Basler Kantonalbank provides various banking products and services to private and corporate customers in Switzerland.
Flawless balance sheet second-rate dividend payer.
Share Price & News
How has Basler Kantonalbank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 0QLU has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 0QLU exceeded the UK Banks industry which returned -11.3% over the past year.
Return vs Market: 0QLU matched the UK Market which returned 1.4% over the past year.
Price Volatility Vs. Market
How volatile is Basler Kantonalbank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Basler Kantonalbank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 0QLU (CHF78.2) is trading above our estimate of fair value (CHF29.42)
Significantly Below Fair Value: 0QLU is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 0QLU is poor value based on its PE Ratio (16.7x) compared to the Banks industry average (8.9x).
PE vs Market: 0QLU is good value based on its PE Ratio (16.7x) compared to the UK market (17.7x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 0QLU's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 0QLU is overvalued based on its PB Ratio (0.8x) compared to the GB Banks industry average (0.8x).
How is Basler Kantonalbank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Basler Kantonalbank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine Basler Kantonalbank's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Basler Kantonalbank competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has Basler Kantonalbank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 0QLU has high quality earnings.
Growing Profit Margin: 0QLU's current net profit margins (21.5%) are lower than last year (34%).
Past Earnings Growth Analysis
Earnings Trend: 0QLU's earnings have grown by 11.3% per year over the past 5 years.
Accelerating Growth: 0QLU's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 0QLU had negative earnings growth (-41.2%) over the past year, making it difficult to compare to the Banks industry average (26.6%).
Return on Equity
High ROE: 0QLU's Return on Equity (2.9%) is considered low.
Return on Assets
Return on Capital Employed
How is Basler Kantonalbank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 0QLU has a low level of unsold assets or inventory.
Debt Coverage by Assets: 0QLU's debt is not covered by short term assets (assets are 0.9x debt).
Financial Institutions Analysis
Asset Level: 0QLU's level of assets compared to its equity is moderate.
Allowance for Bad Loans: 0QLU has a sufficient allowance for bad loans.
Low Risk Liabilities: 0QLU's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0QLU has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 0QLU's loans are broadly funded by customer deposits.
Level of Bad Loans: 0QLU has an appropriate level of bad loans (0.28%)
What is Basler Kantonalbank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: 0QLU's dividend (4.08%) is higher than the bottom 25% of dividend payers in the UK market (1.9%).
High Dividend: 0QLU's dividend (4.08%) is low compared to the top 25% of dividend payers in the UK market (5.34%).
Stability and Growth of Payments
Stable Dividend: 0QLU's dividends per share have been stable in the past 10 years.
Growing Dividend: 0QLU's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (68%), 0QLU's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Basil Heeb (55yo)
Dr. Basil Heeb has been Chief Executive Officer, Head of President's Office and Chairman of Executive Board since April 1, 2019. Dr. Heeb is Chairman of the Board at Bank Cler AG since June 25, 2019. He mo ...
|CEO, Chairman of Executive Board and Head of President's Office||0.8yrs||no data||no data|
|CFO, Head of Finance & Risk and Member of Executive Board||1.3yrs||no data||0.00039% CHF12.5k|
|Deputy CEO||6.9yrs||no data||0.0029% CHF91.2k|
|Head of Service Center & Member of Executive Board||1.3yrs||no data||0.0020% CHF62.7k|
|Head of Sales Department for Private Clients & Member of the Executive Board||1.8yrs||no data||no data|
|Head of Legal & Compliance and Member of the Executive Board||1.3yrs||no data||no data|
|Head of General Secretariat||0yrs||no data||no data|
|Head of the Sales Development Department||0yrs||no data||no data|
|Head of the Group Inspectorate||0yrs||no data||no data|
|Head of the Corporate Customers Department||0yrs||no data||no data|
Experienced Management: 0QLU's management team is not considered experienced ( 1.3 years average tenure), which suggests a new team.
|Chairman of the Board||2.8yrs||CHF253.41k||no data|
|Vice Chairman of the Board||2.8yrs||CHF91.08k||no data|
Experienced Board: 0QLU's board of directors are not considered experienced ( 2.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Basler Kantonalbank's company bio, employee growth, exchange listings and data sources
- Name: Basler Kantonalbank
- Ticker: 0QLU
- Exchange: LSE
- Founded: 1899
- Industry: Regional Banks
- Sector: Banks
- Market Cap: CHF3.200b
- Shares outstanding: 41.66m
- Website: https://www.bkb.ch
Number of Employees
- Basler Kantonalbank
- Aeschenvorstadt 41
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BSKP||SWX (SIX Swiss Exchange)||Yes||Participation Certificates||CH||CHF||Jan 1992|
|0B8||BST (Boerse-Stuttgart)||Yes||Participation Certificates||DE||EUR||Jan 1992|
|0QLU||LSE (London Stock Exchange)||Yes||Participation Certificates||GB||CHF||Jan 1992|
Basler Kantonalbank provides various banking products and services to private and corporate customers in Switzerland. The company offers private, youth, education plus, seniors, Euro private and current, business, foreign currency, rent deposit, capital payment, and savings accounts; and various cards and payment terminals. It also provides mortgages and building loans; personal and collateral loans; lease, working capital, real estate, and female consult financing; investment capital funding; and bonds and bank credits. In addition, the company offers traveler's currency; pension and investment solutions; investment products; current market reports; sustainable investments; and mobile payment, e-banking, trading and stock exchange, financial planning, tax consultation, inheritance advisory, asset management, financial market analysis, and private banking services. Basler Kantonalbank was founded in 1899 and is headquartered in Basel, Switzerland.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/25 22:31|
|End of Day Share Price||2020/02/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.