How does 0IRH's PE Ratio compare to its peers?

0IRH is good value based on its Price-To-Earnings Ratio (9.2x) compared to the peer average (18.7x).

How does 0IRH's PE Ratio compare vs other companies in the European Banks Industry?

0IRH is expensive based on its Price-To-Earnings Ratio (9.2x) compared to the European Banks industry average (7.3x).

What is 0IRH's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate 0IRH's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of 0IRH when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

0IRH (DKK209) is trading below our estimate of [[fair value]] (DKK332.49)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

0IRH Stock Overview

Provides banking products and services to private, business, and association customers in Denmark and internationally. More details

0IRH fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	2/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 37.1% below our estimate of its fair value

Earnings have grown 10.5% per year over the past 5 years

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap (DKK436M)

My Notes

Capture your thoughts, links and company narrative

Møns Bank A/S Competitors

Secure Trust Bank

LSE:STB

UK£64.7m

Arbuthnot Banking Group

AIM:ARBB

UK£142.5m

Close Brothers Group

LSE:CBG

UK£332.2m

Peak Bancorp

OTCPK:IDFB

US$64.5m

Price History & Performance

Summary of share price highs, lows and changes for Møns Bank
Historical stock prices
Current Share Price	DKK 209.00
52 Week High	DKK 209.00
52 Week Low	DKK 209.00
Beta	0.47
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	3.47%
Change since IPO	4.76%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	0IRH	GB Banks	GB Market
7D	0%	-1.3%	-2.2%
1Y	n/a	32.4%	2.4%

Return vs Industry: Insufficient data to determine how 0IRH performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how 0IRH performed against the UK Market.

Price Volatility

Is 0IRH's price volatile compared to industry and market?
0IRH volatility
0IRH Average Weekly Movement	n/a
Banks Industry Average Movement	3.7%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.5%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0IRH has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine 0IRH's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1877	99	Flemming Jensen	www.moensbank.dk

Møns Bank A/S provides banking products and services to private, business, and association customers. The company offers housing loans, car loans, wealth management, local pool investment, mutual funds, share savings accounts, pension/insurance services, and mobile and online banking services. It operates through branches in Næstved, Rønnede, Præstø, and Vordingborg.

Møns Bank A/S Fundamentals Summary

How do Møns Bank's earnings and revenue compare to its market cap?
0IRH fundamental statistics
Market cap	DKK 436.00m
Earnings (TTM)	DKK 47.30m
Revenue (TTM)	DKK 196.22m

9.2x

P/E Ratio

0.8x

P/B Ratio

Is 0IRH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0IRH income statement (TTM)
Revenue	DKK 196.22m
Cost of Revenue	DKK 0
Gross Profit	DKK 196.22m
Other Expenses	DKK 148.92m
Earnings	DKK 47.30m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	23.65
Gross Margin	100.00%
Net Profit Margin	24.10%
Debt/Equity Ratio	20.5%

How did 0IRH perform over the long term?

See historical performance and comparison

Dividends

0.9%

Current Dividend Yield

10%

Payout Ratio

Does 0IRH pay a reliable dividends?

See 0IRH dividend history and benchmarks

When do you need to buy 0IRH by to receive an upcoming dividend?
Møns Bank dividend dates
Ex Dividend Date	Mar 23 2023
Dividend Pay Date	Mar 27 2023
Days until Ex dividend	642 days
Days until Dividend pay date	638 days

Does 0IRH pay a reliable dividends?

See 0IRH dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/02/28 14:51
End of Day Share Price	2022/12/01 00:00
Earnings	2022/12/31
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Møns Bank A/S is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution