b

Banco Santander (BNC) Stock Overview

Provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. More details

BNC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health4/6
Dividends3/6

BNC Community Fair Values

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See what 13 others think this stock is worth. Follow their fair value or set your own to get alerts.

Banco Santander, S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Banco Santander
Historical stock prices
Current Share Price€6.55
52 Week High€6.76
52 Week Low€3.27
Beta1.28
1 Month Change9.53%
3 Month Change22.66%
1 Year Change81.69%
3 Year Change215.51%
5 Year Change312.03%
Change since IPO49.23%

Recent News & Updates

Recent updates

Shareholder Returns

BNCGB BanksGB Market
7D0.8%1.1%-1.1%
1Y81.7%40.9%10.1%

Return vs Industry: BNC exceeded the UK Banks industry which returned 40.9% over the past year.

Return vs Market: BNC exceeded the UK Market which returned 10.1% over the past year.

Price Volatility

Is BNC's price volatile compared to industry and market?
BNC volatility
BNC Average Weekly Movement3.6%
Banks Industry Average Movement3.9%
Market Average Movement5.0%
10% most volatile stocks in GB Market11.3%
10% least volatile stocks in GB Market2.7%

Stable Share Price: BNC has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: BNC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1856206,736Hector Grisi Checawww.santander.com

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services.

Banco Santander, S.A. Fundamentals Summary

How do Banco Santander's earnings and revenue compare to its market cap?
BNC fundamental statistics
Market capUK£96.94b
Earnings (TTM)UK£11.00b
Revenue (TTM)UK£43.19b
8.8x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BNC income statement (TTM)
Revenue€49.95b
Cost of Revenue€0
Gross Profit€49.95b
Other Expenses€37.22b
Earnings€12.73b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 29, 2025

Earnings per share (EPS)0.86
Gross Margin100.00%
Net Profit Margin25.48%
Debt/Equity Ratio337.5%

How did BNC perform over the long term?

See historical performance and comparison

Dividends

2.9%
Current Dividend Yield
13%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/31 01:01
End of Day Share Price 2025/07/31 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banco Santander, S.A. is covered by 58 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
José Valle CarrascalAhorro Corporación
David GrinsztajnAlphaValue
Carlos PeixotoBanco BPI, S.A.