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Basler Kantonalbank

LSE:0QLU
Snowflake Description

Flawless balance sheet average dividend payer.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
0QLU
LSE
CHF3B
Market Cap
  1. Home
  2. GB
  3. Banks
Company description

Basler Kantonalbank provides various banking products and services to private and corporate customers in Switzerland. The last earnings update was 16 days ago. More info.


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0QLU Share Price and Events
7 Day Returns
0%
LSE:0QLU
3.1%
GB Banks
1%
GB Market
1 Year Returns
0.8%
LSE:0QLU
-6.9%
GB Banks
1.6%
GB Market
0QLU Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Basler Kantonalbank (0QLU) 0% -2.1% - 0.8% - -
GB Banks 3.1% 3.6% 7.4% -6.9% 17.4% -11.6%
GB Market 1% 2.3% 8.6% 1.6% 14% 5.9%
1 Year Return vs Industry and Market
  • 0QLU outperformed the Banks industry which returned -6.9% over the past year.
Price Volatility
0QLU
Industry
5yr Volatility vs Market

0QLU Value

 Is Basler Kantonalbank undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Basler Kantonalbank to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Basler Kantonalbank.

LSE:0QLU Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Median Return on Equity from the past 5 years.
= Stable Book Value * Return on Equity
= CHF86.88 * 4.1%
CHF3.57
Book Value of Equity per Share Median Book Value from the past 5 years. CHF86.88
Discount Rate (Cost of Equity) See below 13.1%
Perpetual Growth Rate 10-Year GB Government Bond Rate 1.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for LSE:0QLU
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year GB Govt Bond Rate 1.2%
Equity Risk Premium S&P Global 6%
Banks Unlevered Beta Simply Wall St/ S&P Global 0.59
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.591 (1 + (1- 18%) (436.92%))
2.145
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
2
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (2 * 5.96%)
13.15%

Discounted Cash Flow Calculation for LSE:0QLU using Excess Returns Model Model

The calculations below outline how an intrinsic value for Basler Kantonalbank is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

LSE:0QLU Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (4.1% – 13.15%) * CHF86.88)
CHF-7.85
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= CHF-7.85 / (13.15% - 1.23%)
CHF-65.87
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= CHF86.88 + CHF-65.87
CHF21
LSE:0QLU Discount to Share Price
Calculation Result
Non-primary Listing Adjustment Factor 1 share in LSE:0QLU represents 0.9955x of SWX:BSKP
(This could be a different class, a depositary receipt, a different currency, or all of these things.)
0.9955x
Value per Share
(Listing Adjusted, CHF)
= Value per Share (CHF) x Listing Adjustment Factor
= CHF 21.00 x 0.9955
CHF20.91
Value per share (CHF) From above. CHF20.91
Current discount Discount to share price of CHF77.45
= -1 x (CHF77.45 - CHF20.91) / CHF20.91
-270.4%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Basler Kantonalbank is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Basler Kantonalbank's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Basler Kantonalbank's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
LSE:0QLU PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in CHF CHF4.56
SWX:BSKP Share Price ** SWX (2019-04-18) in CHF CHF77.8
United Kingdom of Great Britain and Northern Ireland Banks Industry PE Ratio Median Figure of 15 Publicly-Listed Banks Companies 10.28x
United Kingdom of Great Britain and Northern Ireland Market PE Ratio Median Figure of 795 Publicly-Listed Companies 16.28x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Basler Kantonalbank.

LSE:0QLU PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= SWX:BSKP Share Price ÷ EPS (both in CHF)

= 77.8 ÷ 4.56

17.06x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Basler Kantonalbank is overvalued based on earnings compared to the GB Banks industry average.
  • Basler Kantonalbank is overvalued based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does Basler Kantonalbank's expected growth come at a high price?
Raw Data
LSE:0QLU PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 17.06x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
16.4%per year
United Kingdom of Great Britain and Northern Ireland Banks Industry PEG Ratio Median Figure of 14 Publicly-Listed Banks Companies 0.87x
United Kingdom of Great Britain and Northern Ireland Market PEG Ratio Median Figure of 563 Publicly-Listed Companies 1.49x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Basler Kantonalbank, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Basler Kantonalbank's assets?
Raw Data
LSE:0QLU PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in CHF CHF92.04
SWX:BSKP Share Price * SWX (2019-04-18) in CHF CHF77.8
United Kingdom of Great Britain and Northern Ireland Banks Industry PB Ratio Median Figure of 16 Publicly-Listed Banks Companies 0.88x
United Kingdom of Great Britain and Northern Ireland Market PB Ratio Median Figure of 1,365 Publicly-Listed Companies 1.52x
LSE:0QLU PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= SWX:BSKP Share Price ÷ Book Value per Share (both in CHF)

= 77.8 ÷ 92.04

0.85x

* Primary Listing of Basler Kantonalbank.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Basler Kantonalbank is good value based on assets compared to the GB Banks industry average.
X
Value checks
We assess Basler Kantonalbank's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Banks industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Banks industry average (and greater than 0)? (1 check)
  5. Basler Kantonalbank has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

0QLU Future Performance

 How is Basler Kantonalbank expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover Basler Kantonalbank, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
16.4%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Basler Kantonalbank expected to grow at an attractive rate?
  • Basler Kantonalbank's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
  • Basler Kantonalbank's earnings growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
  • Unable to compare Basler Kantonalbank's revenue growth to the United Kingdom of Great Britain and Northern Ireland market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
LSE:0QLU Future Growth Rates Data Sources
Data Point Source Value (per year)
LSE:0QLU Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 16.4%
United Kingdom of Great Britain and Northern Ireland Banks Industry Earnings Growth Rate Market Cap Weighted Average 12.6%
United Kingdom of Great Britain and Northern Ireland Banks Industry Revenue Growth Rate Market Cap Weighted Average 4.5%
United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate Market Cap Weighted Average 11.1%
United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate Market Cap Weighted Average 4.8%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
LSE:0QLU Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in CHF Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
LSE:0QLU Past Financials Data
Date (Data in CHF Millions) Revenue Cash Flow Net Income *
2018-12-31 559 1,091 190
2018-09-30 576 152
2018-06-30 593 141
2018-03-31 602 159
2017-12-31 610 -1,563 151
2017-09-30 606 159
2017-06-30 601 166
2017-03-31 584 144
2016-12-31 566 1,919 122
2016-09-30 568 116
2016-06-30 570 111
2016-03-31 573 110

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Basler Kantonalbank's earnings are expected to grow by 16.4% yearly, however this is not considered high growth (20% yearly).
  • Unable to determine if Basler Kantonalbank is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
LSE:0QLU Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Basler Kantonalbank Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:0QLU Past Financials Data
Date (Data in CHF Millions) EPS *
2018-12-31 4.56
2018-09-30 3.66
2018-06-30
2018-03-31
2017-12-31 3.62
2017-09-30 3.80
2017-06-30
2017-03-31
2016-12-31 2.92
2016-09-30 2.79
2016-06-30
2016-03-31

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Basler Kantonalbank will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Basler Kantonalbank's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Basler Kantonalbank has a total score of 2/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

0QLU Past Performance

  How has Basler Kantonalbank performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Basler Kantonalbank's growth in the last year to its industry (Banks).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Basler Kantonalbank's year on year earnings growth rate has been positive over the past 5 years.
  • Basler Kantonalbank's 1-year earnings growth exceeds its 5-year average (26% vs 20%)
  • Basler Kantonalbank's earnings growth has not exceeded the GB Banks industry average in the past year (26% vs 42.2%).
Earnings and Revenue History
Basler Kantonalbank's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Basler Kantonalbank Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:0QLU Past Revenue, Cash Flow and Net Income Data
Date (Data in CHF Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 559.05 190.04 364.86
2018-09-30 575.79 152.42 370.81
2018-06-30 592.54 140.88 376.77
2018-03-31 601.51 158.88 381.05
2017-12-31 610.47 150.80 385.33
2017-09-30 605.77 158.50 380.69
2017-06-30 601.08 166.21 376.04
2017-03-31 583.72 143.96 363.68
2016-12-31 566.37 121.71 351.33
2016-09-30 568.01 116.31 352.70
2016-06-30 569.65 110.91 354.08
2016-03-31 573.15 109.97 351.60
2015-12-31 576.65 109.04 349.12
2015-09-30 559.61 100.61 331.18
2015-06-30 542.57 92.18 313.24
2015-03-31 547.74 92.84 311.57
2014-12-31 552.91 93.49 309.89
2014-09-30 514.58 59.96 304.44
2014-06-30 476.24 26.42 298.98
2014-03-31 487.32 61.37 315.18
2013-12-31 498.40 96.32 331.37
2013-09-30 540.31 149.70 344.66
2013-06-30 582.22 203.08 357.95
2013-03-31 597.01 215.91 348.30
2012-12-31 611.81 228.74 338.65
2012-09-30 615.90 225.08 341.95
2012-06-30 620.00 221.42 345.25

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Basler Kantonalbank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Basler Kantonalbank used its assets less efficiently than the GB Banks industry average last year based on Return on Assets.
  • Unable to establish if Basler Kantonalbank improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess Basler Kantonalbank's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Banks industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Basler Kantonalbank has a total score of 2/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

0QLU Health

 How is Basler Kantonalbank's financial position? (This company is analysed differently as a bank or financial institution)

This company is a bank or financial institution.

Fundamentally a bank's business is based upon borrowing and lending money, for this reason they typically have high levels of debt and we analyse them differently.
Net Worth
Balance sheet
This treemap shows a more detailed breakdown of Basler Kantonalbank's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Basler Kantonalbank Company Filings, last reported 3 months ago.

LSE:0QLU Past Debt and Equity Data
Date (Data in CHF Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 3,846.00 14,162.81 9,923.41
2018-09-30 3,846.00 14,162.81 9,923.41
2018-06-30 3,917.15 12,433.72 9,013.62
2018-03-31 3,917.15 12,433.72 9,013.62
2017-12-31 3,913.27 11,563.01 8,437.12
2017-09-30 3,913.27 11,563.01 8,437.12
2017-06-30 3,825.51 11,491.81 9,075.64
2017-03-31 3,825.51 11,491.81 9,075.64
2016-12-31 3,824.90 10,300.47 8,063.67
2016-09-30 3,824.90 10,300.47 8,063.67
2016-06-30 3,753.33 10,935.20 8,708.25
2016-03-31 3,753.33 10,935.20 8,708.25
2015-12-31 3,726.06 10,609.88 7,751.93
2015-09-30 3,726.06 10,609.88 7,751.93
2015-06-30 3,610.26 9,830.31 7,659.97
2015-03-31 3,610.26 9,830.31 7,659.97
2014-12-31 3,480.76 9,738.63 7,210.20
2014-09-30 3,480.76 9,738.63 7,210.20
2014-06-30 3,225.75 11,139.89 8,724.25
2014-03-31 3,225.75 11,139.89 8,724.25
2013-12-31 3,341.21 11,529.54 8,457.55
2013-09-30 3,341.21 11,529.54 8,457.55
2013-06-30 3,185.32 10,706.58 10,178.86
2013-03-31 3,185.32 10,706.58 10,178.86
2012-12-31 3,138.90 11,099.19 8,652.89
2012-09-30 3,138.90 11,099.19 8,652.89
2012-06-30 3,074.96 11,701.73 8,537.51
BANK ANALYSIS

This company is a bank or financial institution, which is analysed accordingly below.

Below we check the amount of loans the bank has, how many of those are bad, and its ability to cover any bad loans.
  • Basler Kantonalbank has an acceptable proportion of non-loan assets held.
  • Basler Kantonalbank's liabilities are made up of primarily low risk sources of funding.
  • Loans at Basler Kantonalbank are broadly funded by customer deposits.
  • Basler Kantonalbank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
  • Basler Kantonalbank has a sufficient allowance for bad loans.
  • Basler Kantonalbank has an acceptable level of bad loans (less than 2%).
X
Financial health checks
We assess Basler Kantonalbank's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Basler Kantonalbank has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

0QLU Dividends

 What is Basler Kantonalbank's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
3.98%
Current annual income from Basler Kantonalbank dividends.
If you bought CHF2,000 of Basler Kantonalbank shares you are expected to receive CHF80 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Basler Kantonalbank's pays a higher dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (2.01%).
  • Basler Kantonalbank's dividend is below the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.12%).
Upcoming dividend payment

Purchase Basler Kantonalbank before the 'Buy Limit' to receive their next dividend payment.

Dividends are usually paid every 3 or 6 months, you can time your share purchase to take advantage of upcoming dividend payments.
Dividend payment calendar
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
LSE:0QLU Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United Kingdom of Great Britain and Northern Ireland Banks Industry Average Dividend Yield Market Cap Weighted Average of 14 Stocks 4.9%
United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield Market Cap Weighted Average of 705 Stocks 4.2%
United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield 10th Percentile 1%
United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield 25th Percentile 2%
United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield 75th Percentile 5.1%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

LSE:0QLU Past Annualized Dividends Data
Date (Data in CHF) Dividend per share (annual) Avg. Yield (%)
2019-04-02 3.100 4.020
2019-02-28 3.100 4.017
2018-03-28 3.100 4.051
2018-03-01 3.100 4.014
2017-03-29 3.100 4.328
2017-02-23 3.100 4.281
2016-03-30 3.100 4.568
2016-03-03 3.100 4.238
2015-04-01 3.100 4.458
2015-03-05 3.100 4.286
2014-04-01 3.100 4.586
2014-02-20 3.100 3.969
2013-04-03 3.300 4.180
2013-02-28 3.300 3.408
2012-04-02 3.300 3.163
2012-02-16 3.300 2.947
2011-03-07 3.300 2.398
2011-01-17 3.300 2.292
2010-03-01 3.300 2.383
2010-01-15 3.300 2.705
2009-04-20 3.000 2.562

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Dividends per share have been stable in the past 10 years.
  • Dividends per share have increased over the past 10 years.
Current Payout to shareholders
What portion of Basler Kantonalbank's earnings are paid to the shareholders as a dividend.
  • Dividends paid are covered by earnings (1.5x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Basler Kantonalbank's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Basler Kantonalbank afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Basler Kantonalbank has a total score of 4/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

0QLU Management

 What is the CEO of Basler Kantonalbank's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Basil Heeb
AGE 54
TENURE AS CEO 0 years
CEO Bio

Mr. Basil Heeb has been Chief Executive Officer, Head of President's Office and Chairman of Management Board since April 1, 2019. Mr. Heeb most recently served as chief operating officer and member of the executive committee of the SwissQuant Group in Zurich.

CEO Compensation
  • Insufficient data for Basil to compare compensation growth.
  • Insufficient data for Basil to establish whether their remuneration is reasonable compared to companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure

Average tenure and age of the Basler Kantonalbank management team in years:

0.5
Average Tenure
47
Average Age
  • The average tenure for the Basler Kantonalbank management team is less than 2 years, this suggests a new team.
Management Team

Basil Heeb

TITLE
CEO, Chairman of Management Board and Head of President's Office
AGE
54

Christoph Auchli

TITLE
CFO, Head of Finance & Risk and Member of Management Board
AGE
47
TENURE
0.5 yrs

Luca Pertoldi-Deppeler

TITLE
Deputy CEO (ai)
AGE
47

Michael Eisenrauch

TITLE
Head of Service Center & Member of Executive Board
AGE
42
TENURE
0.5 yrs

Maria Vacalli

TITLE
Chief Digital Officer
AGE
47
TENURE
0.5 yrs

Andreas Ruesch

TITLE
Head of Sales Department for Private Clients & Member of the Executive Board
AGE
51
TENURE
1 yrs

Regula Berger

TITLE
Head of Legal & Compliance and Member of the Executive Board
AGE
36
TENURE
0.5 yrs

Rukayat Salaudeen

TITLE
Head of General Secretariat

Michael Baumberger

TITLE
Head of the Sales Development Department

Felix Haenle

TITLE
Head of the Group Inspectorate
Board of Directors Tenure

Average tenure and age of the Basler Kantonalbank board of directors in years:

2
Average Tenure
53
Average Age
  • The average tenure for the Basler Kantonalbank board of directors is less than 3 years, this suggests a new board.
Board of Directors

Adrian Bult

TITLE
Chairman of the Board
COMPENSATION
CHF190K
AGE
59
TENURE
2 yrs

Christine Hidber

TITLE
Vice Chairman of the Board
COMPENSATION
CHF68K
AGE
50
TENURE
2 yrs

Urs Berger

TITLE
Director
COMPENSATION
CHF83K
AGE
67
TENURE
5.3 yrs

Domenico Scala

TITLE
Director
COMPENSATION
CHF70K
AGE
53
TENURE
2 yrs

Ralph Lewin

TITLE
Director
COMPENSATION
CHF65K
AGE
65
TENURE
10 yrs

Andreas Sturm

TITLE
Director
COMPENSATION
CHF122K
AGE
54
TENURE
10.3 yrs

Karoline Okomba

TITLE
Director
COMPENSATION
CHF84K
AGE
45
TENURE
2 yrs

Priscilla Leimgruber

TITLE
Director
COMPENSATION
CHF52K
AGE
48
TENURE
2 yrs

Jacqueline Overbeck

TITLE
Director
COMPENSATION
CHF52K
AGE
49
TENURE
2 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (CHF) Value (CHF)
X
Management checks
We assess Basler Kantonalbank's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Basler Kantonalbank has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

0QLU News

Simply Wall St News

0QLU Company Info

Description

Basler Kantonalbank provides various banking products and services to private and corporate customers in Switzerland. The company offers private, youth, education plus, seniors, Euro private and current, business, foreign currency, rent deposit, capital payment, and savings accounts; and various cards and payment terminals. It also provides mortgages and building loans; personal and collateral loans; lease, working capital, real estate, and female consult financing; investment capital funding; and bonds and bank credits. In addition, the company offers traveler's currency; pension and investment solutions; investment products; current market reports; sustainable investments; and mobile payment, e-banking, trading and stock exchange, financial planning, tax consultation, inheritance advisory, asset management, financial market analysis, and private banking services. Basler Kantonalbank was founded in 1899 and is headquartered in Basel, Switzerland.

Details
Name: Basler Kantonalbank
0QLU
Exchange: LSE
Founded: 1899
CHF3,241,514,049
41,664,705
Website: http://www.bkb.ch
Address: Basler Kantonalbank
Aeschenvorstadt 41,
Basel,
Basel-Stadt, 4002,
Switzerland
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
SWX BSKP Participation Certificates SIX Swiss Exchange CH CHF 02. Jan 1992
BST 0B8 Participation Certificates Boerse-Stuttgart DE EUR 02. Jan 1992
LSE 0QLU Participation Certificates London Stock Exchange GB CHF 02. Jan 1992
BATS-CHIXE BSKPZ Participation Certificates BATS 'Chi-X Europe' GB CHF 02. Jan 1992
Number of employees
Current staff
Staff numbers
1,238
Basler Kantonalbank employees.
Industry
Regional Banks
Banks
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/04/18 22:05
End of day share price update: 2019/04/18 00:00
Last earnings filing: 2019/04/02
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.