0P5C Stock Overview

Provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark. More details

0P5C fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	2/6
Financial Health	4/6
Dividends	2/6

Rewards

Trading at 18.7% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

Community vs My Fair Value

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Danske Andelskassers Bank A/S Competitors

Metro Bank Holdings

LSE:MTRO

UK£701.2m

Arbuthnot Banking Group

AIM:ARBB

UK£148.7m

Secure Trust Bank

LSE:STB

UK£115.6m

TBC Bank Group

LSE:TBCG

UK£2.7b

Price History & Performance

Summary of share price highs, lows and changes for Danske Andelskassers Bank
Historical stock prices
Current Share Price	DKK 14.65
52 Week High	DKK 14.75
52 Week Low	DKK 14.65
Beta	0.18
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	31.39%
5 Year Change	n/a
Change since IPO	213.03%

Recent updates

Shareholder Returns

	0P5C	GB Banks	GB Market
7D	0%	0.09%	0.9%
1Y	n/a	27.8%	0.3%

Return vs Industry: Insufficient data to determine how 0P5C performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how 0P5C performed against the UK Market.

Price Volatility

Is 0P5C's price volatile compared to industry and market?
0P5C volatility
0P5C Average Weekly Movement	n/a
Banks Industry Average Movement	6.5%
Market Average Movement	5.7%
10% most volatile stocks in GB Market	10.9%
10% least volatile stocks in GB Market	3.1%

Stable Share Price: 0P5C's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine 0P5C's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1969	321	Jan Pedersen	www.andelskassen.dk

Danske Andelskassers Bank A/S provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark. The company offers payment accounts; loans and credit products, such as mortgage, home, building credit, restructuring, and energy loans, as well as car loans, consumer loans, and overdrafts; and debit and credit cards. It also provides pension products; and death, sickness, home, accident, annuity, detached, auto, annual travel, holiday home, motorcycle, and pet insurance, as well as protection for wages.

Danske Andelskassers Bank A/S Fundamentals Summary

How do Danske Andelskassers Bank's earnings and revenue compare to its market cap?
0P5C fundamental statistics
Market cap	DKK 3.19b
Earnings (TTM)	DKK 270.22m
Revenue (TTM)	DKK 916.25m

11.8x

P/E Ratio

1.1x

P/B Ratio

Is 0P5C overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0P5C income statement (TTM)
Revenue	DKK 916.25m
Cost of Revenue	DKK 0
Gross Profit	DKK 916.25m
Other Expenses	DKK 646.04m
Earnings	DKK 270.22m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.21
Gross Margin	100.00%
Net Profit Margin	29.49%
Debt/Equity Ratio	19.2%

How did 0P5C perform over the long term?

See historical performance and comparison

Dividends

2.5%

Current Dividend Yield

30%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/08 15:45
End of Day Share Price	2025/03/11 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Danske Andelskassers Bank A/S is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Danske Andelskassers Bank LSE:0P5C Stock Report