0M9E Stock Overview

Operates as a savings bank that provides various banking products and services in Norway. More details

0M9E fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	5/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 51.1% below our estimate of its fair value

Earnings grew by 19.5% over the past year

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

Community vs My Fair Value

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SpareBank 1 Østfold Akershus Competitors

Price History & Performance

Summary of share price highs, lows and changes for SpareBank 1 Østfold Akershus
Historical stock prices
Current Share Price	NOK 420.00
52 Week High	NOK 444.00
52 Week Low	NOK 385.00
Beta	0.17
1 Month Change	7.68%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	211.11%

Recent updates

Shareholder Returns

	0M9E	GB Banks	GB Market
7D	7.7%	1.3%	0.9%
1Y	n/a	36.2%	0.7%

Return vs Industry: Insufficient data to determine how 0M9E performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how 0M9E performed against the UK Market.

Price Volatility

Is 0M9E's price volatile compared to industry and market?
0M9E volatility
0M9E Average Weekly Movement	n/a
Banks Industry Average Movement	6.8%
Market Average Movement	5.8%
10% most volatile stocks in GB Market	11.2%
10% least volatile stocks in GB Market	3.2%

Stable Share Price: 0M9E's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine 0M9E's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1835	292	Arild Hansen	www.sparebank1.no/nb/ostfold-akershus/privat.html

SpareBank 1 Østfold Akershus operates as a savings bank that provides various banking products and services in Norway. The company offers savings in funds; savings accounts; savings for children and retirement; and stocks and investment products. It also provides mortgage, car, consumer, vehicle, green, and transferring loans, as well as refinancing of mortgage and consumer debt; financing services, including overdrafts, leasing, business loans, bank guarantees, construction loans, growth guarantee schemes, operating credit for agriculture, factoring, and invoice sales.

SpareBank 1 Østfold Akershus Fundamentals Summary

How do SpareBank 1 Østfold Akershus's earnings and revenue compare to its market cap?
0M9E fundamental statistics
Market cap	NOK 5.20b
Earnings (TTM)	NOK 575.00m
Revenue (TTM)	NOK 1.29b

9.0x

P/E Ratio

1.1x

P/B Ratio

Is 0M9E overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0M9E income statement (TTM)
Revenue	NOK 1.29b
Cost of Revenue	NOK 0
Gross Profit	NOK 1.29b
Other Expenses	NOK 719.00m
Earnings	NOK 575.00m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	46.42
Gross Margin	100.00%
Net Profit Margin	44.44%
Debt/Equity Ratio	113.7%

How did 0M9E perform over the long term?

See historical performance and comparison

Dividends

4.8%

Current Dividend Yield

43%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/19 23:16
End of Day Share Price	2025/05/19 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SpareBank 1 Østfold Akershus is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Christian Berner	Beringer Finance AB
Geir Kristiansen	Beringer Finance AB
Žilvinas Jusaitis	Norne Securities AS

SpareBank 1 Østfold Akershus LSE:0M9E Stock Report